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Rethinking the international monetary system – IMF blog


By Atish Rex Ghosh

Fifty years ago the world changed. On August 15, 1971, US President Richard Nixon closed the “gold window,” suspending dollar convertibility. Although it was not Nixon’s intention, this act effectively marked the end of the Bretton Woods system of fixed exchange rates. But, in truth, with the rise of cross-border private capital flows, a system based on fixed exchange rates for major currencies was no longer viable and Nixon’s decision – decried at the time as an abrogation of international responsibilities. of America – paved the way for the modern international monetary system.

The Bretton Woods collapse prompted a fundamental rethinking of what would give stability to the international monetary system.

The Bretton Woods era

When the Bretton Woods system was established in 1944, the dominant narrative was that competitive devaluations, foreign exchange restrictions, and trade barriers worsened, if not caused, the Great Depression. As a result, IMF member countries would only be allowed to change their exchange rate parity in the event of a “fundamental imbalance” – the idea being that the stability of individual exchange rates (excluding competitive devaluations) would lead to stability. of the overall system. Importantly, however, only the member country could propose a change in parity – the only power of the IMF was to approve or not to approve the proposed change.

The system incorporated elements of the old “gold standard” system, but now, instead of currencies being directly tied to gold, countries set their exchange rates against the US dollar. In turn, the United States has promised to supply gold, on demand, in exchange for dollars accumulated in foreign central banks at the official price of $ 35 an ounce. All the currencies linked to the dollar thus had a fixed value in terms of gold.

In an extraordinary surrender of national sovereignty for the common good, member governments have pledged to maintain a fixed parity for their exchange rate against the US dollar unless they are faced with a “fundamental imbalance” in their balance. payments. The IMF would lend reserves (usually dollars) to allow central banks to maintain parity in the face of temporary balance of payments shocks without “resorting to measures destructive of national or international prosperity”.

The system has worked reasonably well for over two decades. However, cracks appeared. Governments of deficit countries with overvalued currencies have often delayed necessary devaluations for fear of political repercussions. Meanwhile, surplus countries, which enjoyed a trade competitiveness advantage, had no incentive to revalue their currencies.

The experience of the 1960s showed that this artificial stability of individual exchange rates could delay the necessary adjustment, ultimately leading to traumatic balance of payments crises which resulted in system instability, especially if any of the major economies (eg UK) was involved. The increase in private capital flows meant that any whiff of a possible devaluation would send billions of dollars from a deficit country – thus precipitating the devaluation – to surplus countries that would find it difficult to contain the inflationary consequences of capital inflows. .

In the early 1970s, the United States suffered such a balance-of-payments crisis, mainly due to its lax domestic monetary and fiscal policies as it sought to finance the costs of the Vietnam War and its programs. the “Big Society”, as well as the reluctance of the large surplus countries (Germany and Japan in particular) to revalue their currencies. As the US gold reserves hemorrhaged, Nixon decided to close the gold window. Although designed as a ploy to force surplus countries to revalue their currencies, since the dollar was the linchpin of the system, Nixon’s action effectively brought the system down.

New system, new way of thinking

The collapse of Bretton Woods (and its short-lived successor, the Smithsonian Agreement) prompted a fundamental rethink of what would give stability to the international monetary system.

In designing the Bretton Woods system, the presumption had been that pegging individual currencies against gold or the dollar would make the system stable. However, in the process, US officials argued that simply fixing the exchange rate would bring rigidity, not stability. Attempts to maintain the peg (including through exchange restrictions or capital controls) when the exchange rate was no longer in line with national policies resulted in only costly – and ultimately futile – delays. in the exterior fit.

The new way of thinking was that the stability of the system would come less from the stability of individual exchange rates. in itself, and more domestic policies geared towards domestic stability (orderly growth with low inflation), which would result in stable but not excessively rigid exchange rates, thus allowing for a timely external adjustment, and thus contributing to stability of the entire international monetary system. While countries were no longer required to declare and maintain a fixed parity for their exchange rate, in order to prevent possible competitive devaluations / depreciations or other monetary manipulation, the IMF was tasked with exercising “firm surveillance”. On the exchange rate policies of its members.

Subsequent experience (especially in the aftermath of the 2008 global financial crisis) has shown that even such national stability may not be enough for system stability when dealing with systemically important countries. More recently, countries now regularly discuss the external implications of their internal policies with the IMF. And although they are never required to change these policies as long as they promote their own national stability, they can be encouraged to consider alternative policies if these also better promote the stability of the system.

What the future may hold in store for us

The collapse of the fixed exchange rate system shook the world in 1971. But monetary systems exist to meet the needs of humanity, and as our societies evolve, so do our societal systems. The world of 1971 was not what it was in 1944, just as our world today bears little resemblance to the realities of 1971. Today, fundamental transformations are accelerating development, deployment and development. adoption of digital currency. Could a digital transformation of the international monetary system soon be underway? Whatever the evolution of the system, the fundamental principle that its stability will depend on international monetary cooperation will remain.

Tallyho Twinkletoe makes history with smashing victory at Grand National Steeplechase


Tallyho Twinkletoe didn't do any Grand National Steeplechase races, so jockey Shaun Phelan gave the credit where it was due.


Tallyho Twinkletoe did not race any Grand National Steeplechase, so jockey Shaun Phelan gave the credit where it was due.

An enthusiastic boost from jockey Shaun Phelan as he crossed the finish line said it all as show jumping champion Tallyho Twinkletoe inscribed his name in Australian show jumping folklore, winning the Grand National Steeplechase in $ 75,000 (5,600m) at Riccarton on Saturday.

The 11-year-old horse trained by Kevin Myers became the first horse to complete the New Zealand and Australian double in the Grand National Hurdle and Steeplechase with his 11th victory in 15 overhead starts.

Phelan also made history, becoming the first jockey to ride the four-time race winner, having won the event on Eric The Viking (2014), Upper Cut (2017) and It’s A Wonder (2019). .

* Broken bones end Shaun Phelan’s season prematurely
* Grand National winner almost missed his flight to follow him
* Rejuvenated Shaun Phelan ready for second Grand National crown

Tallyho Twinkletoe comes and goes in the Grand National Steeplechase

Race office

Tallyho Twinkletoe comes and goes in the Grand National Steeplechase

Sent at prohibitive odds of $ 1.50 after an effortless 16-length win in the main event, the Koral Steeplechase (4,250m) seven days earlier, Tallyho Twinkletoe was never wrong.

Left to settle at the back of the peloton by Phelan, the duo bided their time before leaving after the Shamal pacemaker with 1000m to run, Tallyho Twinkletoe staggered the pacemaker at the edge of the turn.

He gradually pulled away to win by a 12-length conservative of his teammate Mandalay, who edged out a gallant Shamal for second place in the very last stride.

An ecstatic Phelan was in awe of his mount being trained by Whanganui as he dismounted.

“What a great horse, he has a huge heart,” he said.

We were a bit flat, but he just kept picking up and scooping up and at the end it was just amazing.

“I was happy to turn it off and wait as long as possible. When I looked back up I could see that Shamal was still doing quite well and that it was going to be difficult to pick him up in this heavy soil.

“I had to work to achieve it and honestly, if I hadn’t been on such a fancy client, I wouldn’t have gotten there.

“I’m just so grateful to Kevin and Jo (Rathbone) for putting me on, although anyone can ride him and I’m just the lucky guy that’s on top of him.”

Co-owner and former jumping jockey Rathbone put on a moving figure as she welcomed her pride and joy into the bird cage.

“It’s just amazing, I’m absolutely thrilled,” she said.

He tried so hard and gave it all he had. He has an amazing temper and he is such an easy horse to do anything just a beautiful all around horse that tries his heart out.

“There aren’t many horses, if any, that have won a National Hurdle and Steeplechase on both sides of the Tasman.

Bought by Rathbone for $ 9,000 on the Yaldhurst Lodge draft in the 2012 NZB South Island sale, Tallyho Twinkletoe has now won 15 of his 33 starts and over $ 667,000 in prize money.

Galloper Taranaki Justaskme wins the Heatstore Open Handicap (1400m).


Galloper Taranaki Justaskme wins the Heatstore Open Handicap (1400m).


Galloper Taranaki Justaskme took some revenge on an unlucky effort during last weekend’s Winter Cup at Riccarton when he triumphed yesterday at the Heatstore Open Handicap (1400m).

The six-year-old girl coached by Allan Sharrock had finished runner-up in the Winter Cup after being held up at a crucial stage of the homecoming, but made amends at the hands of apprentice Bailey Rogerson, who made full use of her claim of 4 kg. on heavy surface 11.

Rogerson had Justaskme in good contact with the ground all the way through before setting off for a race to the top of Riccarton’s long straight.

When asked for a serious effort in the final 100 meters, Justaskme collapsed to beat the well-supported first day winner Rock Island Line with Louie Louie fighting well for third place.

From History Books to the Web – The New Indian Express


Express news service

KOCHI: To celebrate Independence Day on August 15, two friends Tarun Srinivasan and Vishnu SH from Class VIII in Chinmaya Vidyalaya, Attukal are planning to display the portraits of some prominent freedom fighters in the country. Prominent personalities like Jawaharlal Nehru, Mahatma Gandhi, Subash Chandra Bose, Kelappan, etc. were born on the canvases of young artists.

The duo were guided by Arun Vijay, art teacher at Sri Sri Ravishankar Vidya Mandir, Thiruvananthapuram. “Vishnu’s mother is my colleague. So I started giving private drawing lessons for him and his friend Tarun last year. Although very new to the art, they were talented and began taking portraits within two months of joining. Recently they had the idea of ​​drawing freedom fighters before independence day. They also intend to represent life-size drawings of some of these freedom fighters on canvas, ”says Arun.

The realistic portraits made in graphite pencil are a tribute to freedom fighters, says Vishnu S H. “Tarun and I have been best friends since kindergarten. We both love to draw lifelike portraits, especially capturing his face as it is. I felt happy and proud drawing portraits of prolific heroes that we have studied in history books ”.

The rich composition of the canvas portraits of Tarun and Vishnu resembles that of real photographs of freedom fighters. Artists had to balance their online courses to find time to complete their art endeavors. “Representing Nehru took longer than others. I try to finish one portrait at a time and only take a few minutes break in between. We also plan to create life-size drawings of at least two freedom fighters in the coming days. The freedom fighters series also helps us learn facial structures. In addition to pencil, I also like to draw landscapes in acrylic, ”explains Tarun.

Letter to the editor: History books cover bombings | Letters


Friday August 6 was the anniversary of one of the most significant events in American history, the dropping of the nuclear bomb on Hiroshima, Japan, which ended the war in the Pacific.

I was 12 that day, August 6, 1946, and I have vivid memories of that horrible event. Since that day, many well-educated historians and others have studied the decision to drop the bomb, and almost all have looked at the morality of that decision. It was extremely complicated and difficult and many questions were answered and carefully answered.

There are those who are still wondering, like the author of Friday’s Missoulian letter. Unfortunately, his letter contains a number of errors and at least one major omission.

For those who wish to know the truth and accuracy of this period in our history, there are many history books that cover this horrific event. The most recent I’ve read is AJBaime’s “The Accidental President”, which covers President Truman’s very difficult decision that led to the end of the Pacific War. And there are many more.

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Drama Series, Featured Documentary Series What History Books Ignored – The Hollywood Reporter


The first moments of HBO’s postmodern superhero miniseries Watchmen were simply terrifying: A panicked black couple and their young son roam the fiery streets of Tulsa, Oklahoma, in 1921, witnessing – and narrowly avoiding – a massacre as white supremacists destroy a prosperous neighborhood commonly referred to as “Black Wall Street.” “Since its premiere in October 2019, much has been written about how this five-minute sequence has done more to introduce audiences to this repressed moment in history than any school program ever could (not so many textbooks, if any, actually document the reality (Tulsa Race Life Massacre).

Sepia toned images and synthesized score cinematize the cruelty to amplify the emotional impact of that violence in the Emmy-nominated film. Tulsa Burning: The 1921 Race Massacre. Yet, watching the History Channel two-part documentary (now available on Hulu), my heart also pounded as I watched archival footage from the 1990s of elderly survivors of the massacre recounting their flash memories of this long-lasting trauma. “At 9, it was very disturbing because I was sleeping,” shares an elderly woman on a grainy videotape. “My mom woke me up and told me to get up. She said: ‘Eldoris, Eldoris! Get up so I can dress you. White people kill people of color. Eldoris McCondichie’s now decades-old statement, delivered with the poetic clarity and cadence characteristic of the greatest generation, underscores the value of actually listening and absorbing lived experiences.

An explosive action scene can do wonders in invigorating the past, as can the testimonies and oral histories of those who have truly lived through horror. These double non-fiction (Burning tulsa) and romanticized (Watchmen) Television performances work together not only to resurrect a neglected historical episode, but also to disseminate information to millions of people. The legacy of what happened in Tulsa has been silenced for almost a century thanks to hegemonic politics. Television – traditionally and disdainfully referred to as “the idiot box” and “the nipple tube” – has served to educate countless viewers about events that have been excluded from the history books.

The Tulsa Race Massacre event was seen in the HBO pilot episode Watchmen in 2019.
Mark Hill / HBO

At a time when many of our country’s leaders are trying to restrict the social studies curricula taught in American schools, including muzzling the narratives of oppressed and excluded peoples from Black, Indigenous, Latin, Asian and LGBTQ + communities, it still seems more vital that television and pop culture continue to embrace this kind of storytelling peeled back. As such, some of the best TV shows of 2020 and 2021 have offered visionary tales of forgotten (or misinterpreted) affairs from the past.

Beyond honoring Burning tulsa, which was nominated for its writing, music and sound editing, the Emmy Awards also went to other illuminating period programs such as Lovecraft Country, The Underground Railroad, Bridgerton, The crown and Pose. Unlike the whole of the 1960s The Queen’s GambitHowever, these series don’t just take place in the past to capture a distinctive cultural moment or lush period aesthetic. Instead, these shows come with a lesson: They hope to sweep away the dusty layers of presumption and misinformation to present different sides of the story that viewers thought they knew or never got the chance to know first. place.

THEOvercraft Country and Underground Railroad, for example, using fantasy tropes to unearth under-explored chronicles of racial abuse in the American HBO supernatural drama Lovecraft Country Initially follows a group of black road tripers crossing the United States in the 1950s. Confronted with lynching, Jim Crow laws, twilight towns and de facto segregation in the north, the series literalizes these horrors by strongly incorporating gore and the occult in history. Both Lovecraft Country and that of Amazon Underground Railroad present a sickening house of fun reflecting our nation’s relationship to eugenics, racist pseudoscience and the systematic medical abuse of blacks. In its best episode, Amazon’s magical realistic limited series hints at the sagas of racialized forced sterilization in real life when it brings once-slave runaways Cora and Caesar (Thuso Mbedu and Aaron Pierre) to a seemingly safe village that also happens to be missing from black babies and children.

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HBO Lovecraft Country
Eli Joshua Ade / HBO

Bridgerton and The crown, both from Netflix, initially appear to be narrative foils. The former is mostly vigorous and gusty, showcasing an unusually vibrant pre-industrial sort of Merry England where everyone rubs shoulders with some sort of romantic frippery. The latter is often sour and austere, describing life in mid-20th century Britain as a never-ending series of serious national crises. But both shed light on secret or overlooked chapters of the British monarchy.

By explicitly making Golda Rosheuvel, a black actress, the wife of George III, Queen Charlotte and writing her as a black royal who ushered in a new wave of racial fairness in this alternate version of England’s he period of the Regency, the series alludes to the reality of historians. life speculation that Charlotte of Mecklenburg-Strelitz had African ancestors through her Portuguese lineage. (A possibility that still seems relevant as Meghan Markle publicly navigates her role within the British Royal Family.) The crown, although more reserved in her social justice goals, reframe the sexism and ableism exerted on Princess Diana (who has struggled with mental health issues, including an eating disorder) during some of the most troubled times of his marriage. Showrunner Peter Morgan as a whole makes you wonder if the very existence of the monarchy is an inherent violation of human rights against those who must shoulder its responsibilities.

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by netflix The crown.

Unlike royal history or some aspect of black American history, LGBTQ + history is rarely taught in K-12 schools – for example, I was 20 when I heard about Harvey Milk or the Stonewall riots. This is why the FX Pose, which explores New York’s ballroom culture, early trans activism, and the AIDS epidemic of the 1980s and 1990s, is a powerful educational tool for viewers. Because trans rights have become a national issue in large part over the past 15 years, it’s easy for some cis and non-queer viewers to forget that trans and non-binary people existed long before our present times. The series mainly centers trans actors and characters in a setting where we don’t often see them: the past. Same reality competition RuPaul’s Drag Race incorporates queer cultural history into its storytelling.

But the story is not just something that can be added and taken away from the present as a Velcro accessory. It’s continuous, in real time. Emmy nominated documentary Welcome to Chechnya follows Chechen refugees using hidden cameras as they escape Russia during the purges and persecution of gay men that have been taking place in the region since the late 2010s. The film, which notably uses AI and advanced visual effects to protect the identity of its subjects, emphasizes that history is alive and breathes. As painful as it may be, sometimes we get to see it unfold on camera.

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FX Pose.
Eric Liebowitz / FX

This story first appeared in an August issue of The Hollywood Reporter magazine. To receive the magazine, click here to subscribe.

Felix makes history with 10th Olympic medal won in 5 Olympic Games


TOKYO – Allyson Felix went down in the history books as the woman with the most Olympic medals in track and field and the USATF team took silver in the women’s 4x100m relay and bronze in the men’s 5000m to bring the total number of medals at 23 after eight days of competition at the National Stadium.

Fans in the United States can watch on-demand videos here through NBC Properties.

Women’s 4x100m relay final
Jeanne Olivier (Clermont, FL / USATF Florida) pushed hard from the blocks and had a great opening round but had to stretch the transfer zone with Teahna daniels (Austin, Texas / USATF Texas Southern). Daniels made up for the brief slowdown with a violent backstroke and Jenna prandini (Pflugerville, TX / USATF Central California) kept the United States contending around the final curve, passing Switzerland and pushing back Great Britain. Bronze medalist in the 200m at Tokyo 2020 Gabby thomas (Austin, Texas / USATF Texas Southern) was way behind leaders Jamaica, a quartet with the reigning 100m / 200m champion as well as two-time 100m gold medalist, and did very well to give the USATF team silver in 41.45, the sixth fastest time in Olympic history.

Women’s 400m final

Winning his 10th medal in Olympic competition, Allyson Felix (Los Angeles, Calif. / USATF Southern California) showed the determination that made her the most decorated American woman in athletics history and won bronze with a season record 49.46, the second fastest time of his career.

Running down lane nine with no one to disconnect, Felix continued in the medal hunt down the stretch and felt Briton Jodie Williams slip inside her as she exited the final corner. Digging deep in the last 50 yards, she edged out Jamaican Stephenie Ann McPherson to add another entry to the history books.

Since making her Games debut at the age of 18 in 2004, Felix has won five of the six individual event finals she has contested and won five gold medals in the 4x100m relay and the 4x400m relay. She is now alone at the top of the list of medalists in women’s Olympic track and field history and has won medals at five consecutive Games.

Quanera Hayes (Hope Mills, NC / USATF North Carolina) was seventh in 50.88.

Men’s 5000m Final

Using the sense of racing that helped him win silver in Rio and bronze at the 2017 World Championships, Paul Chélimo (Colorado Springs, Colorado / USATF Colorado) won their second straight Olympic medal with a late build-up to take bronze in 12: 59.05.

Chelimo was third at the 1K mark clocking just over 2: 38.6, then came in second. A steady if not very fast pace over the next kilometer saw the field cross 2K in 5: 14.4, with Chelimo holding his position as the field was almost in single file. The tempo slowed down in the following circuits and Chelimo returned to the middle of the peloton just ahead Grant Fisher (Portland, Oregon / USATF Oregon) and Woody kincaid (Portland, Oregon / USATF Oregon) at 3K, in 7: 55.8.

Chelimo started to advance with three to go and reclaimed second place, and Fisher went with the lead group of 10 while Kincaid worked at the back of the field. Fighting for position on the last turn of the bell turn as he was cut to two points, Chelimo spent his last reserve of energy to beat Kenya’s Nicholas Kimeli for bronze in a best of the season. World record holder Joshua Cheptegei of Uganda won in 12: 58.15, while Fisher was ninth in a very respectable 13: 08.40, doubling after a fifth place in the 10,000m earlier in the week. Kincaid was 14th in a season best time of 13: 17.20.

Women’s 1500m Final

A fast early pace didn’t let anyone down and Elle Purrier Saint-Pierre (Brighton, Mass. / USATF New England) was sixth in the 400m, just ahead Cory McGee (Boulder, Colorado / USATF New England). Seventh with two laps to go, Purrier St. Pierre fell back in the next 200m and finished 11th with McGee 12th. After the bell, McGee was 11th ahead of Purrier St. Pierre, but the Trials champion had the best result and crossed the line in 10th in 4: 01.75 with McGee 12th in 4: 05.50. Kenyan Faith Kipyegon defended her title with an Olympic record of 3: 53.11 and the top eight women beat 4:00.

Women’s javelin final

Trial champion and American record holder Maggie Malone (Vestavia Hills, Alabama / USATF Gulf) set a record 59.82m / 196-3 and placed 10th, the best US ranking in this event at the Olympics since Donna Mayhew’s seventh place in Seoul in 1988 .

Women’s 20 km walking race

Left at the back of the pack for the first five kilometers in very difficult heat conditions, Robyn stevens (Vacaville, Calif. / USATF Pacific) progressed steadily through the pack over the next 5km to take 14 places as she passed the 10km in 47:56 in 39th. Stevens, the practice champion, passed four other competitors to complete the 15km in 1:17:53 and finished strong to place 33rd in 1:37:42.

4x400m Relay Men 1st round

Running the fastest preliminary time in Olympic history, the quartet of Trevor Stewart (Spotsylvania / USATF Virginia), Randolph Ross (Burlington, NC / USATF North Carolina), Bryce deadmon (Houston, Texas / USATF Gulf) and Vernon Norwood (Baton Rouge, Louisiana / USATF Southern) easily won the first run clocking 2: 57.77. Stewart ran an imposing start of 44.79 to give college teammate Ross the witness with a slight lead. Ross added a few yards to the margin with a carry of 44.56 and Deadmon showed his composure after having his heel cut off on the home stretch to divide 44.08. Norwood protected the header and brought it home with a 44.34 to seal an impressive victory. Only two other nations have ever raced faster in any round of the Games.

The final will be played Saturday at 8:50 a.m. ET / 9:50 p.m. in Tokyo.

Full session results are available on the World Athletics website. The next event kicks off Friday at 5 p.m. ET / 6 p.m. local with the women’s marathon.

Stay up to date by following USATF on Twitter, Facebook, Instagram and Tik Tok and using the hashtag #TeamUSATF.

Number of USATF medals (23)
Gold (5)

Women’s Discus Throw – Valarie Allman
800m Women – Athing Mu
Women’s 400m Hurdles – Sydney McLaughlin
Men’s Shot Put – Ryan Crouser
Women’s Pole Vault – Katie Nageotte

Silver (12)

Women’s Shot Put – Raven Saunders
Men’s 100m – Fred Kerley
100m hurdles women – Keni Harrison
Women’s Long Jump – Brittney Reese
Men’s 400m hurdles – Rai Benjamin
Men’s Pole Vault – Chris Nilsen
400m hurdles women – Dalilah Muhammad
3,000m steeplechase women – Courtney Frerichs
200m men – Kenny Bednarek
Men’s 110m Hurdles – Grant Holloway
Men’s Shot Put – Joe Kovacs
Women 4x100m – Javianne Oliver, Teahna Daniels, Jenna Prandini, Gabby Thomas (Preliminary: Javianne Oliver, Teahna Daniels, English Gardner, Aleia Hobbs)

Bronze (6)

4x400m Mixed Relay – Trevor Stewart, Kendall Ellis, Kaylin Whitney, Vernon Norwood
800m Women – Raevyn Rogers
200m Women – Gabby Thomas
200m Men – Noah Lyles
5000m men – Paul Chelimo
400m Women – Allyson Felix

World Records (1)

400m hurdles women – Sydney McLaughlin (51.46)

American records (3)

Men’s 400m hurdles – Rai Benjamin (46.17)
800m Women – Athing Mu (1: 55.21)
400m hurdles women – Sydney McLaughlin (51.46)

Olympic Records (1)

Men’s Shot Put – Ryan Crouser (23.30m / 76-5.5)

USATF statistician

National Museum Cardiff and St Fagans invite people to get involved in summer program


From fossil footprints to food festivals, the National Museum of Cardiff and the National History Museum of St Fagans have announced a busy summer of events to keep families entertained during school holidays and through September.

During her visit this summer, Amgueddfa Cymru asks visitors to share their unique and authentic stories on social media using #MyStoryOfWales.

Highlights of the summer program include:

  • Lily Fossil Print, National Museum Cardiff (free) – See the 220 million year old dinosaur footprint found by 4 year old Lily at Bendricks Bay. The fossil imprint belongs to a currently unknown herbivorous dinosaur.
  • Wales is… the Olympic Games, the St Fagans National History Museum, until 2sd October 2021 (free) – See iconic items from Wales’ top Olympians and Paralympians in this new exhibit for the Tokyo 2020 Summer Olympics.
  • Become Richard Burton, National Museum Cardiff, until October 3, 2021 (free, tickets must be booked in advance with general admission tickets to the museum) – learn about the remarkable story of Richard Jenkins, the boy from Pontrhydyfen and Tai-bach, Port Talbot, became Richard Burton, the international star of the stage and the cinema.
  • Summer of Fun, National Museum Cardiff (free) – series of free events from August 7 to 28 run by young people for young people, including sustainable fashion and recycling workshops and a Dino-Draw Along Paeleoart workshop (tickets must be reserved on the museum’s website).
  • Amgueddfa Cymru Food Festival, online (free with select paid events) – a week of virtual lectures, classes, cooking demonstrations, music and more from September 6 to 12, 2021.

Museums are free to enter. However, all visitors must pre-book a free ticket at museum.wales. Visitors should also wear face coverings in indoor spaces and respect social distancing.

One person who has shared his story from Wales before is BBC presenter Huw Stephens. He said: “I have been fortunate enough to visit the National Museum in Cardiff since I was a little boy. Seeing the dinosaurs there will stay with me for the rest of my life. More recently, the exhibitions of David Nash, Bedwyr Williams, Martin Parr and the international work in Artes Mundi have always been a revelation. And I will never forget the Silent Disco in the main reception of the Museum; a strange and unforgettable experience.

“The museum belongs to everyone; it’s a great day, no matter how old you are.

Janice Lance, Director of Visitor Experience, Amgueddfa Cymru – National Museum Wales said: “Our seven sites, including the National Museum Cardiff and St Fagan’s, provide an opportunity to experience first-hand culture and heritage, which it’s about seeing a life-size dinosaur. skeleton, watch slate split, go underground in a coal mine or experience a woolen mill in action. Museums offer rich cultural experiences that inspire visitors and we want to hear their stories this summer.

“Since the reopening, it’s amazing to see so many people safely visit our museums and learn from the collections and their experiences. Our museums remain free to access. However, visitors entering the sites should always reserve a free ticket in advance on our website and wear face coverings in all interior spaces. “

Amgueddfa Cymru – National Museum Wales is a family of seven museums and a collection center, with free entry thanks to support from the Welsh government. Together, it houses the country’s art, history and science collections, which will continue to grow so that they can be used and enjoyed by present and future generations.

My Story of Wales was funded by the European Agricultural Fund for Rural Development through the Welsh government.

National Museum of American Indian Events | Stardem


Dene Nation ‘To Correct History Books’ As Part Of Canol Trail Project


Although the Sahtu Dene played an important role in building the ambitious Canol Pipeline during World War II, their efforts have been little documented throughout history. The Dene Nation hopes to change that with the Canol Trail History Project.

The federal government announced Thursday that it will provide the Dene Nation with $ 25,000 for the multimedia project that will document and celebrate Dene contributions.

“The Dene Nation expresses our utmost respect to the Dene men and women who participated in Canol Trail’s efforts during World War II. The traditional knowledge of these brave Dene can finally be recognized with this partnership funding, ”Dene National Chief Norman Yakeleya said in a statement.


“We are honored to correct the history books and raise our living and memorial Canol Elders. Our Dene Elders are ready to tell important and untold stories about Dene involvement in the construction of the Canol Pipeline.

Yakeleya said the Dene Nation plans to work on memorials in Norman Wells and the Canol Trailhead.

“This effort to document and share the history of the Canol Pipeline Project from an Indigenous perspective is a key part of reconciliation with the Dene people,” said Canadian Minister of Northern Affairs Dan Vandal in a statement. communicated.

A man uses a tractor to pull heavy equipment as part of the construction of Canol Road. Photo: Northwest Territories Archives / Sam Otto fonds / N-2004-026: 0069

Vandal added that the community project will create opportunities for economic development, support tourism and ensure that Canadians and visitors to the Canol Trail are aware of the important role the Dene have played.

The Canol Pipeline – or Canadian American Norman Oil Line – was a pivotal project during World War II connecting the Norman Wells oil fields to a refinery in Whitehorse and communities in Alaska. It was completed in 22 months.


The project was conceived following Japan’s occupation of the Aleutian Islands in Alaska, which raised concerns that they would cut off coastal oil transport. According to the Sahtu Renewable Resources Board, between 1942 and 1945, over $ 300 million was spent and 30,000 people were hired to build the Canol pipeline, sidings, telephone lines and other infrastructure. Other sources suggest the price was $ 134 million in 1940s figures.

The United States recaptured the Aleutians in August 1943, diminishing the strategic importance of the pipeline. The project was finally abandoned in 1944, barely 11 months after its completion, at the end of the war.

A section of the Canol Highway in the 1940s. Photo: Northwest Territories Archives / Sam Otto fonds / N-2004-026: 0078

In 1990, what remained of the 355 kilometer service road in the Northwest Territories was designated a national historic site. Today, the Canol Heritage Trail, which winds through the Mackenzie Mountains to the Yukon border, is considered one of the longest and most difficult hiking trails in North America.

Trail remediation work to reduce environmental and human health risks from the abandoned pipeline, which involved Sahtu Dene and Métis, began in 2018 and ended in August 2019. According to the federal government , since the creation of the Canol Trail Remediation Working Group in 2007, Canada has invested approximately $ 26 million in the project.


The Real Story Behind Bead Making | Smithsonian Voices | National Museum of Natural History


The real story behind pearl making

Smooth beads in the shape of orbs and ovals are typically created by bivalves, such as mussels, on pearl farms. As with all gemstones, the fewer flaws they have, the more valuable they are. (Chip Clark, Smithsonian)

Most gemstones come from the bowels of the Earth, made by pressure and heat over millions of years. But pearls – the most famous biological gems – come from the bowels of mollusks.

“Pearl is a word we use for a brilliant creation that a mollusk produces. If debris gets stuck in a mollusk and they cannot remove it, they coat that debris with their own mother-of-pearl or shell material, ”said Gabriela Farfan, environmental mineralogist and Coralyn W. Whitney stone curator. precious stones and minerals at the Smithsonian’s National Museum of Natural History.

While all mollusks, including oysters, mussels, and clams can technically make pearls, only certain saltwater clams and freshwater mussels are used to commercially cultivate gem-grade cultured pearls.

“Only certain groups of molluscs use a substance, called nacre, which gives gem-quality pearls their opalescent luster,” said Chris Meyer, marine invertebrate zoologist and mollusc curator at the museum.

By collecting and analyzing the pearly pearls, scientists can learn more about how mollusks create these brilliant gems, and how this biological process might change as the Earth’s waters warm.

Gems made by mollusks

Pearl inside a vertical half-shell of a bivalve

Unlike most farmed pearls, natural pearls often stick to their parent’s shell as “honeycomb pearls.” They are also less smooth but due to their rarity they are no less valuable than their cultivated counterparts. (Chip Clark, Smithsonian)

Molluscs make pearls as protection against irritants that slip into their soft tissues. They do this by exuding layer upon layer of shell material. For some animals, this material is mother-of-pearl, or mother-of-pearl.

“All the animal does is put a scab around an intruder, like a grain of sand or a parasite,” Meyer said.

Mother of pearl is a type of crust that gives pearls their pearly luster. But it’s also special for another reason. The material’s recipe, made from organic secretions with a carbon-based mineral known as aragonite, makes it exceptionally strong.

“These are mineral and organic parts that go together like bricks and mortar,” Farfan said.

This brick-and-mortar process dates back at least 200 million years in the fossil record, but natural pearls are incredibly rare. So, people are now cultivating pearls to do more for the gemstone market.

“There’s this industry that knows how to handle the production of pearls, which has led to all of these pearl farms,” Meyer said.

Sowing an industry

Black pearl on white fold

Cultured pearls and natural pearls can be of different colors, depending on the mother of pearl color of their parents. (Chip Clark, Smithsonian)

Farmed or cultured pearls are generally smooth and spherical, due to the way they are made.

“Basically, the pearl farmers very carefully insert a little shell bead into the shellfish. Then they gently put the mollusk back into the ocean or lake and let it grow a pearl for two to five years to harvest it later, ”Farfan said.

Since the cultivation process is so efficient, cultured pearls are more widely available than their natural counterparts. So, instead of scarcity, their value comes from their symmetry and brilliance.

“It’s really the gemologist’s ability to match them that makes them something really special,” said Meyer. “For example, with earrings it’s about how well the pearls match in size and shape.”

Although pearl farming is flourishing today, it faces an uncertain future as do many other aquatic industries threatened by climate change.

Perilous pearls

Split mollusk shell on white packaging material

Since the pearls come from the shell material of the mollusks, such as mother of pearl, the fate of the pearls depends on the survival of the mollusks. Their survival will be called into question in the years to come by increasingly inhospitable living conditions. (Chris Meyer, Smithsonian)

Global water temperatures are increasing and local habitats are changing, which will affect mollusks and could threaten all types of bead making.

“Molluscs have optimal temperatures and environmental ranges, like you and I, where their bodily functions work best,” said Stewart Edie, marine paleobiologist and curator of fossil bivalves at the museum. “Global warming will alter these ranges, placing animals under stress, so we need to study how this stress affects the energy tradeoffs these animals will have to make. “

Species known to create gem-quality pearls may begin to redirect their energy to other biological needs. For example, the shells of saltwater molluscs weaken due to the acidification of the oceans. These animals might need to spend more nacre to repair their dissolving shells, which means less to trap irritants.

“It’s not a question of if, but by how much will saltwater pearls be affected by ocean acidification,” Farfan said, “And, ocean acidification is just l “One of the big problems that all shellfish face. There are also hurricanes, water quality and pollution problems and so on.”

Capture time

Cream shell on black background

Warming waters threaten all mollusks, including the pearl clams of the Pteriidae family. These species can adapt unexpectedly in response. (Smithsonian)

But by examining the pearls, researchers can see how mollusks react to environmental fluctuations.

“By using the pearls as mineral ‘time capsules’, we can examine how the environment around the mollusk influenced the pearl and go back to get a better picture of the environmental change,” Farfan said.

Currently, she and other scientists at the museum are studying pearls from freshwater and saltwater bodies to learn more about how their mineralogy evolves under changing temperatures and environments over time. seasons and years.

What they find could help them predict the fate of pearls and mollusks in the future.

“This is going to give us important information about the impact of environments on these very amazing gems,” said Farfan.

Related stories:
Meet the reef expert who collects environmental time capsules
Say hello to the Smithsonian’s newest shellfish expert
How biominerals are springboards for climate change research
How the world’s largest aquamarine gem was born
Get to know the Guardian of the Hope Diamond

Abigail Eisenstadt

Abigail Eisenstadt is a communications assistant at the Smithsonian National Museum of Natural History. She brings science to the public through the museum’s Communications and Public Affairs Office, where she follows media coverage, coordinates filming activities and writes for the museum’s blog, Smithsonian Voices. Abigail received her Masters in Science Journalism from Boston University. In her spare time, she is either outside or in the kitchen.

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Athletes lacking gold still shine for the history books


Editor’s Note: Tokyo 2020’s most emotional moments aren’t just about winning gold medals. When athletes struggle, break through, challenge and transcend themselves, they create history and also underline the significance of the Olympics by competing with courage. We are proud of them even when they don’t bring home the gold.

Su Bingtian celebrates after winning her 100m semi-final at Tokyo 2020 on Sunday. The 32-year-old later became the first Chinese to compete in an Olympic 100m final, finishing sixth. [Photo/Agencies]

Sprinter Su Bingtian broke the record books at the Tokyo 2020 Games on Sunday when he became the first Chinese athlete to qualify for the men’s 100-meter sprint final at the Olympics, setting a new Asian record on the road.

Although Su was sixth, he recorded a respectable time of 9.98 seconds, 0.18 seconds behind surprise winner Lamont Marcell Jacobs of Italy, who clocked 9.80 seconds.

Su was ultimately disappointed with a slow start from the blocks in the final to finish sixth in 9.98. However, his stunning semi-final victory to qualify with the fastest time was already enough inspiration for young sprinters across Asia to follow in his footsteps with lightning speed.

“I hope that my performance today can inspire young athletes to continue their sporting careers,” said a proud Su after Sunday’s final at the Olympic Stadium in Tokyo.

‘It may be in the history books’: Crews begin to dig pipeline to supply water to Red River Valley during droughts


Crews laid the first segment of a planned 165-mile underground pipeline on Tuesday, August 3, marking a first step forward for an ambitious effort to provide the people of eastern North Dakota with a backup water supply. if the Red River dried up or failed to meet demand. .

The proposed $ 1.22 billion pipeline will carry water from the Missouri River near Washburn, North Dakota to the Sheyenne River, which winds through the eastern part of the state and ultimately empties into the Red River north of Fargo. Supporters say the project would help meet the additional water needs of nearly half of North Dakota’s population, including water consumers in Fargo and Grand Forks, but completion of the pipeline is in the pipeline. years.

At a busy dedication ceremony near Carrington, about 40 miles northwest of Jamestown, Fargo Mayor Tim Mahoney said he was “really excited” about the project which will fill a need critical in eastern North Dakota. Mahoney noted that the pipeline is a worthwhile investment, as a repeat of the Dust Bowl of the last century would cost the region billions of dollars.

Troy Becker / Forum News Service

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Senate Majority Leader Rich Wardner said the project was good for all of North Dakota as a reliable water supply would attract businesses, including food processing and fertilizer factories. Wardner, a Republican from Dickinson, noted that the western part of the state “has already been taken over” with drought mitigation projects, and it’s time to focus on the east.

“We’re all going to be gone, but generations to come are going to benefit from this project,” Wardner told a crowd of construction workers and politicians. “Looking ahead, I think this will really put North Dakota on the map.”

The project has struggled to gain funding and attention for many years, but the current drought conditions have underscored the need for an additional water source in the Red River Valley. Several speakers noted that the idea for the project originated in the 1940s, and it is miraculous that it finally comes to fruition after so many false starts and obstacles.

Construction crews lay a segment of pipeline near Carrington, North Dakota for part of the Red River water supply project on Tuesday, August 3, 2021. Jeremy Turley / Forum News Service

Construction crews lay a segment of pipeline near Carrington, North Dakota for part of the Red River water supply project on Tuesday, August 3, 2021. Jeremy Turley / Forum News Service

The state legislature has committed money to the pipeline in each of the last three budget cycles, including its biggest credit of $ 50 million this year, said Duane DeKrey, managing director of the Garrison Diversion Conservancy project sponsor. District. Public funding for the project comes from taxes on the energy sector, making North Dakota “the only state that can turn oil into water,” said Lt. Gov. Brent Sanford.

Thirty-five municipal and rural water utilities have signed up as clients for the pipeline and will provide a quarter of the funding to complement state support.

The project is still more than $ 1 billion short, but DeKrey said he hopes lawmakers will spend a large chunk of state money on the pipeline in 2023. The speed of construction will depend on how quickly. which the project gets funding, but DeKrey estimates it will take 10 years to complete the pipeline.

North Dakota Senate Majority Leader Rich Wardner R-Dickinson speaks at a groundbreaking celebration for the Red River Water Supply Project on Tuesday, August 3, 2021, as the Mayor of Fargo, Tim Mahoney, and Garrison Diversion Board Chairman Alan Walter.  Jeremy Turley / Forum News Service

North Dakota Senate Majority Leader Rich Wardner R-Dickinson speaks at a groundbreaking celebration for the Red River Water Supply Project on Tuesday, August 3, 2021, as the Mayor of Fargo, Tim Mahoney, and Garrison Diversion Board Chairman Alan Walter. Jeremy Turley / Forum News Service

Wardner said the legislature will fund the project until it is completed. Senate Minority Leader Joan Heckaman D-New Rockford echoed her Republican counterpart, saying the project enjoys bipartisan support as it will benefit future generations and help keep rural communities vibrant.

The Red has not dried up since the 1970s, according to the National Weather Service, but the river now flows well below normal summer levels. DeKrey said the proposed pipeline would displace water if it were in service today, noting it can help with both minor drought and severe prolonged drought.

DeKrey and Wardner said they were not particularly concerned about opposition to the pipeline from landowners or other states, noting that since North Dakota is funding the project internally, there is no has no fear of ending up in federal court.

Attendees at the celebration on Tuesday signed the 6-foot-diameter pipe with Sharpies before teams hammered it into the ground. After getting his name inked, Wardner turned to representative of legislative water guru Jim Schmidt and said that “it might be in the history books someday.”

Lieutenant Governor Brent Sanford signs his name on a segment of pipe before crews lower him into the ground near Carrington, North Dakota on Tuesday, August 3, 2021. Jeremy Turley / Forum News Service

Lieutenant Governor Brent Sanford signs his name on a segment of pipe before crews lower him into the ground near Carrington, North Dakota on Tuesday, August 3, 2021. Jeremy Turley / Forum News Service

How does the Smithsonian retain helium? | Smithsonian Voices | National Museum of American History


How does the Smithsonian retain helium?

This glass tube, part of the museum’s collection, once contained a sample of helium. Its paper label reads: “HELIUM / SIR W. RAMSAY, KCB, LL.D., FRS / THOMAS TRYER & CO., Ltd. / STRATFORD, LONDON, ENGLAND. ”

Helium is the second most abundant element in the universe, but also evanescent and therefore difficult to remember. It was discovered in 1868 as a yellow line in the spectrum of the solar corona and named after Helios, the Greek sun god. William Hillebrand, chief chemist for the United States Geological Survey, extracted gas from a uranium rock known as cleveite, but turned his attention elsewhere before determining what he had on hand. William Ramsay, professor of chemistry at University College London, read Hillebrand’s report in 1895, bought cleveite from a local store, treated it with acid, extracted gas, saw his specter and realized he had helium in hand. Ramsay, who had already found argon and would later find three other gases, would soon be showered with honors, including a Nobel Prize in chemistry.

Metal and protruding arm apparatus

US Geological Survey Chemistry Laboratory Spectroscope. If William Hillebrand had looked at the gas he extracted from cleveite with this instrument, he would certainly have discovered helium. (NAMA)

The various elements discovered by Ramsay were inert and therefore offered little scientific interest. This changed in 1902 when Frederick Soddy and Ernest Rutherford, working at McGill University in Montreal, saw thorium spontaneously transform into argon. Recalling the purposes of the ancient alchemists, Soddy called this event transmutation. In April 1903, now working with Ramsay in London, Soddy saw the transmutation of radium into helium. This event, also known as radioactive decay, was the chemical sensation of the season. Specifically, it would become a crucial factor linking alpha particles and helium atoms, and a key step in the development of nuclear energy.

On a more mundane level, Ramsay realized that with transmutation, helium could be created in a lab and then made available to colleges and chemists on limited budgets. In January 1904, Thomas Tryer, owner of a chemical company in east London, offered 100 cc samples of helium and argon, each packaged in a safe, and each costing only one guinea. . The Smithsonian helium sample pictured above, which is from Columbia University in New York, is of this type. We know that Ramsay visited Columbia twice in 1904 – once for a meeting of the Society of Chemical Industry, and once to receive an honorary degree – and suspects that he gave this sample to his hosts at one of the these occasions. In between these two visits to Columbia University, Ramsay visited the Louisiana Purchase Exhibition in St. Louis. There he won a grand prize for vacuum tubes filled with helium, neon, argon, krypton and xenon.

Print of man pointing at numbers on blackboard

William Ramsay showing the positions of his gases in a periodic table of the elements. This somewhat satirical portrait was published in “Vanity Fair”, a popular British magazine, on December 2, 1908. (NMAH)

While Ramsay and Tryer packed small amounts of helium in glass tubes, other chemists found substantial amounts of helium in gas from a geyser in Kansas. With large and easily tapped natural supplies, the United States has become the world’s largest producer of helium. Much of this supply went to military balloons and airships and other lighter-than-air aircraft. Today, helium is important as a coolant for scientific and medical purposes, and for party balloons.

Google updates the policy for personal loan applications; adds new standards for India and Indonesia


Google has updated its policy on financial services for developers to include clarifications related to personal loan applications, as well as new requirements for these applications in India and Indonesia.

“We are updating the Financial Services Policy to clarify the definition of total loan cost and require all personal loan applications to be properly labeled under the Finance category. We are also adding new requirements for personal loan applications in India and Indonesia, ”Google said on its support page.

The changes will be effective from September 15, 2021.

In accordance with the policy, “Apps that provide personal loans, including, but not limited to, apps that offer loans directly, lead generators, and those that connect consumers to third-party lenders, must have the application category set to “Finance” in the Play Console. . “

Applications will need to disclose a range of information in the application’s metadata, including the minimum and maximum repayment period, the maximum annual percentage rate (APR), which typically includes the interest rate plus fees and the like. costs for one year, or other similar rate consistent with local law.

“A representative example of the total cost of the loan, including principal and all applicable fees,” the policy explains.

Applications will also need to include a privacy policy that “comprehensively discloses access, collection, use and sharing of users’ personal and sensitive data”.

Google publishes first transparency report in accordance with new IT rules

Google has also specified additional requirements for personal loan applications in India and Indonesia. Applications must meet additional proof of eligibility requirements in these countries.

In India, these applications will have to complete the personal loan application statement and provide documents to support their statement. For example, for platforms authorized by the Reserve Bank of India (RBI) to provide personal loans, they must submit a copy of their license for review.

RBI has received complaints against over 1,500 loan applications: Thakur

Platforms that are not directly engaged in lending money and that only facilitate lending by registered non-bank financial companies (NBFCs) or banks, will need to accurately reflect this in the statement.

They should also ensure that the developer account name reflects the associated registered business name name provided in their statement.

By January of this year, Google had reviewed hundreds of personal loan apps in India and removed those that violated its policies.

The tech giant’s crackdown comes a day after the RBI announced it had established a task force to study all aspects of digital lending activity by regulated and unregulated players, with the aim of bringing in place an appropriate regulatory approach.

A step-by-step procedure for finding a personal loan that is quick via the internet


Today’s technology allows the online lending of money by following a few simple procedures. Instant online loans are quick in satisfying any financial requirement or objective. If you have access to the internet and have a reliable internet connection, you are able to apply for a credit card at any time and at any point. This is the way to borrow money online to cover emergency situations.

Apply via your app on your lender’s website or the lender’s website

If you’re looking to take out money online, you will need to select the right lender. For making the loan application process easier, be sure to check the eligibility requirements on various lender websites. Complete the basic contact details along with information about your company and finances to determine if you’re qualified to get the loan. It is possible to do this using an online calculator to determine if you’re eligible.

For instance, create your profile as “employee” and thus check the eligibility criteria in the case of personal loans for workers. This is the first phase of verification of eligibility. It can be completed in under 30 minutes. If you can apply for credit after you meet the criteria from the bank, then it’s easier and simpler to secure fast credit. You can find the terms and calculators on the various applications of lenders or apply through the application.

Choose personal loan variables, such as length and quantity.

It is essential to make the loan match your specific needs regarding finances. Quantity and the duration of the loan are two important elements. When choosing these, it is crucial to think about the amount of repayment. To do this, it is necessary to determine your EMI with an internet-based calculator. In this case, for example, if you decide to take any of GreenDayOnline.com Personal Loans can be used, you will be in a position to alter the amount and length of the loan with the easy, straightforward, and user-friendly personal loans calculator. This will allow you to choose the best amount of loan and repayment period to ensure you make regular payments in order to improve your credit score during the course of.

Check your eligibility by providing additional documentation

Once you have been approved in accordance with your eligibility, you’ll need to provide evidence that allows the lender to confirm the authenticity of your request. This can be done on the internet by uploading the required evidence. Whatever your motives and whether you’re planning to submit an application for loans of a smaller size or for larger amounts, make sure that all your documents are in order prior to make your application. This can also reduce the time needed to obtain money online.

In most situations, you’ll need to submit the basic KYC documents like the PAN card or passport along with proof of income and employment like the bank statements for the employee identification card as well as payslips. After you have all the necessary documents, you’ll need to fill out an online form and mail it to the department.

Transfer funds directly to your account fast

Once the lender has examined your application and has given you the green light, then all you need to do is transfer the money into your bank accounts. The process typically happens fast. The most trustworthy lenders will transfer the amount of loan into your account within 24 hours of acceptance. This will enhance your convenience of getting loans online to meet your immediate needs.

After you’ve learned the best way to get money online, you need to pick a service that is well-known for its speed and efficiency in the application. For instance, Greenday offers personal loans that range from Rs.25 lakh. You can get the approval online in a matter of minutes, and the cash on your account in 24 hours of the approval. With your peace of heart, Greenday lets you repay your loan over up to 60-months.

Additionally, you can benefit from this Flexi loan facility offered upon your approval to make it easier to the repayment. You can opt to repay the loan a number of times depending on your needs and pay only fees on the loans that you require. You can decide to only pay monthly interest in the first year and reduce the IMEs by the rate of 45 percent. It could help you when you’re looking at immediate and unexpected needs.

You can also speed up the process of applying through an approved offer. Check out the pre-approved Greenday Personal Loan right now by entering just a few information and addressing your immediate needs without having to access the savings.

Brandon Veale Chronicle: Olympic History Books Filled With Japanese Legends


Even though pandemic restrictions make it unlikely that many Japanese will see their Olympics live, their compatriots are likely to far exceed a national winning record. As of Thursday dawn, Japan already had 13 gold medals, more than what they had brought home from the entirety of Rio 2016 and coming closer to the 16 they won at the last Olympic Games in Tokyo (in 1964) and in Athens in 2004.

The first of 145 gold medals at the Summer Olympics came from Mikio Oda, who won the triple jump on August 2, 1928 in Amsterdam. Oda’s winning jump of 15.21 meters (49 feet, 10 3/4 inches) was commemorated as the exact length of the flag pole inside the 1964 Tokyo Olympic Stadium.

In 1936, two Japanese, Shuhei Nishida and Sueo Oe, entered a three-way tiebreaker for positions 2-4 in the pole vault final. After fourth place was determined, Nishida and Oe refused to continue. Sources said team officials had decided Nishida would be awarded silver and Oe bronze, but the pair found a new solution. The two took their medals to a jeweler and had them cut in half lengthwise and then merged so that each had a half silver and half bronze medal.

Since its first appearance at the Games in 1912, Japan has missed only twice. They were banned from the 1948 London Games for their role in World War II (also Germany), and they joined the US-led boycott of Moscow in 1980.

Judoka Yasuhiro Yamashita appeared on television in tears asking the government to reconsider the 1980 boycott, but he would have his chance in 1984 in Los Angeles. Yamashita, competing in the open class at 5’11 and around 280 pounds, tore a calf muscle in a preliminary round. The injury left him visibly limping in the semi-finals and the final. He came back from behind to defeat his opponent in the gold medal match, Egypt’s Mohamed Ali Rashwan. Rashwan received international accolades for refusing to attack Yamashita’s injured leg in the final.

Judo is Japan’s best Olympic sport, with 42 gold medals of all time, but the sport was widely considered to be only for men before the arrival of Ryoko Tamura. Little Tamura (4-foot-9, at most 105 pounds) won a silver medal at the age of 16 in Barcelona in 1992, then went undefeated until the next Olympic final, when she was shocking by a North Korean.

She started another unbeaten streak, passing 12 years and hitting the pitch in Sydney in 2000 and continuing through a marriage to a baseball star (and a subsequent name change to Ryoko Tani) and becoming the first judoka to repeat as gold medalist) before a questionable referee ruled her out in the semifinals in 2008 as she added a bronze medal to her collection.

Tani has been portrayed as a cartoon character and in at least two video games, and her wedding in Paris was broadcast live on Japanese television to an audience of 20 million.

Wrestling is Japan’s second best sport on the medal table (32 gold medals), and four of those gold medals belong to Kaori Icho, who went undefeated between 2003 and 2016.

Icho’s winning streak ended ahead of the Rio 2016 Games, but she recovered from her delay just five seconds from the end of her last gold medal fight to join a club exclusive. Only four other people, all men, have won gold in an individual sport at four consecutive Olympics: Danish sailor Paul Elvstrom and Americans Al Oerter (discus throw), Carl Lewis (long jump) and Michael Phelps (200-meter individual medley).

Saturday’s men’s gymnastics qualification marked the end of the Olympic career of Japanese master Kohei Uchimura, who won three gold and four silver from 2008 to 2016, including two gold and one silver in the general competition.

Uchimura has previously been quoted as saying, “I don’t believe in God. I never had a lucky charm. All I believe in is practice.”

Although the man gymnasts call “King Kohei” didn’t get the farewell he expected, falling into his high bar routine, Tokyo 2020 will mark the start of several Japanese athletic legends yet to be written.

Brandon Veale is Presentation Editor for the News Tribune and passionate about Olympic history.

Can I get a personal loan if I have bad credit?


While bad credit will never work in your favor, that doesn’t necessarily mean you don’t qualify for a personal loan.

Let’s start with a few key questions:

what is a credit history?

Essentially, your credit history (rating or score) is a number between 0 and 1000 (or sometimes 1200, depending on the credit report).

This number is a score based on the personal and financial information on your credit report, including whether you’ve ever filed for bankruptcy, been denied a credit card or loan, or paid your bills to time.

When applying for a loan or credit card, the lender will check your credit score to determine your borrower’s reliability based on your rating. So having bad credit can be a red flag for lenders.

What type of personal loan can I qualify for if I have bad credit?

It can be more difficult to qualify for a personal loan if you have a bad credit history than an applicant with stellar credit.

You might also be offered a much higher interest rate and fees than those with a good credit rating.

It’s also important to keep in mind that lenders may require more intense application processes and financial verification procedures for applicants with low credit. This is to make sure that you can handle the loan repayments. Additionally, lenders can ask for additional collateral on the loan.

What about payday loans?

Some types of online loans may not require a credit check and offer instant money transfers known as payday loans. Mozo does not approve these types of loans as they are potentially very risky due to their high interest rates.

Learn more about all of the loan types available to apply online at Mozo’s online loan hub.

How to get a good personal loan with bad credit?

Since it can be extremely difficult to get approved for a good interest rate personal loan with bad credit, often the best approach is to try and improve your credit score.

How Can I Correct My Bad Credit Score?

Improving your credit score is not an overnight process, but it is worth it.

The first step is to obtain a copy of your credit report from one of the major credit reporting agencies in Australia, such as Equifax or Experian. Next, check your report for errors or possible identity fraud, as you don’t want to be blinded by inaccurate information during a credit check.

Once you’ve combed your relationship, it’s time to get your finances in order. You will have to pay all the unpaid debts. All defaulted invoices will be listed on your report for five years, but will be marked as paid when you pay them. So while overdue bills are always a mark against you, it’s better to pay them late than not at all. You should also try to set up direct debit payment systems to avoid any further late payments.

Finally, limit your credit requests. Each time you do this, a lender conducts a “full investigation”, which is added to your credit report. Too many inquiries will negatively affect your credit rating.

To learn more about improving your credit history before applying for a personal loan, check out Mozo’s step-by-step guide to improving your credit.

Before taking out a personal loan, it is essential that you do your research and know what will work best for your situation. Start by consulting the Mozo Personal Loan Center for more information.

Compare the best personal loans below to get an idea of ​​the types of loans that would be right for you:

* DISCLAIMER: The Comparison Rate combines the interest rate, fees, and charges of the lender into one rate to show the true cost of a personal loan. The comparison rates displayed are calculated on the basis of a loan of $ 30,000 for a term of 5 years or a loan of $ 10,000 for a term of 3 years as indicated, on the basis of monthly repayments. principal and interest, on a secured basis for secured loans and on an unsecured basis for unsecured loans. This comparison rate applies only to the example (s) given. Different amounts and terms will result in different comparison rates. Costs such as redemption or prepayment charges, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^ See information on the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We do not consider your personal goals, your financial situation or your needs and we do not recommend any particular product to you. You should make your own decision after reading the PDS or offering literature, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we do not cover all products on the market. If you decide to request a product through our website, you will be dealing directly with the supplier of that product and not with Mozo.

Smithsonian and National Museum Team Up to Launch Lecture Series | Oman weather


Dr. Paul Michael Taylor of the Smithsonian National Museum of Natural History moderates the lectures

Muscat: The National Museum and the Smithsonian Institution, United States of America (US), on Tuesday kicked off a lecture series for Omani museum staff and students.

The series, supported by the U.S. Embassy in Oman, will include six lectures, spread throughout the year, on 21st century conservation for professionals, scholars and students of Omani museums to energize the cultural institution of Oman.

Dr Paul Michael Taylor, anthropologist who is curator of Asian, European, and Middle Eastern cultures, as well as director of the Asian Cultural History Program at the Smithsonian National Museum of Natural History, leads the sessions.

Discussed subjects

At the first talk, Taylor spoke about “Visitor Services: Hospitality, Ticket Sales, Crowd Management”.

The subjects of his subsequent lectures are “The History of the Representation of Cultures in Museums and Cultural Centers, with an Introduction to the Smithsonian”; “Virtual exhibitions and other museum uses of the Web”; “Program development: develop dynamic programming and visitor engagement”; and “Activities of a Modern Museum or Cultural Center: Thriving in the 21st Century”.

The sixth lecture will focus on “Exhibit Development: A Case Study on“ Money as Material Culture: Collections and Curatorial at the American Money Museum ””, given by Douglas Moud of the Money Museum, Colorado, States -United.

Heritage links

“The talks given by experts from the Smithsonian Institution keep our legacy alive. We appreciate the embassy’s continued support in such collaborations, ”said on the occasion His Excellency Jamal bin Hassan al-Moosawi, Secretary General of the National Museum.

“Strengthening Oman’s museums connects us all to the rich heritage of Oman, and the preservation of cultural heritage is important to both of our countries,” added US Ambassador Leslie Tsou.

Previous collaboration

Recently, with support from the U.S. Embassy, ​​the National Museum restored a photo album of historically significant images, including the earliest known photo of Muttrah, Al Rustaq Fort, Castle of Jabreen and Beehive Tombs.

The 88-page album contains significant photos of the United States’ First Consul in Oman and illustrates the long historical ties between the United States and Oman.

Should you get a personal loan? 6 questions to ask


The answers to these questions can help you make the best decisions about a personal loan.

Before entering into a serious relationship, you ask yourself a series of questions. Do this person’s values ​​match mine? Are we having fun together? Etc. The same should be true when entering into a serious financial relationship, like borrowing money. There are questions you should be asking yourself and questions for the other party (in this case, the lender).

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Questions to ask yourself

Before taking out a personal loan, ask yourself the following three questions:

1. How is my credit?

You owe it to yourself to check your credit history and credit score. The higher your credit score, the lower the interest rate you qualify for. The interest rate matters. Let’s say you borrow $ 25,000 for 60 months to renovate your kitchen. Here’s the difference between how much you could pay with a great credit score and how much you could pay with an average score:

While a 100 point difference in credit score might not seem like that much, it can be costly. In this case, your monthly payment would be $ 112 higher, and you would end up paying $ 6,746 more for the five-year loan.

Before taking out a loan, try to increase your credit score if you are not happy with the situation. While it will take time and effort, it will likely pay off a lot.

2. Is there anything in my budget that I should take care of first?

Your Debt-to-Income Ratio (DTI) compares what you earn to the portion of your income spent on paying off your debt each month. Typically, a lender wants to see a DTI of 35% to 40% (or less). The problem is, you might be approved for a loan that you can’t afford.

Let’s say you find a personal lender that you want to work with. The interest rate seems fair and you are happy with the terms of their loan.

Just because you’re approved for a loan doesn’t mean you can afford it, especially if you have a lot of irregular financial obligations that don’t show up on your credit report. For example, if you pay for a private school for your kids, club memberships, regular vacations, and expensive hobbies, you might have a hard time paying off the personal loan as agreed.

Even if you’ve been approved for a personal loan, take a close look at your budget, including how much you spend on the things you love each month. This way, you can make sure that you can easily afford the monthly payment. If not, you might want to think about what expenses can be reduced to make room for a new financial obligation.

3. Will a personal loan benefit me financially in the long term?

There are things we spend money on that provide experiences and memories but no financial return. For example, a night out at the best restaurant in town or a hot air balloon ride may be worth the price in terms of experience. However, in terms of finances, you won’t see a return on your investment.

On the flip side, a mid-range kitchen remodel will set you back around $ 23,452. When you sell your home, you are likely to get back $ 18,206 of that amount, or 77.6%. If you are considering a minor bathroom remodeling or landscaping project, you could get a return on your investment of 100% or more.

Before contacting a personal lender, determine how important it is to you to enjoy a return on your investment.

Questions to lenders

Now that you have a better idea of ​​what to personally look for in a loan, here are three more questions to ask potential lenders:

1. What is the best interest rate you are offering?

As the scenario above illustrates, the amount you pay in interest matters. A difference of as little as 1% to 2% can save you money. Finding the answer to this question is why it is important to shop around for lenders before choosing one.

The advantage of most personal lenders is that they only perform a “soft” credit check before letting you know if you qualify for a loan and, if so, how much you will pay in interest. A gentle check does not affect your credit score. It is only when you decide to take out a loan that the lender performs a “hard” credit check which can hurt your credit score a bit. Don’t worry, though. As long as you make regular payments on the loan, your credit score should rebound fairly quickly.

2. Would a secured loan save money?

Let’s say you want to make several improvements to your home, each designed to increase your personal comfort and add to its value. If your goal is to get the lowest possible interest rate, it is helpful to determine how much that rate would be if you opted for a secured loan rather than an unsecured loan. Most personal loans are unsecured, which means you don’t put anything of value as collateral.

On the other hand, a secured loan requires you to pledge something of value in exchange for a lower interest rate. For example, if you have a house, car, gold coins, or other valuable item, it may be eligible for collateral. As long as it assesses enough to repay the loan if you miss payments, a lender may be interested.

While a secured loan is likely to save you money, there is one thing to keep in mind: if you do not make the payments as agreed, the lender has the legal right to repossess the loan. the guarantee, sell it and recover its losses.

If you have a great credit score, there’s no reason to pay for extras like origination fees or a prepayment penalty. If your credit score makes you attractive to lenders, do yourself the favor of educating yourself about the fees.

The difference between making a financial decision that is right for you and one that you might regret is asking questions before signing a contract. It all comes down to something a lot of our parents used to say, “Look before you jump. “

Brandon Veale column: Olympic history books full of Japanese legends – Duluth News Tribune


When the Winter Olympics came to South Korea three years ago, it was largely an attempt to create a tradition of winter sports in a place where virtually none existed. previously. However, Japan is a proud and well-known sporting nation with a unique tradition of its own.

Even though pandemic restrictions make it unlikely for many Japanese to see their Olympics live, their compatriots are likely to far exceed a national winning record. As of Thursday, Japan already had 13 gold medals, more than they brought home from all of Rio 2016 and closing in on the 16 they won at the last Tokyo Olympics (in 1964) and Athens in 2004.

The first of what currently stands at 145 Summer Olympic gold medals came from Mikio Oda, who won the triple jump on August 2, 1928 in Amsterdam. Oda’s winning jump of 15.21 meters (49 feet, 10 3/4 inches) was commemorated as the exact length of the flagpole inside the 1964 Tokyo Olympic Stadium.

In 1936, two Japanese, Shuhei Nishida and Sueo Oe, entered a three-way tiebreaker for positions two through four in the pole vault final. Once fourth place was determined, Nishida and Oe refused to continue. Sources said team officials decided that Nishida would receive silver and Oe bronze, but the duo came up with a new solution. The two took their medals to a jeweler and cut them in half lengthwise, then fused them together so that each had a half-silver and half-bronze medal.

Since its first participation in the Games, in 1912, Japan has missed only twice. They were banned from the 1948 London Games for their role in World War II (Germany was too), and they joined the US-led boycott of Moscow in 1980.

Judoka Yasuhiro Yamashita appeared on television in tears to ask the government to reconsider the 1980 boycott, but he would get his chance in 1984 in Los Angeles. Yamashita, competing in the open class at 5-foot-11 and around 280 pounds, tore a calf muscle during a preliminary round. The injury left him visibly limping in the semi-finals and final. He came from behind to defeat his opponent in the gold medal match, Egypt’s Mohamed Ali Rashwan. Rashwan received international accolades for refusing to tackle Yamashita’s injured leg in the final.

Judo is Japan’s top Olympic sport, with 42 all-time gold medals, but the sport was widely considered to be for men before Ryoko Tamura took over. Pint-sized (4ft 9in, at most 105lbs) Tamura won a silver medal aged 16 in Barcelona in 1992, then went undefeated until the next Olympic final, when she was shockingly beaten by a North Korean.

She began another unbeaten streak again, spending 12 years rolling on the court in Sydney in 2000 and continuing with a marriage to a baseball star (and subsequent name change to Ryoko Tani) and becoming the first female judoka to repeat as a gold medalist (2004) before a questionable refereeing decision eliminated her in the semi-finals in 2008 as she added a bronze medal to her collection.

Tani has been portrayed as a cartoon character and in at least two video games, and her wedding in Paris was broadcast live on Japanese television to an audience of 20 million.

Wrestling is Japan’s second best sport on the medal table (32 golds), and four of those golds belong to Kaori Icho, who went undefeated between 2003 and 2016.

Icho’s winning streak ended before the 2016 Rio Games, but she bounced back and recovered from falling behind with just five seconds left in her final gold medal bout for join an exclusive club. Only four other people, all men, have won a gold medal in an individual sport at four consecutive Olympic Games: Danish sailor Paul Elvstrom and Americans Al Oerter (discus), Carl Lewis (long jump) and Michael Phelps (200 meter individual medley).

Saturday’s men’s gymnastics qualification marked the end of the Olympic career of Japanese master Kohei Uchimura, who won three gold and four silver medals from 2008 to 2016, including two gold and one silver in the competition multiple.

Uchimura was once quoted as saying, “I don’t believe in God. I’ve never had a lucky charm. All I believe in is practice.”

Although the male gymnasts nicknamed “King Kohei” didn’t get the farewell speech he expected, falling on his horizontal bar routine, Tokyo 2020 will mark the debut of several Japanese sporting legends yet to be written.

Brandon Veale is the News Tribune’s Feature Editor and Olympic history buff.

July 26, 2021 – Rates are on the rise – Forbes Advisor


Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors.

Three-year personal loan rates jumped last week. But you can still get a reasonable rate if you are looking to finance a project or a purchase.

From July 19 to July 23, the average fixed interest rate on a three-year personal loan was 11.45% for borrowers with a credit score of 720 or higher who prequalified in the personal loan market of Credible.com. That’s up 0.48% from the previous week, according to Credible.com. Average rates on five-year personal loans fell last week to 13.11% from 13.63%.

The actual rate you will receive depends on your creditworthiness and what is available from your preferred lender. Well-qualified borrowers may be able to find rates that are significantly below average.

RELATED: Best Personal Loans July 2021

Compare personal loan rates

You can start by pre-qualifying for a loan. Look for lenders who offer prequalification online. Prequalifying can give you a more accurate idea of ​​the rate you will receive from a particular lender, since it will prequalify you by performing a smooth credit check (which does not affect your credit score).

Based on this information, the lender will provide you with an overview of the loans and the rates you might be eligible for. You can pre-qualify with multiple lenders and compare terms to help you find the best loan for your specific situation.

Approval is not guaranteed if you prequalify. Lenders always require that you submit a formal application and additional documents. After you submit your formal application, lenders usually perform a thorough credit check, which can lower your credit score by one to five points.

Compare personal loan rates from the best lenders

Compare personal loan rates in 2 minutes with Credible.com

RELATED: 5 personal loan conditions to know before applying

Calculate monthly payments for a personal loan

To see if a personal loan fits your budget, it’s important to estimate how much you’ll pay each month and how much you’ll pay in interest over the life of the loan. One of the easiest ways to do this is to use a personal loan calculator. You will need the rate, term, and limits of your loan.

For example, suppose you have a personal loan in the amount of $ 5,000, with a fixed interest rate of 11.45%, and with a term of 36 months. The Forbes Advisor Personal Loan Calculator says your monthly payment would be $ 164.76 and you would pay $ 931.40 in interest over the life of the loan. Overall, you will owe $ 5,931.40, which includes both principal and interest.

Average interest rates for personal loans by credit score

The rates below are estimated average interest rates for personal loans based on VantageScore risk levels, according to Experian. While the rates below can serve as a general guideline, note that interest rates are ultimately set and determined by lenders.

Get the best rates

The interest rate that you receive on a personal loan is based on a number of factors. This includes your overall creditworthiness, credit score, income, and debt-to-income ratio (DTI). Two quick ways to help you qualify for lower rates include paying off existing debt to help lower your DTI and improve your credit score.

According to Rod Griffin, senior director of consumer education and advocacy at Experian, it’s a good idea to check your credit report and scores three to six months before applying for a personal loan. This will give you enough time to make the necessary corrections.

Having a credit score of 720 or higher is usually the best deal. If you don’t quite meet this requirement, consider taking steps to improve your credit score. Pay off credit balances to lower your credit utilization rate, remove errors from your credit report, and pay your bills early or on time.

Fixed 5-year personal loan rates drop half a point


Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours.

The latest interest rate trends for personal loans from the Credible Marketplace, updated weekly. (iStock)

Borrowers with good credit seeking personal loans during the week of July 19, 2021 prequalified for 5-year fixed rates more than half a point lower than last week’s loans. Conversely, people who borrowed for 3 years did so at slightly higher rates than the previous week.

For borrowers with a credit score of 720 or higher and who have used the Credible Marketplace to select a lender, during the week of July 19:

  • 3-year fixed-rate loan rates averaged 11.45%, down from 10.97% the week before and down from 11.70% a year ago. Over the past year, 3-year personal loan rates hit a low during the week of August 3, 2020, when they averaged 10.45%.
  • 5-year fixed-rate loan rates averaged 13.11%, down from 13.63% the week before and 16.39% a year ago. Over the past 12 months, 5-year personal loan rates hit a low of 12.65% during the week of May 3, 2021.

Personal loans have become a popular way to consolidate and pay off credit card debt and other loans. They can also be used to cover unforeseen expenses like medical bills, to deal with a major purchase or to finance home improvement projects.

Even though 3-year fixed rates have increased, it is still a good time to take advantage of a personal loan, as interest rates are still relatively low.

Whether a personal loan is right for you often depends on several factors, including what rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to shop around on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest trends in personal loan interest rates from the Credible Marketplace, updated monthly.

Trends in weekly personal loan rates

The chart above shows the average prequalified rates for borrowers with a credit score of 720 or higher who have used the Credible Marketplace to select a lender.

For the month of June 2021:

Personal loan rates vary widely depending on the credit rating and the length of the loan. If you are curious about what type of personal loan rate you might qualify for, you can use an online tool like Credible to compare options from different private lenders. Checking your rates will not affect your credit score.

All the lenders in the Credible market offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so that you can compare your options.

Current rates for personal loans by credit score

Depending on factors such as your credit rating, the type of personal loan you are looking for, and the loan repayment term, the interest rate may differ.

Higher credit scores usually allow you to earn lower interest rates. But today’s low interest rates for personal loans could make it a good time to borrow, even if you don’t have good credit.

As the table above shows, a good credit rating can mean a lower interest rate, and the rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

There are many factors that influence the interest rate a lender might offer you on a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with a higher credit score are eligible for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all of your bills on time for the amount owed.
  • Check your credit report. Examine your credit report to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit scoring factor.
  • Avoid opening new credit accounts. Only ask for and open the credit accounts that you really need. Too many inquiries about your credit report in a short period of time could lower your credit score.

Choose a shorter loan term

The repayment terms for personal loans can vary from one to several years. In general, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender: choosing a shorter repayment term will pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of co-signer if you have student loans. If your credit isn’t good enough to qualify for the best interest rates on personal loans, finding a co-signer with good credit could help you get a lower interest rate.

Remember that if you do not repay the loan, your co-signer will be responsible for repaying it. And co-signing for a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it is a good idea to shop around and compare the offers of several different lenders to get the lowest rates. Online lenders usually offer the most competitive rates and can be faster to disburse your loan than a physical establishment.

But do not worry ; comparing rates and terms doesn’t have to be a tedious process.

Credible makes it easy. Just enter the amount you want to borrow and you can compare multiple lenders to choose the one that’s right for you.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their unique circumstances. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options – without putting their personal information at risk or affecting their credit score. The Credible Marketplace offers an unparalleled customer experience as evidenced by more than 4,500 positive reviews on Trustpilot and a 4.7 / 5 Octoberscore.

What credit score will you need to be approved for personal loans?


Select’s editorial staff reviews financial products and creates helpful articles for our readers.

Credit scores can range from 300 to 850. 300 is considered “bad credit,” while 850 is deemed to be exceptional. Credit scores of 850 and above are sufficient for personal loans and credit cards.

This article explains the basics of personal loans and how credit scores can help you get approved.

The new way to borrow money is through GreenDayOnline.com

What is Personal Loan? Why would you need one?

Personal loans are available for major purchases like home renovations or funeral expenses. It can pay the entire amount.

Personal loans work the same as credit cards. The balance is paid off, and you earn interest. Personal loans are also known as installment loans.

Individuals might think about taking out a personal loan to cover an expense. Although personal loans are typically lower than credit cards, they can be variable.

Federal Reserve reports that the average interest rate for a personal loan over two years is 9.58% and 16.30%, respectively, for credit cards. Your loan term will be shorter, however.

A personal loan is also possible. After approval, the amount is immediately transferred to your checking bank account. The money can be spent however you wish. Check out our selection to find the right personal loan for your needs.

Personal loans available

CNBC obtained information about Discover Personal Loans. CNBC did not receive feedback from the bank before publishing the data.

  • Annual percentage rate
  • The purpose and conditions for the loan
  • Home renovation, consolidating debt or vacation
  • The amount of the loan
  • Terms
  • Credit is required
  • Original fees
  • Prepayment penalty
  • Late charges


  • No origination fees, no prepayment fees
  • Same day decision (in most cases)
  • Possibility to pay creditors directly
  • 7 Payment Options: Pay by check, phone or using the App

The inconvenient

  • Late Fee $39
  • Automatic payments are not eligible for a discount
  • There are no co-signers nor joint applications

What is the importance of a credit score to get a personal loan?

To be eligible for personal loans, you will need to have the following items. Equifax, TransUnion, and TransUnion are the three main credit bureaus. The report scores on different scoring models.

Credit scores and credit histories are important because they tell lenders whether you are a responsible borrower who will repay the loan on time.

Lenders ask you to say, “If I lend you money, can you pay me back?” Jim Droske was president of Illinois Credit Services.

Droske states that lenders may offer loans to people with credit scores higher than 760. Your credit score will be higher, and your terms might be modified to suit you.

Also, you will be able to get better terms for your loans such as lower interest rates and better credit. Experian uses Experian’s FICO8 model. Experian uses VantageScore. This model is used for 90% of US Loan Decisions.

What credit score is required to be approved?

Personal loans are often approved by lenders that require a minimum credit score. A minimum FICO score must be 680 to qualify for personal loans.

Lenders will approve consumer loan applications regardless of your credit score. Higher credit may get better terms. It can increase your chances of being approved for lower interest and a longer-term. Credit scores are essential, but so is information about your income and work history. Also, provide information about the loan you are interested in.

Before you speak to lenders about your credit, you must understand the requirements. You can also inquire about their scoring system to confirm that you are within the required range.

To see if other loan providers will pre-approve your loan application, you can also contact them. You can easily compare loan offers without impacting your credit score by using the loan comparison tool shown above.

Even Financial is a search engine and comparison tool that connects you with third-party lenders.  Once your loan approval has been granted, you will need to sign the documents.

Can I still apply for a personal mortgage even if I have bad credit?

Your credit score doesn’t matter. You can still apply for personal loans. Lenders still allow you to borrow money.

A personal mortgage can be obtained even if you have poor credit. Lenders might charge higher origination fees and interest rates. Don’t borrow money from anyone. Prepayment fees are not charged by Reached. The lender may enquire if your credit score has been impacted.

Visit https://greendayonline.com/ today.

Select also includes Upstart, which is a personal loan available to people with bad credit.

What can I do to increase my chances of being approved?

There are ways to improve your credit score so that lenders will approve you for a personal loan. It is essential to pay your debts on time and within budget. Your payment history is a significant factor in determining 35% of your credit score.

All outstanding debt must be paid. Lenders want you to have a secure financial future. Increase your monthly payment or make additional payments to reduce your debt.


Personal loans can be a great way of helping to pay for significant expenses. These loans also have lower interest rates. There are small steps that you can take to improve credit and get approved. Read more about personal loans at https://greendayonline.com/personal-loans/.

Media Contact
Company: Green Day Online
Name: Tarquin Nemec
Email: [email protected]
Address: Street Address 3085 El Cajon Blvd, City San Diego
Country: USA

Personal loan or credit card? Choose the best option for emergencies


Although both have quick disbursements, their different characteristics may make them more suitable for different borrowers.

Taking out personal loans and using credit cards are usually the first two options that come to mind when faced with shortages of funds or financial demands. Although both of these options have quick disbursements, their different product characteristics may make them a more suitable option for different groups of borrowers.

Here is a comparison of the characteristics of personal loans and the different financing options available through credit cards:

Interest rate: With dozens of banks and NBFCs offering personal loans, its interest rate can vary widely between 10 and 24 percent per year depending on the lender and various aspects of the applicant’s credit profiles such as monthly income, rating. credit, job profile, employer profile, etc.

The financing of your expenses by credit card is interest free as long as the entire invoice is repaid by the due date. Failure to repay full contributions on time would result in high financial charges of 23-49% per year. also hurt your credit score.

In the event that the cardholder converts their unpaid contributions into EMI or avails themselves of a loan against a credit card to finance their purchases, their interest charges would generally be higher than the interest rate of the personal loan of which they are. has with the same card issuer.

Amount of the loan: Lenders generally sanction a personal loan amount ranging from Rs 50,000 to Rs 25 lakh depending on the repayment capacity of the loan seeker. Some banks and NBFC also claim to sanction a larger loan amount of up to Rs 40 lakh.

In the case of credit cards, card issuers set credit limits for credit card holders based on their monthly income and credit repayment history. Credit card holders can swipe the card or take out a loan against credit card up to the authorized credit limit. While the credit limit is reduced by the amount spent through the credit card or by the amount of the loan used as a credit card loan, it is gradually released as the cardholder repays the contributions from the credit card. credit card.

Some credit card issuers also offer a credit card loan variant in which the loan amount offered is greater than and greater than the cardholder’s credit limit. As the loan amount in this case has no impact on the credit limit of the card, the cardholder can continue to make their usual expenses from their sanctioned credit limit.

Processing time : Personal loan applicants are generally required to submit their pay stubs / RTI forms and other documents for loan processing and approval. Since the process of verifying these documents can take some time, personal loan disbursements can take up to 2-7 days. That said, some lenders claim much faster disbursement of personal loans, especially in the case of pre-approved personal loans offered to selected clients.

Access to credit through credit cards is usually instantaneous for actions such as swiping at the point of sale or making online transactions. In the case of EMI conversion and credit card loans, requests are usually processed on the same day as the request is made.

Repayment period: Personal loan repayment terms generally vary between 1 and 5 years, with some lenders offering a minimum term of 6 months and a maximum term of up to 6 to 7 years. While a credit card holder can continue to pay their dues for as long as they want, it is not advisable to do so as it can result in high finance charges. In case of credit card loan and EMI credit card conversions, the tenure period typically ranges from 6 months to 5 years.

Processing fee: The processing fees for personal loans are generally up to 3 percent of the loan amount. However, some lenders waive processing fees for special offers and / or for selecting consumers. In the case of credit card transactions, card issuers do not charge any processing fees. However, card issuers may charge a processing fee on the use of a loan against a credit card or an EMI conversion facility.

Penalty for early repayment: Lenders offering personal loans with variable interest rates are not allowed to charge prepayment penalties. However, those who offer fixed interest rate personal loans charge a prepayment penalty of around 2-5% of the outstanding balance or prepaid loan amount. Additionally, some lenders allow personal loan borrowers to make prepayments only after a predetermined number of EMIs have been repaid.

In the case of credit cards, card issuers typically charge a prepayment penalty of about 3 percent of the loan amount against credit card and EMI conversions.

Choosing between a credit card and a personal loan

Opt for the available credit card financing options if the loan amount required is relatively smaller and / or the need for disbursement is too urgent to wait 2 days or more. Otherwise, go for personal loans as their interest charges would most likely be lower than those available through credit card loans or EMI conversions. Also, check online financial marketplaces to find the best personal loan deals available to you based on your credit rating, monthly income, and other facets of your credit profile.

The author is Senior Director, Paisabazaar.com

DISCLAIMER: Opinions expressed are those of the author and Outlook Money does not necessarily endorse them. Outlook Money will not be responsible for any damages caused to any person / organization directly or indirectly.

Saudi sprinter Yasmine Al-Dabbagh hits the Kingdom’s history books with her Tokyo 2020 debut


On Friday night, the whole world got to see her face as she, alongside Saudi rower Husein Alireza, had the honor of carrying the Saudi Arabian flag during the Tokyo 2020 opening ceremony.

For the 23-year-old, like the rest of the 33-person Saudi Olympic delegation, there is no greater honor than representing her country.

“It means the world to me, especially being part of a diverse and vast team representing so many different activities,” Al-Dabbagh told Arab News. “Everything from judo to table tennis, rowing, karate, archery, weightlifting, swimming, shooting and soccer. The sports sector in Saudi Arabia has seen unprecedented growth and investment, thanks to the Vision 2030 of the Crown Prince (Mohammed bin Salman).

“As far back as I can remember sport has always been my passion,” Al-Dabbagh said. “When I was a student at Jeddah Knowledge School, I loved everything from basketball and swimming, volleyball and gymnastics.

“Athletics held a particularly exceptional place in my heart. It was the running and the sound of my footsteps on the track that gave me a very specific feeling, and that feeling made me come back for more. It was a feeling of being empowered, strong and confident.

“What also got me hooked was that the challenge was mine,” she said. “As an individual sport I like that you take advantage of it. It all depends on me. There is nowhere to hide. If I train well and put in the effort, I get the reward for it and love that feeling. “

Al-Dabbagh recalls that when she started training, accessing running facilities was a bit difficult, especially for female athletes. This, she is proud to point out, is no longer the case.

“We are seeing massive investments in all sports in Saudi Arabia, including women’s sports. The country is on the move with more athletes than ever before and personally I am extremely grateful (for) the support given to me by so many people, including Prince Abdul Aziz bin Turki Al-Faisal, the Sports Ministry, the ‘Saudi Arabia Olympic Committee and the Athletics Federation.

At a time when female participation was still several years away from mainstreaming and becoming culturally more acceptable across the Kingdom, she was fortunate to have a family that undoubtedly believed in her.

“My family was and still is my biggest support and always pushed me to pursue my dreams,” Al-Dabbagh said. “Whenever I felt skeptical or scared, they were the ones who helped me get over it. They always made sure that I knew that my dream of becoming an Olympic athlete could one day come true. I am so proud and humbled too, that the dream is coming true now. “

When the rationale for his career path came, it couldn’t have come from a more iconic source.

“My motto in life has always been to never give up,” she said. “As cliché as it sounds, it really helped me overcome a lot of obstacles and fears to get to where I am today. One of my biggest idols, who is now my trainer, Linford Christie, m ‘Said I had the ability to make it to the Olympics. Since then, I’ve worked really hard to get to where I am today, but that’s just the start. As the saying goes, a journey of a thousand miles begins with a step. I consider that the first step of a long journey to come, inchallah. “

Al-Dabbagh is particularly inspired by American runner Allyson Felix, who has won 26 gold, eight silver and four bronze medals throughout her career. Six of those gold medals and three of those silver medals were won at the Olympics, making her the first female runner in history to win so many gold medals in track and field. Fenix, who will also be at Tokyo 2020, will have a chance to break the world record of nine gold medals in athletics held by his legendary compatriot, sprinter Carl Lewis.

“The reason I admire Allyson so much is that in addition to her incredible success in sports, she is also a wife, mother and founder of a brand that specializes in making products for women by women,” said Al-Dabbagh. “The way she manages to balance different aspects of her life is an inspiration to me and to many women around the world.

“I would hurt not to recognize our own athletes at home,” she added. “Among the runners, Sarah Attar and Cariman Abu Al-Jadail, rider Dilma Malhas and swimmer Mariam Binladen.

Al-Dabbagh only got the call for the Olympics three weeks before the start of Tokyo 2020.

“Winning a place at the Olympics means everything to me, and doing it through a” place of universality “, breaking the women’s national record in the 100m … I could not have asked for more,” he said. she declared. “This is the culmination of many hours of difficult training, spanning Saudi Arabia, the US and the UK. I even remember my 12th birthday was Olympics themed… that’s how much I wanted to be an Olympian, and I’m so glad that moment has finally arrived.

When she steps onto the track at the Olympic Stadium in the early hours of Friday, she’ll face some of the best runners in the world, but after last year’s disruption, it’s an experience she relishes.

“I know I am very inexperienced compared to my racing competitors, but I see that as a positive point,” he said. “I will inevitably learn so many lessons from the opportunity to be in Tokyo, on which I can hopefully build my future as an athlete. Just when I had hoped to be 100% dedicated to training and competing, COVID hit, so I missed out on a lot of track time and plenty of chances to run. But with this, I can only look forward to the Olympics and future events.

“Our world has been through a difficult 18 months, and I can’t wait to see the sport bring people together from all walks of life, all over the world. I want to make sure that I savor this moment and that it will propel my athletic career forward. “

Al-Dabbagh does not set specific goals for himself at this point in his career, but milestones continue to occur.

“My goal is to always perform to the best of my ability,” she said. “I work hard every day to represent Saudi Arabia in the best possible way. I hope to raise the bar that previous Saudi Olympians have set and inspire even more young Saudis to pursue their dreams. I am already a national record holder (100m) and would like to improve on that and come back as a better athlete. At this point in my career and with my experience, I really see the games as a cornerstone for the future, both for me personally, but especially for the future of sport in the Kingdom.

Morley sculpture of the native warrior WA Yagan walked to the National Museum of Australia


Sculptor Morley Robert C Hitchcock captured the power of the native warrior Yagan in his sculpture for the National Museum of Australia in Canberra.

Yagan was a 19th century warrior who died after fighting the colonial invasion of his country, where he owned hunting rights through his father, Midgegooroo.

Hitchcock was commissioned by Peter Pickett, the former chairman of the Survey of Museums and National Collections, to create the sculpture.

After a year of work in his studio in Morley, Hitchcock has now sent his 2.1m tall sculpture to the museum.

Camera iconMorley sculptor Robert C Hitchcock. Sculptor Robert C Hitchcock has created a sculpture called Yagan, which will be sent to the National Museum of Australia in Canberra on July 25. David Baylis Credit: David Baylis/Community News

Hitchcock told The Reporter he was delighted and honored to send his sculpture to the museum.

“It means recognition of Yagan’s place in WA; he was a person who defended the rights of his community, tribal law and land rights, ”he said.

“Yagan was killed and beheaded because of his position and his unwavering commitment to the Noongar people.

“So Yagan going to the National Museum of Australia is another step in the right direction for Noongar’s indigenous history and heritage to be publicly recognized. “

Hitchcock said he tried to capture a “look of power, strength and leadership” because he was a symbol for the early Australians.

“Yagan’s feet are firmly on the ground; he identifies strongly with Mother Earth, ”he said.

“He goes down to the river to fish and holds his spear behind his back.

“The lost wax casting technique is what I used to create this bronze sculpture.

“There was a lot of angle grinding, polishing and hand grinding of bronze; then I soldered it together.

“The sculpture gives the viewer time to touch it, to go around it and to contemplate what the sculptor has said by his interpretation of the piece. “

Robert C Hitchcock's sculpture will be on display at the National Museum of Australia.
Camera iconRobert C Hitchcock’s sculpture will be on display at the National Museum of Australia. Credit: David Baylis/Community News

He said it was a privilege to pay tribute to the community of Noongar through his work.

“I have always had an interest in our history here in WA, people and events from the time before the invasion until today,” he said.

“The men and women who, faced with difficulties and circumstances beyond their control, prevailed and, at times and in certain places, even triumphed. The reverse is also true, where people fight very hard and persevere, but they do not succeed. “

His love for telling stories about the history of people in a three dimensional form such as sculptures motivated him to continue making art.

Hitchcock is currently working on three busts and a series of small horses.

What is the maximum amount I can borrow on a personal loan?


Whether you’re paying for home renovations or need to consolidate debt, if you need a large lump sum, you might consider taking out a personal loan. Whatever your reason, you might be curious about how much you can ask to borrow and the maximum amount a lender would give you.

What you can ask for from a personal lender will depend on several factors, including your personal financial situation, the type of personal loan, and the purpose of the loan.

Let’s explore the maximum amount you can borrow on a personal loan and how lenders determine if you are eligible to do so.

How much can you borrow with a personal loan?

Unlike a home loan, you don’t have to apply and wait to see the loan amount the lender approves for you. Personal loans allow you to apply for the exact amount of funds that you need.

When you apply for a personal loan, you name the amount of money you want, which is generally capped between $ 5,000 and $ 60,000. This maximum amount is where Australian personal lenders tend to cap the maximum amount you can borrow, whether you are applying from a small lender or a large bank.

However, that does not mean that you will be approved for the amount you request. Personal lenders have to adhere to strict regulations that help prevent everyday Australians from taking on too much debt and being unable to repay it.

These regulations influence the eligibility criteria set by the lender, which may include:

  • Have a good to excellent credit history
  • Be an Australian citizen or permanent resident
  • Have an acceptable ID (Australian passport or driver’s license)
  • Earn a minimum income set by the lender
  • Be employed and not on probation
  • Potential securing of the loan with an asset to reduce the risk of default

Within each category, there are different results that can present your personal loan application as less risky and therefore increase your chances of approval for a large loan amount.

For example, being employed full time for 1 to 2 years may show a greater level of financial stability in your application than if you were employed occasionally for a few months. The first indicates that you may be receiving more regular income and that you may be better prepared to repay the loan.

What has an impact on the maximum loan amount?

It is not just your personal financial situation and your demand that can affect whether a personal lender allows you to borrow the maximum amount of a personal loan. It may also depend on the purpose of the loan and the type of loan.

As mentioned above, personal lenders in Australia typically cap the maximum borrowing limit at $ 50,000 to $ 60,000. However, the purpose of the personal loan and whether or not it is secured can determine whether you can apply for more funds.

For example, a car loan may allow you to get approval for a larger loan amount, depending on the lender. Westpac currently offers * an auto loan of up to $ 100,000. Approval for the full $ 100,000 may depend on the age of the car, make and model, as well as factors such as your personal financial situation.

In addition, the Greater Bank currently offers * a secured personal loan of up to $ 100,000. Now Finance also * offers borrowers the option of applying for a secured personal loan of up to $ 100,000, with an unsecured personal loan amount capped at $ 50,000.

This may indicate that securing a personal loan against an asset, such as a car, or even jewelry and artwork, can help increase your chances of being approved for a larger loan amount, compared to personal loans. unsecured.

* Product information correct as of 23.07.2021.

Can I calculate how much I can borrow with a personal loan?

If you’re interested in finding out how much you could borrow, consider using our RateCity Personal Loan Borrowing Power Calculator.

You will only have to enter some information, such as how much you want to repay, repayment frequency, and your credit score, and the calculator can help you determine your estimated borrowing power.

Be realistic with your budget and take stock of what you can afford to pay off each week, month, or fortnight. The borrowing authority calculator can then help you determine the maximum personal loan amount you can responsibly afford.

Whatever the purpose of your personal loan, keep in mind that the larger the loan amount you apply for, the higher your current repayments may be. Even if you take out a low rate personal loan, the interest charged on a larger loan amount may add up compared to a smaller loan with a higher rate. Be sure to calculate the cost of interest payments on your large personal loan before you apply to make sure you can afford the repayments.

RBI revises personal loan limit for bank managers to 5 crore from ₹ 25 lakh


The Reserve Bank of India (RBI) has raised the limit on the amount of personal loans that can be made by lenders to managers of other banks and their families to a maximum of ₹5 crore ₹25 lakh. “Proposals for credit facilities of an amount less than ₹25 or ₹5 crore (as the case may be) to these borrowers may be sanctioned by the appropriate authority of the financing bank under the powers conferred on that authority, but the matter must be reported to the board of directors, ”said the RBI in a circular.

This will apply to all scheduled commercial banks except Regional Rural Banks (RRBs), small financial banks and all local banks, according to the RBI circular issued on Friday. Personal loans are loans granted to individuals and consist of consumer loans, education loans, loans granted for the creation or enhancement of real estate and those granted for investment in financial assets.

RBI also said that banks should not give loans and advances totaling ₹5 crore and more unless sanctioned by the board of directors or the management committee if the loan is sanctioned to a parent other than the spouse and minor children or dependent on their own presidents, CEO or other directors .

It will also apply to family members other than the spouse and minor or dependent children of presidents, general managers or other directors of other banks, including family members who are directors of cooperative banks, directors of subsidiaries or trustees of mutual funds and venture capital funds. .

This also extends to companies in which one of the family members other than the spouse and minor children or dependent on the chairmen, managing director or other directors is interested as a partner or guarantor. “Any company in which one of the family members other than the spouse and minor children or dependent on the chairmen, managing director or other directors is interested as a principal shareholder or as a director or as an guarantor or has control of it, ”the RBI also said.

A parent other than the spouse or dependent children of the bank manager will also be deemed to be interested in a company which is a subsidiary or a holding company, if he is a majority shareholder or controls the respective holding or subsidiary. company.

The National Museum of Animal Art prepares for the 34th Western Visions Art Exhibition and Sale


Allison Leigh Smith, Snow globe, oil on metal, 16 x 20, $ 2,880

The National Museum of Wildlife Art continues its largest and longest-running fundraiser, Western Visions, in September with over 140 participating artists and an all-new exhibit logo. The Western Visions Evening Sale will once again become an in-person event on September 16, 2021 at the Museum.

Full program:

  • Western Visions Art Exhibition Friday September 10 – Sunday October 3, 2021
    • Open every day from 9 a.m. to 5 p.m.
  • Artist panel Thursday, September 16, 2021
  • Western Visions Evening Sale Thursday, September 16, 2021

Also new this year, there are two ways to participate in the Western Visions sale: virtual or live, in person. The live event offers a memorable evening of connecting with other art enthusiasts and renowned animal artists, while the virtual option allows you to join online from home and receive full access to all works for sale. Tickets can be purchased at WildlifeArtEvents.org.

Tucker Smith, Young Bull, oil on linen canvas, 12 x 16, $ 9,500

“We are happy to be able to once again offer the evening sale event in person, but also to give those who cannot make it to Jackson Hole the opportunity to purchase one-of-a-kind works of art,” says Michelle Dickson, Director of Programs and Events at the National Museum of Animal Art. “The exhibition will be a little different this year, with smaller-format works: the paintings measure 16” x 20 “and the sculptures measure 18” in any dimension. This new format opens the door to a larger audience. wide to show support. “

Title Sponsors: Richard C. Adkerson Family Foundation, Gravoc

Patrons: Aero, Bomb Sommelier, Bellars Harris Wealth Management, Lisa Carlin, Lightner Sams Foundation, Carol and Jim Linton, Palate, Robert S. and Grayce B. Kerr Foundation, Maggie and Dick Scarlett, and Marcia and Mike Taylor / Bennett Family of companies

Partners: Amangani, Jan and Bob Benz, Big Sky Brewing, Cathie and Mark Cardelucci, Creative Curiosity, Gallatin Wealth Management, Jackson Hole Insurance, Jane and Steve Malashock, Schmidt’s Custom Framing, Katherine and Jack Shook, Simpson Gallagher Gallery, Town Square Inns , and Willow Street Group.

RBI revises personal loan limit for board directors to 5 crore


Mumbai: The Reserve Bank of India has revised the threshold for the amount of personal loans that can be granted to directors and their families to a maximum of ₹5 crores. Previously, the personal loan threshold that could be granted to any bank manager was ₹25 lakh.

In a circular issued on Friday, RBI also said that banks are not allowed to grant loans of more than ₹5 crore to any parent other than the spouse and dependent children of the president and general managers or other directors of their own bank and other banks. The same applies to any company in which one of the parents other than the spouse and dependent children is a partner, majority shareholder or director.

Proposals for credit facilities in an amount less than ₹25 lakh or ₹5 crores to such borrowers may be sanctioned by the appropriate authority of the financing bank under the powers given to that authority, but the matter should be reported to the board, RBI said.

Personal loans refer to loans granted to individuals and include consumer loans, education loans, loans granted for the creation / valuation of real estate and loans granted for investment in financial assets (stocks, bonds , etc.).

In the past, there have been instances where existing administrators abused their position to provide loans for family members. This is the case of the managing director and CEO of ICICI bank, Chanda Kochhar, who allegedly abused his official position to grant ₹Loan of 3250 crores to Videocon. The loan was part of a counterpart agreement under which Venugopal Dhoot invested ₹64 crore in NuPower Renewables from Chanda Kochhar’s husband.

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Czech twentieth century on display at National Museum’s new major exhibition


Curators at the National Museum say it took eight years to prepare what is the largest modern history exhibition ever held in Czech territory.

Visitors first enter a room with a single giant 360-degree screen. The director of the National Museum Michal Lukeš told Czech television that a wide range of sounds and the earthquake itself accompany a video summary of Czech history from 1914 until the entry of the Czech Republic into the EU in 2004.

“This room takes us through the key moments of the 20th century in 7 minutes. It’s kind of a great introduction to the exhibition itself.

After the video presentation is over, visitors enter the trenches of World War I, the metaphorical end of the 19th century, and the conflict that led to the creation of the Czechoslovak Republic in 1918.

A thousand objects are on display as the exhibition progressively retraces the various political, military and societal developments that have taken place on Czech territory. Visitors are presented with iconic machines, works of art, uniforms, chariots, dresses and even the medals worn by Archduke Franz Ferdinand on the day of his assassination in Sarajevo. For those who prefer to get a feel for what ordinary life would have been like in the past, there are also authentic recreations of contemporary kitchens and living spaces.

According to Michal Lukeš, choosing the content of the exhibition was one of the most difficult tasks for curators.

“It was very complicated. The twentieth century was, of course, complicated in itself, but we also have so many artifacts from that era in our possession that we would need 10 times the space to display them all. Nevertheless, we have tried to make the most of the space available to us. “

The central theme of the exhibition is the exploration of an individual’s personal freedom and how it has been limited or extended during the various regime changes and economic changes of the 20th century.

Walking through the corridors of the building that once housed the Czechoslovak Federal Assembly, visitors will also discover several more targeted segments. For example, the suitcase motif links both the Holocaust transports to the forced emigrations of the postwar period and the communist era.

Children will also have the chance to visit a special historic playroom, which invites them to try out several games and see how they have changed during the 20th century.

Those who prefer to look deeper into history can visit the Sun Kings on Ancient Egypt exhibit in the neighboring ancient building of the National Museum, which was extended until the end of September.

Roto | visitor experience at the National Museum of Military Vehicles


Roto, a leader studies and design-build office, worked with the new $ 100 million National Museum of Military Vehicles (NMMV) to create a new, immersive experience for visitors.

The museum houses the world’s largest private collection of military vehicles and tells the stories of the people who fought there. Inside its new 40,000 square foot Puller Gallery, Roto has reinvented the traditional military museum by immersing visitors in the stories of Vietnam’s military and the Korean War through dynamic and interactive experiences.

Honor service and sacrifice

NMMV officially opened on Memorial Day 2021 and is located in Dubois, Wyoming. The 140,000 square foot museum, founded by Dan Starks, the former CEO of St. Jude Medical, has 475 fully restored military vehicles, artillery, warships and airplanes. Through these, he explores the American experience during WWI, WWII, the Korean War, and the Vietnam War.

For this project, the creative design agency set out to create exhibits that show visitors what it would have been like to serve with these vehicles, communicating not only their technical prowess but also the authentic personal stories of those who fought with them. them.

“Roto’s goal was to help the museum fulfill its mission of honoring the service and sacrifice of veterans and their families,” explains Allen Boerger, founding partner and COO of Roto. “To bring this to life, we focus on personal stories, real objects and recreate authentic environments.

“The combination of these elements creates a new perspective and a real sense of immediacy. It’s history, but it’s also here, now.

National Museum of Military Vehicles_roto

The Puller Gallery takes its name from General Lewis “Chesty” Extractor, the most decorated Marine in United States history. It houses a variety of immersive sets, media installations, thematic lighting, map projections, as well as realistic and interactive characters.

Upon entering, visitors are transported to a series of immersive historical scenes, such as a nocturnal jungle surrounded by bamboo shoots and a moonlit projection-mapped environment full of hidden traps and enemy forces. They will also encounter an American firebase where a faithfully restored M109 155mm howitzer sits on the edge of enemy territory, with an animated fresco showing distant battles and helicopter operations.

Meanwhile, the Battle of Chosin Reservoir is depicted as a frozen mountain towering above visitors, featuring a series of cast figures that reflect the emotion of that defeat.

The Roto team approached each historical section of the Puller Gallery as an experiential ‘stage’, says Boerger:

“Our goal was to provide every visitor with an invitation to step into a historical story, whether it was walking through a dangerous nocturnal jungle landscape or joining the arduous, windswept winter walk of a convoy approaching the enemy. We want everyone to have a firsthand look at what veterans have done. And getting it right for veterans is so vital to ensure their stories are told and displayed accurately.

“It means being laser focused on every prop, every artifact, every detail, whatever it takes.”

National Museum of Military Vehicles_theming and props_roto

An authentic experience

In order to create an authentic experience, the company also interviewed veterans and perused hundreds of handwritten testimonials. Over 300 props are used, most of which came from veterans, collectors and surplus stores. These include “spike protection” jungle boots, Psy-Ops air-dropped flyers, and a 1960s Zenith TV console.

Additionally, Roto replicated some items that could not be purchased directly. For example, a rare Chinese Communist grenade, an American military travel rocket, an aerial motion detector, barrels of Agent Orange, and over 100 cases of ammunition.

“It’s not meant to be a passive experience,” says Boerger. “It’s both exploratory and cinematic. As visitors enter a new environment, we have created a “settlement map” that conveys the ambiance and the overall story we tell.

“From there, people discover these powerful stories at their own pace, zooming in on historical artifacts, these lovingly restored floats, and the details of the personal stories we tell through the museum. Everything is based on their own interest and curiosity.

Earlier this year, Roto collaborated with exhibition designer Studio Matthews and multimedia designer Belle & Wissell on the redesign of the Museum of Science and Industry, the Take Flight exhibition inherited from Chicago. Roto has completed fabrication and installation on the project.

Do I have to take out a personal loan to repay other debts and renovate my home?


Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”.

Dear credible money coach,

Here is my situation:

  • Credit score range 655 to 677
  • No late payment of more than 30 days since October 2020
  • Two open loans (money used to pay household bills since June 2020) with a combined outstanding balance of $ 3,800 and a combined interest rate of 24%
  • An open furniture account, balance of $ 1,500 and monthly interest rate of 9%
  • $ 404 monthly car payment
  • Monthly mortgage is $ 764 (owner for 13 years)

I am employed with a monthly net income of $ 3,000 per month.

Is it a good idea to apply for a personal loan to pay off the two open loans and the furniture bill? I would like to ask for $ 6,000. The difference would be to install carpet in my house. Are there any personal loan companies that I can apply to that would give “pre-approval” before a full investigation? – Latoshia

Great question, Latoshia, and great job taking stock of your current financial situation. Whenever you are considering taking on new credit, knowing how much you currently owe is essential, which is obviously what you are doing.

Let’s tackle the first part of your question: is it a good idea to take out a personal loan to repay the two open loans and the installment loan? It might make sense if you can get a new loan with a lower interest rate and APR than what you are currently paying on these three existing loans.

And if the consolidation of these three loans into one personal loan allows you to reduce your total monthly payments, that would be even better! Just be careful not to extend the term of the new loan beyond your current repayment dates, and be sure to factor in closing costs when you calculate the numbers.

Since your credit score is good, you may be eligible for an interest rate of less than 24%, the highest rate you pay.

Another option to consider

You also say that you would like to borrow money for renovations. Since you’ve been a homeowner for 13 years and home values ​​are high right now, you’ve probably built up equity in your home.

Normally, I don’t advocate turning unsecured debt like credit cards or installment loans into debt secured by your home. But making home improvements is a legitimate reason to tap into home equity. And current refinancing rates are at historically low levels.

In your situation, you have two options. You could take out a new personal loan to pay off installment loans and a home equity loan to pay off your new carpet. But it can be difficult to get two loans at the same time.

The other option would be a home equity loan or cash refinance that would allow you to pay off installment loans and finance your home renovation. If you do decide to go this route, however, I highly recommend that you only withdraw or borrow the exact amount you need. Resist the temptation to take more equity out of your home than you need. And don’t use the home’s equity to pay off the car – it’s a depreciating asset.

As for prequalifying without undermining your credit …

… You can absolutely get an idea of ​​the rates you could get on a personal loan without affecting your credit – by visiting Credible.

Credible is free, with no hidden fees, and allows you to see your prequalified rates with multiple lenders in as little as two minutes. You can use it to check personal loan and home mortgage refinance rates without affecting your credit.

Need credible advice on a money-related issue? Email our Credible Money Coaches at [email protected] A Money Coach could answer your question in a future column.

This article is intended for general informational and entertainment purposes. The use of this website does not create a professional-client relationship. Any information found on or derived from this website should not be substituted for and should not be construed as legal, tax, real estate, financial, risk management or other advice. If you require such advice, please consult a licensed or competent professional before taking any action.

About the Author

Dan Roccato

Dan Roccato is a clinical professor of finance in the School of Business at the University of San Diego, personal finance expert Credible Money Coach, published author, entrepreneur, and has held leadership positions with Merrill Lynch and Morgan Stanley. He is a recognized expert in personal finance, economics and capital markets. You can find him on LinkedIn.

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July 21, 2021 – Rates drop for well-qualified borrowers – Forbes Advisor


Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors.

Compare personal loan rates from the best lenders

Compare personal loan rates in 2 minutes with Credible.com

Personal loan rates fell last week. This means that whether you are looking to finance a home improvement project, vehicle, unexpected bills, or temporarily need to improve your cash flow, you can still get a reasonable rate, as long as you are a highly qualified candidate.

From July 12 to July 16, the average fixed interest rate on a three-year personal loan was 10.97% for borrowers with a credit score of 720 or higher who prequalified in Credible’s personal loan market. .com. That’s down 0.38% from the previous week, according to Credible.com. Average rates on five-year personal loans also fell last week from 13.67% to 13.63%.

However, the actual rate you receive depends on your creditworthiness and what is available from your preferred lender. Well-qualified borrowers may be able to find rates that are significantly below average.

RELATED: Best Personal Loans July 2021

How to Compare Personal Loan Rates

If you are looking to get the best rate, be sure to look for lenders who offer a personal loan prequalification process. Although many lenders post their rates online, this only gives you a range of what they are offering, not an exact rate based on the qualifications you meet. However, when you prequalify for a personal loan, a lender will perform a soft credit check – which has no impact on your credit score – to prequalify you.

Based on this information, the lender will give you an overview of the terms you might qualify for, including the rates, term, and limit of your loan. You can pre-qualify with multiple lenders and compare terms to help you find the best loan for your specific situation.

However, prequalification does not guarantee approval. Once you find an offer you like, you will still need to submit a formal request and provide additional documents to the lender. When you apply, a lender will usually perform a rigorous credit check, which will vary your credit score between one and five points.

RELATED: 5 personal loan conditions to know before applying

Calculate your personal loan payments

Once you have an idea of ​​the interest rate on your personal loan, you can calculate your monthly payments. You will need to know the interest rate, the limit and the length of your loan. This will help you determine how much you owe monthly and how much interest you will pay over the life of your loan.

For example, let’s say you have a personal loan in the amount of $ 5,000, with a fixed interest rate of 10.97%, and with a term of 36 months. The Forbes Advisor Personal Loan Calculator says your monthly payment would be $ 163.62 and you would pay $ 890.41 in interest over the life of the loan. Overall, you owe $ 5,890.41, which includes both principal and interest.

Average interest rates for personal loans by credit score

Here are the estimated average interest rates for personal loans based on VantageScore risk levels, according to Experian. Please note that interest rates are determined and set by the lenders. The prices provided are estimates.

How to get better interest rates

Personal loan interest rates are based on a number of factors including your overall creditworthiness, credit rating, income, and debt-to-income ratio (DTI). Two quick ways to help you qualify for lower rates include paying off existing debt to help lower your DTI and improve your credit score.

Rod Griffin, senior director of consumer education and advocacy at Experian, recommends “checking your credit report and scores three to six months before you apply for a personal loan,” as this will give you plenty of time. to make the necessary improvements.

Although the qualification requirements differ from lender to lender, a minimum credit score of 720 will usually give you the best deal. If your score drops below this marker and you are looking for the lowest possible rate, you can take steps to improve your score, such as lowering your credit utilization rate, removing errors from your credit report, and paying. your bills sooner or on time.

Will applying for a personal loan affect my credit rating?


If you’re a diligent borrower and consistently prioritize your credit score, you’ll likely have it in mind when applying for new credit.

So, when it comes to submitting an application for a new personal loan, you might be wondering if your credit score could be affected.

Like most credit products, applying for a personal loan has the potential to affect your credit score, but whether or not – and to what extent – will likely depend on individual circumstances.

When Can Applying For A Personal Loan Negatively Affect Your Credit Score?

Generally speaking, when submitting a personal loan application, there are two key mistakes that could hurt your credit rating:

  1. Submit multiple applications at the same time – perhaps with the mistaken belief that you could double your chances of approval.
  2. Failing to do your due diligence, get rejected by the lender, then reapply soon after.

Both of these mistakes can ultimately hurt your credit score in the same way.

Whenever you submit a personal loan application, the lender will investigate your credit report as part of the decision-making process. This will be saved in your file as a credit check and is visible to other lenders who conduct subsequent inquiries.

If your credit report contains evidence that you applied for multiple loans at once, or in quick succession, lenders may be reluctant to approve your application as this can be an indication of credit stress.

Credit providers have an obligation to respect the responsible lending obligations as mandated by the Australian Securities and Investments Commission (ASIC). This means that if the lender has reason to believe that the loan product you have applied for might not be suitable for you, they are obligated to reject the application.

According to the two major credit bureaus, Equifax and Experian, having several serious inquiries on file in a short period of time can also have a negative effect on your overall credit score.

When can a personal loan application have a positive impact on your credit score?

While applying for a personal loan doesn’t necessarily have a positive effect on your credit score, the way you pay off your loan could be.

Since the introduction of comprehensive credit reports, your credit report will show both positive and negative credit events. Which means if you consistently pay off your loan on time and successfully repay your loan on its terms, you could see a positive impact on your credit score.

How do I protect my credit score when applying for a personal loan?

There are a number of things you can do before you apply for a loan that could help protect your credit score, including the following:

  • Check your credit score – First of all, it’s worth knowing your credit rating so you get a better idea of ​​what personal loans you might be eligible for. Plus, regular access to your credit report allows you to check for discrepancies and dispute any that may arise. The RateCity Credit Center allows you to perform a free soft survey that will have no impact on your credit score.
  • Exercise due diligence – It’s about doing a complete personal loan comparison and making a short list of the products that are best suited to your needs.
  • Check the loan criteria – Once you’ve selected your preferred loan product, it’s time to make sure you meet the lender’s eligibility criteria. It is essential that you meet these conditions to prevent your application from being rejected. Do not hesitate to contact the lender directly if you have any questions or concerns.
  • Request pre-approval – Many lenders offer pre-approval for personal loans so applicants can find out how much they can borrow before submitting a formal loan application.
  • Take your budget into account – Whether or not you apply for pre-approval, it’s worth doing your own calculations to make sure loan repayments will fit comfortably within your budget. RateCity’s personal loan calculator can provide you with a repayment estimate based on loan amount, interest rate, and loan term.
  • Wait before reapplying – In the unfortunate event that your application is rejected, it may be useful to wait a while before submitting a new application to avoid having too many applications recorded in your file. If you’re having trouble managing your finances, consider contact the national debt helpline for free financial advice.

Seven bizarre moths to celebrate National Moth Week | Smithsonian Voices | National Museum of Natural History


Seven bizarre moths to celebrate National Moth Week

There are approximately 160,000 species of moths and butterflies in the world, each with unique characteristics. (Smithsonian)

Moths often don’t get the love they deserve, but they are fascinating and important creatures. Not only do they serve as food for many animals, including bats and birds, but they also pollinate plants. Moths are incredibly diverse – some have striking colors, while others are more subdued. Some have caterpillars that feed on leaves, while others feed on animal droppings. In honor of our winged friends, here are some of the coolest and most unusual moths from the Smithsonian collections.

Bella butterfly

Preserved bella butterfly on white background

Bella butterflies, or Utetheisa ornatrix, only live for about three weeks, but females mate an average of four to five times in their short lives. (Smithsonian)

The bright colors of the bella butterfly serve as a warning to predators: DO NOT EAT. Caterpillars feed on host plants of the genus Crotalaire, sometimes called a rattle or rattlepod, which contain a large amount of an alkaloid toxin. This is then concentrated in the caterpillars, making them unpleasant to most predators. Toxins are in such high demand that caterpillars are known to cannibalize eggs, larvae or pupae of the same species to supplement their own supply of toxins. These moths are active during the day, so you may be able to spot them if you live in North or South America.


Sloth in the fur of a three-toed sloth and "Lazy" in black

Choloepi cryptoses live in the fur of three-toed sloths. (Smithsonian)

the Choloepi cryptoses is one of the many species of moths that live exclusively in the fur of sloths. When a sloth descends on the forest floor to defecate, adult female butterflies fly away and lay their eggs in its feces. The larvae feed on the poo and, once adults, return to the canopy to find a new home for the sloths.

Scientists believe that this relationship also benefits the lazy. Mites increase the amount of nitrogen found in the sloth’s fur, which helps algae grow on it. Sloths eat algae and also use it for camouflage. Scientists have found up to 120 moths living on a single sloth.

Lunar butterfly

Preserved green and yellow luna butterfly on white background

Actias luna, or lunar butterflies, are active at night and are very attracted to light (Smithsonian)

With long tail wing tails, a bright green color, a fuzzy white body, and comb-shaped antennae, luna butterflies look like something straight out of a fairy tale. But their hind wings are more than beautiful – they also help protect moths by confusing echolocation from hunting bats. Luna moth caterpillars also have their own method of defense. They make a clicking noise and vomit to deter predators. Adult luna butterflies only live for about a week and do not eat at all! Their mouthparts are not functional, so they only live long enough to reproduce. These butterflies are only found in North America.

Night butterfly

Brown and beige vampire butterfly on a white background

Vampire butterflies are named for their ability to suck blood from mammals. (Smithsonian)

Of all the weird butterflies, the Calyptra thalictri could be the most nightmarish. These butterflies feed on fruit, but males can use their tongues to pierce the skin and suck blood from vertebrates. This gives them sodium to pass on to the females during mating and gives their offspring a nutritional boost. These butterflies are native to Europe and Asia.

Hemiceratoides hieroglyphica

Yellow and brown butterfly on white background

Hemiceratoides hieroglyphica drinking bird tears, but other species of moths have been observed drinking tears from animals such as elephants, horses and mules. (Smithsonian)

The vampire butterfly is not the only species of butterfly that sucks fluids from other animals. the Hemiceratoides hieroglyphica, native to Madagascar, has been observed inserting its barbed proboscis into the eyelids of sleeping birds and drinking their tears. Presumably, they do this to get nutrients like sodium that are lacking in their normal diet. There is no indication that this bothers the birds – they stay asleep while the butterflies drink.

Morgan’s sphinx

Morgan's sphinx preserved on white background

Morgan’s sphinx moth has a proboscis that can be around 12 inches long. (Smithsonian)

Morgan’s sphinx butterfly uses its extremely long proboscis to obtain nectar from the orchid’s equally long spur Angraecum sesquipédale. Charles Darwin received a package of these orchids from Madagascar while he was studying insect pollination and predicted that there must be a butterfly on the island with a trunk long enough to pollinate them. Naturalist Alfred Russell Wallace agreed and further suggested that the pollinator would be a sphinx butterfly. Almost 40 years later, scientists identified specimens of X. Morgani in Madagascar, confirming both predictions.

Sphinx skull

Preserved Sphinx skull on white background

Skull sphinx pupae were placed in the throats of the victims in “The Silence of the Lambs”. The butterfly is featured on the movie poster. (Smithsonian)

You may already be familiar with the Death’s Head Sphinx, thanks to “Silence of the Lambs”. It was the moth that Buffalo Bill was using as a calling card. This ultimately helped Clarice identify her after seeing one flying around her house. The butterfly has a distinct skull-shaped pattern on its thorax which has helped it gain notoriety.

But the infamous pattern isn’t the only unusual trait about them. These butterflies use chemical camouflage to mimic the scent of bees and enter hives undetected. They use their sturdy mouthparts to pierce wax cells and eat honey. They also produce a unique squealing noise as a defense mechanism. These butterflies live in Africa and Europe.

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Marguerite Osborne

Margaret Osborne is an intern in the Office of Communications and Public Affairs at the Smithsonian National Museum of Natural History. His journalism was featured in the Sag Harbor Express and aired on WSHU public radio. Margaret is an undergraduate student at Stony Brook University, majoring in Journalism and German Language and Literature and minor in Environmental Studies. She is spending her final semester in Washington, DC and will graduate in May.

More from this author »|

Republicans question Biden Land Management Office’s choice of developer’s personal loan


Rpublican senators question President Joe Biden candidate for the head of the Bureau of Land Management on a personal loan she accepted from a developer in Montana.

Tracy Stone-Manning met real estate developer Stuart Goldberg around 2000 while supporting a nonprofit conservation organization she ran, according to information she recently provided to a Senate committee.. They became friends, dining at each other’s house, going camping and going to concerts together. She then presided over her wedding.

There were also cases involved. While Stone-Manning was the executive director of the Clark Fork Coalition, she did what she called the “possibly unprecedented” act of support a development project Goldberg’s company had advanced, according to the Missoulian.

In 2008, their friendship added a new dimension when Stone-Manning took out a $ 60,000 personal loan from Goldberg. At the time she borrowed the money, Stone-Manning was a federal employee, working as a regional manager for Senator Jon Tester (D-Mont.).

Stone-Manning worked in the tester’s office for five more years, before Montana Gov. Steve Bullock (R) appointed her as head of state Department of Environmental Quality in 2013. After two years in this position, she left to become Bullock’s Chief of Staff, before entering the private sector in 2017.

There is no evidence that she did anything untoward in obtaining the loan or using her official duties for the benefit of her creditor. Stone-Manning said she didn’t even know Goldberg’s interests before the government. In 2020, after paying interest only for 12 years on the personal loan every month, Stone-Manning paid off the principal.

During his confirmation hearing in June, Senator Roger Marshall (R-Kan.) asked about the outlook for the Stone-Manning arrangement. “Like many families in 2008, we were hit by the recession and a friend loaned us money to make sure we could get by,” Stone-Manning said. “We came to an agreement and we honored the loan. ”

Senator John Barrasso (R-Wy.) Then requested documents relating to the loan, but Stone-Manning refused to provide them. “Arrangements were made verbally and payments were made electronically,” she replied in a written response, without explaining why this would prevent her from sharing files.

Stone-Manning, Goldberg and a spokesperson for the Home Office did not respond to Forbes requests.

The Senate Energy Committee is must vote on Stone-Manning’s nomination Thursday.

5 costly mistakes to avoid when taking out a personal loan


All personal loans available in the market may not be the same in terms of associated costs and other aspects.

Personal loans are often the preferred financing facility for cash strapped people, not only to meet their life goals, but also to bail them out in an emergency. No obligation to pledge any collateral, competitive interest rates, repayment terms of up to five or seven years, and the possibility of rapid loan processing and disbursement are some of the reasons of its popularity.

However, it is important that you make informed financial decisions when applying for any type of loan in order to avoid any unpleasant surprises afterwards. To help you with that, here are some costly mistakes to avoid when taking out a personal loan.

1. Don’t compare options

All personal loans available in the market may not be the same in terms of associated costs and other aspects. As such, not comparing loan products could be risky. You can easily compare options in an online marketplace based on your eligibility and requirements. You should also not ignore the pre-approved offers offered by your bank and the online marketplace of your choice for faster loan disbursements. The applicable interest rate, maximum loan amount, processing fees, tenure options, eligibility conditions, ease of processing digital loans, etc. could be some benchmarks.

When it comes to interest rates, here are the lowest personal loan interest rates currently offered by some of the country’s leading banks. Note that the interest rate that is applicable to you could be higher depending on your age, your income, your profession, your credit rating, the amount of the loan or any other condition of the lender you have chosen. .

Data compiled by BankBazaar on July 1, 2021. * HDFC Bank rack interest rate.

2. Don’t Check Your Credit Score Before Applying For A Personal Loan

Your credit score is one of the main ways lenders assess your creditworthiness. If your score is above 750-800, you can avail of the lowest interest rates available on personal loans, among other benefits. However, if it is well below 750, your applicable interest rate will likely be much higher than the lowest available rates, resulting at best in higher IMEs and at worst in rejection of the application. . As such, you must check your credit score before applying for a personal loan to be able to take advantage of the best loan repayment terms. If it’s not up to par, you need to take corrective action first, such as wiping out any overdue credit cards to improve your credit score. Note that it is also advisable to compare your options, but only apply for the offer that best meets your needs, as each request could lead to a serious investigation that could lower your credit score.

3. Don’t read the fine print of the loan

Different lenders have different terms on personal loans. For example, one lender may impose a hefty prepayment penalty to close your loan early, while others may not charge a fee. Reading the fine print of the loan agreement before signing can therefore help you achieve complete clarity on all associated terms and conditions.

4. Over-borrowing

You may be eligible for a large loan amount when your actual financing need is much smaller. However, you should only borrow an amount that would meet your needs, not a dime more. Excessive borrowing could put unnecessary strain on your finances, preventing you from paying your contributions in full on time. Any laxity in loan repayments would result in additional penalties and also hurt your credit score, compromising your borrowing capacity and future loan needs.

5. Failing to assess the affordability of the new loan

Personal loan interest rates can vary from lender to lender (as shown in the table above) and can range from 8.9% to 24% per year or even more. As such, it is extremely important to assess the affordability of your personal loan IME based on the interest rate that is applicable to you, especially if you also have other loan repayments to deal with. Ideally, all of your debt repayments in a month should not exceed 40% of your monthly household income.

If the new loan IMEs brought your total debt above this bar, you should check to see if you could get a lower interest rate from another lender, reduce your loan amount, or go for a term. longer to keep repayment obligations under control. If the best available interest rates are high due to your low credit rating, you can also explore secured loans like gold loans, loans against property or mutual funds etc. depending on the feasibility instead of an unsecured loan.

(The author is CEO, BankBazaar.com)

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Tour de France: Mark Cavendish has an appointment with the history books


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Mark Cavendish has an appointment with the history of the Tour de France.

While much of the racing fanfare will be sidelined for another year as the peloton parades around Paris, there is the little question of an all-time record yet to be set.

After a Tour that saw Cavendish turn back the clock, he is set to leave an indelible mark in the history books of cycling.

Sunday’s stage through Paris is an opportunity for Cavendish to overtake Eddy Merckx with a 35th victory and become the rider with the most stage wins on the Tour de France in 118 years of racing history.

Read also :

If he did, it would be in the most auspicious setting on one of the Big loopthe most iconic backdrops. He will also secure his second green jersey, 10 years after winning his first, and set a new record by being the only man to have won five times on the sacred cobblestones of the Champs-Élysées.

Cavendish already holds the record with four, having taken an iron fist on the prestigious stage between 2009 and 2012.

Sunday’s victory would be his first time on the podium in Paris since 2012.

The journey to making the all-time record for the stage has at times felt like it was written in a movie script, so it’s fitting that it ends on the Champs-Élysées.

Cavendish spent much of the race telling people not to talk about it and pushing back against the idea that he was even chasing the record.

“I don’t think I can ever be compared to the great Eddy Merckx, the greatest male road cyclist of all time,” he said after tying Merckx’s record at Carcassonne on stage 14 . “We don’t have time to reflect on this. But there is still a lot of life left after this to reflect on what we’ve done and the history we’ve made.”

Read also : From Mathieu van der Poel to Mont Ventoux: The five moments that made the Tour de France 2021

However, the moment will not be lost for Cavendish when the peloton rolls out of Chatou on Sunday afternoon.

If his victories come on less varied terrain than Merckx, as the Belgian was keen to point out in an interview last week, it is no less incredible.

Especially considering the fallow years of Cavendish’s recent career.

Can Cavendish have a Hollywood ending?

There was a time when it seemed like Cavendish would win Tour de France stages for fun, but new challengers, illness and injuries have provided him with many obstacles to overcome in recent years.

His run through this year’s race was reminiscent of his 2016 race, where he entered as an underdog in the sprint competition.

Marcel Kittel, Dylan Groenewegen and Peter Sagan were the big favorites that year, and few expected Cavendish to go wild in the sprints to claim four stage wins before setting off on the second day of rest.

This form of racing elevated him above French hero Bernard Hinault in the wins standings and put the Manxman a short distance from the Merckx record.

At the time, it seemed like it was only a matter of time before Cavendish overtook the Belgian. He didn’t and we know the 2016 race will see its last Tour de France victory in five years.

A crash with Peter Sagan in 2017 forced him to retire after Stage 5. The following year he would quit the race as so many others did throughout this year’s competition outside of the time allotted on a grueling mountain stage.

His departure from the 2018 Tour de France marked the start of a very difficult period for Cavendish. The Epstein Barr virus he was diagnosed with in April 2017 had always won and he would not be given the green light until May 2019.

The Manxman was diagnosed with clinical depression shortly after, in August 2018.

“I did not take any medication. Like, now is not the time or place – we’ll do something at some point – but I got help, ”he said in an interview with The temperature in April 2020. “I was gloomy. And I’m on the other side, thank you. Well, as much as I can be. I think I got out of it.

Cavendish continued to run but struggled to rediscover his means of winning. He was excluded from the Tour de France for two consecutive years and looked set to hang up his racing wheels late last year.

Cavendish’s move to Deceuninck-Quick-Step over the winter made the sprinter younger and he was back on the winners’ podium in April. However, he looked set to miss this year’s Tour de France and it was a knee injury from Sam Bennett that gave him his chance.

It is an opportunity that he seized with both hands.

“Three weeks ago, I wouldn’t have imagined this. This race is everything for me as a professional, ”said Cavendish after securing his first victory of the 2021 race at Fougères.

“We almost forgot how difficult it is to win a stage in the Tour. It is not easy at all. It was the hardest thing to take – people don’t understand the sacrifices I made to win these 30 Steps. This race gave me the life I have, and I gave it the life I have. I’m just glad to be back. It sounds silly but it means so much to me. From the first time in 2008 until now. I am living a dream.

If the plot wasn’t ridiculous enough, Cavendish would win at Chateauroux a few days later. The town was where Cavendish won his very first Tour de France stage in 2008.

He then tied the Merckx record on the 13th anniversary of that first victory.

If someone came to you with this script, you would push them away and ask for something more realistic.

The question now remains, will Cavendish be happily ever after in Paris or is this a movie with a different ending? Can any of Cavendish’s challengers usurp the resurgent champion?

Should I prepay a personal loan or write off my savings?


There are many reasons to borrow money through a personal loan, and the good news is that if you make monthly loan payments on time, the borrowing shouldn’t hurt your credit score while you do. build up a large credit card balance. could damage your score. If you have personal loan debt but your circumstances allow you to make more than your minimum monthly payments (for example, your income has increased), you may want to inject some extra money into this loan to get rid of it. sooner and save money. on interest.

But is paying off a personal loan sooner a good idea? Or do you prefer to use cash to increase your savings account balance?

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What does your emergency savings look like?

Your primary financial goal, regardless of your financial situation, should be to have an emergency fund with enough money to cover three to six months of living expenses. This way, if you lose your job or run into unexpected bills, you can cover your expenses without going into debt or falling behind on your financial obligations and damaging your credit score.

Now let’s say you are sitting on extra money each month that could go into your savings or eat into a personal loan balance. To decide where this money should go, all you need to do is ask a simple question: What does my emergency fund look like?

If you have enough savings to cover at least three months of bills, you may want to use your extra cash to pay off your personal loan. But if you’re running out of emergency savings, this should come first.

The great thing about personal loans is that they usually have fixed interest rates. You shouldn’t feel like you have to prepay your loan lest your interest rate increase over time. In fact, if you stick to your loan schedule, you may find that it helps you build credit – those timely payments are recorded and added to your payment history, the most important factor in calculating your credit score.

Is there a downside to paying off a personal loan early?

While it is possible for a personal loan to include a prepayment penalty clause, most of these loans do not penalize you for paying off your balance earlier than expected. If you’re ready for some emergency savings, there’s no reason not to use your available cash to cancel that loan faster. While personal loans aren’t the worst type of debt to have, neither are they the best, so the sooner you can get rid of yours, the sooner you can enjoy the freedom of not having a credit balance. loan pending. your head.

How is “Buy Now, Pay Later” different from a personal loan?


The ‘buy now, pay later’ option, aka BNPL, offers customers the convenience of payments for essential purchases as well as a 15-30 day cushion for refunds without worrying about salary irregularities.

Due to the emergence of digital infrastructure, the growth of the e-commerce industry, the increase in online shoppers, the increase in digital payments and the convenience and accessibility offered by short-term credit, India is already riding this new BNPL wave.

Here’s how BNPL differs from a personal loan:

Amount of the loan

According to Vivek Veda, co-founder and CFO of KreditBee and co-founder of FACE (Fintech Association for Consumer Empowerment), personal loans are the financing option of choice for people facing an emergency financial crisis.

“It’s the best bet if customers want to borrow more than 100,000 rupees,” Veda says.

A BNPL payment method, Veda suggests, can be chosen when customers demand an amount less than Rs a lakh. For BNPL, the account can be created quickly and the money is accessible within minutes.


A personal loan may require certain documents while BNPL does not require any documents.

According to Veda, this allowed consumers to buy and delay payment for 14-30 days or repay the amount in installments.

“BNPL only performs a gentle credit history check. The simplicity with which one can apply and access BNPL gives a lot of flexibility to the user, thus increasing their purchasing power,” explains Veda.


Generally, according to Veda, a reason to apply for a personal loan can be to achieve various financial goals such as marriage, schooling, home improvement, vacations, etc.

On the other hand, using BNPL is convenient to buy products like food, clothes, personal care items, smartphones, refrigerators, etc.

Interest rate

The interest rate for a personal loan is fixed. While it differs a lot when it comes to BNPL.

“There is no interest or charge taken on amounts ranging from Rs 5,000 to Rs 25,000, and the payback period is between 15 and 45 days. Interest is charged on credit limits ranging from Rs 25,000 to Rs 1,000,000, with repayment cycles ranging from one to three months, ”says Veda.


While a personal loan typically ranges from 12 to 84 months, BNPL is a short term loan that can range from 15 days to 3 months.

What is better?

According to Veda, financial goals should determine whether one should choose BNPL or a personal loan.

“Personal loans should be opted for when customers need a larger loan, and BNPL is a good source of credit for small items,” he suggests.

Warning: The opinions and investment advice expressed by the investment experts on CNBCTV18.com are theirs and not those of the website or its management. CNBCTV18.com advises users to consult with certified experts before making any investment decisions.

First publication: STI

Southern Africa: Victor Letsoalo’s hat trick is for the history books


A very happy Victor Letsoalo remembers making coffee on Tuesday morning and explaining to anyone who wanted to listen to him that he was not nervous about the game against Lesotho because he had already predicted a victory!

Howling winds and bad weather didn’t deter 28-year-old Ga-Thaba player Limpopo, either.

In fact, the hat-trick he scored has long been forgotten as his header is already in the next game. “I am happy to have been able to score. I am happy to have had the chance to make the South African smile especially with Covid-19 and the unrest in the country now,” said the striker who hopes to be able to do so . once again. “If it’s not a hat-trick, then just to score,” Letsoalo exclaimed.

After the victory, SAFA (South African Football Association) President Dr Danny Jordaan took the team back in time until February 1998 in Burkina Faso when Benni McCarthy scored in the Coupe d ‘ Africa Nations against Namibia.

“History is written today. Victor can be proud of his contribution to the national team with his hat-trick. far away, ”said a proud SAFA president from Gqeberha.

As history rewrites itself, Letsoalo wishes to have a memory of what McCarthy did at Omnisport Stadium back then.

But he was only five years old and starting to play football, oblivious at that age that he would continue to represent his country and on his debut scoring not 1, not 2 but 3 goals against his neighbors Lesotho.

Padres’ Daniel Camarena makes MLB history books with unlikely Grand Slam


San Diego Padres relief pitcher Daniel Camarena did the improbable Thursday night against the Washington Nationals – hitting a grand slam against one of baseball’s top pitchers.

Camarena was making his second career home plate appearance when he faced Max Scherzer. Trent Grisham, Eric Hosmer and Wil Myers were on base in the fourth inning when Camarena threw the ball to right field.


Camarena’s home run was part of a nine-point comeback that ended in a 9-8 win for the Padres.

“Oh my God, I passed out,” the rookie said of his home run. “I hit first base and then all of a sudden I noticed the lights were flashing in the stadium and that’s when it hit, like, Oh my God I just hit a home run. Not just that, a grand slam. “

Camarena was put in the game in the fourth inning for Yu Darvish. He said he was just trying to find some space between the outfielder, “especially against Max, like it’s hard to do, so I was just trying with whatever I had to put a ball in play. . “


He became the second pitcher in MLB history whose first hit was a grand slam. The first was Bill Duggleby who made it for the Philadelphia Phillies on April 21, 1898.

He was the first relief pitcher to hit a grand slam since Don Robinson made it for the Pittsburgh Pirates on September 12, 1985, and was the first Padres player to win a grand slam for his first hit. The last player to win a grand slam for his first hit was San Francisco Giants shortstop Brandon Crawford.

“Down 8-0 against our ace ace, Max Scherzer, we get a grand slam from a pitcher who was just called up today, probably at the top,” said Padres manager Jayce Tingler. “It’s special and that’s why I’m convinced we’re going to do special things, just because of the way we fight. We don’t lie down, we just keep going.”


San Diego drops to 52-38 with the win and the Nationals drop to 42-44.

The Associated Press contributed to this report.

Antiques Restoration: New Foxtel The Repair Shop Show To Demonstrate The Latest Trend In Heirloom Covid-19 Repair And Restoration

Legacy repair and restoration has become the latest trend in the pandemic boom, as Australians seek to rediscover the emotional value of their often overlooked family memories.

Legacy repair and restoration has become the latest trend in the pandemic boom, as Australians seek to rediscover the emotional value of their often overlooked family memories.

Housewives rediscover lost and pre-loved antiques, collectibles and memorabilia – often valued for their sentimental value rather than monetary value – and breathe new life into them.

Food services are struggling to keep up with demand, with jobs increasing by about a third year over year and inquiries drastically shifting from commerce to private clients.

Restaurateurs say Australians are discovering what is most important to us during these trying times, and adding character to our homes in the process.

“We’ve had a very busy year and we’re getting busier and busier,” said senior restaurateur Adrian Warren of AW Restoration.

“At the start of Covid it died like a lot of businesses, but now we’re up about 30%. It took us by surprise to be honest. People certainly want those items that are important to them to be reviewed during this time. “

Mr Warren, who has more than 35 years of experience, said his customers brought everything from antique tables and chairs to unique items like Aboriginal ceremonial spears.

“Often it’s not so much to make it look new as to preserve the item,” he said.

“It might seem like a complete wreckage, but people can be quite surprised at how a room can be revived.

“And a lot of the time it’s not so much as an investment, although there certainly is that, but something that has intrinsic value. Its real cost is its importance for the owner, this family bond and the transmission of tradition.

Jason Snook of Jason Snook Antique Restorations, who has also been in the business for more than three decades, said his business has gone “from 90% commercial work to 95% private.”

“The sentimental value really motivates people to watch a play,” he said.

“In today’s climate, this sentimental value is often worth more than the coin. He’s maybe 100, 150 years old with a thousand stories to go with him. People know you can’t do things like that by hand anymore. It’s not like an Ikea piece of furniture that lasts a year.

“I line a lot of rooms with more modern fabrics, crazy colors that make it more modern.

“People who haven’t done anything restore before will say ‘I should have done it years ago.”

A growing thirst to appreciate these old-fashioned treasures, seen not only in Australia, has sparked a TV phenomenon that has brought tears and warmed hearts across the UK – and is now in the process of swoop down on Down Under.

The repair shop, in production and airing on Foxtel, will feature experts restoring artifacts and exploring the special stories behind them. Host Dean Ipaviz said it would harness the “feel-good factor” of important sentimental pieces brought back to life and touch people’s deepest feelings about who they really are.

“We live in a disposable age and things like these that people discover or rediscover in the back of their closet or in the garage are really important to them because of their family history (and) because of how strong they are. emotional attachment to them, ”he said. noted.

“They contain such great stories, and a lot of that and the subject of the show is the history of Australia – this Australiana.

“We’ve probably underestimated the value of this to ourselves and our families – and at times like this, it comes back to us just how much objects like this, whether it’s a old Ediphone, from a beautiful piece of furniture or from a dollhouse, are really who we are.

If you have a damaged heirloom, a prized antique, a loved one’s prized possession, or any other item that needs to be restored and want to appear on Foxtel’s repair shop, apply here.

As times of exceptional unity fade into the history books, how will history judge our divisions?


Like the 20e September 11th anniversaryeapproaches and the start of the retrospective pieces, we will still hear about the weather. How blue was the sky that day. How it started as a perfect fall day until the sky turned hazy with smoke, ash and loose leaf paper.

It is now and it was then a contrast not only of the bitter scenes of a late Tuesday morning, but an allegory of American innocence and vulnerability: a beautiful blue day, open, pierced by death and depravity. . I mention this because how we remember things matters.

September 11 is becoming history. We are thirty years from the History Channel “9/11 Remastered” box set, and instead of the revered WWII veterans, it will be the few remaining firefighters who will answer interview questions, taking the time between words to breathe. with effort through lungs.

I’ve noticed a trend over the past few years – surely driven by partisan animosity but not primarily – that looks back on our brief era of exceptional unity with undertones of negativity. It looks askance at how we bonded in visceral displays of patriotism as evidence of chauvinism or group thinking. Some see this time as tearful or even look back in embarrassment.

Others claim that we have been manipulated, keeping pace with the elites developing the security state and consolidating power. Or put forward simple notions about the terrorist’s raison d’être, often accompanied by the claim that the attack was a backlash – exaggerated, or that we funded bin Laden in the 1980s (which is incorrect ). Historians will, I believe, change the record in due course with respect to these specific intentions and causes and effects.

So September 11 is going down in history, but it’s not there yet. And the task that awaits us now, twenty years later, is to correct the record with regard to this season of rock solid unity and the outpouring of grief and anger that has pulsed across the land. Once corrected, a more interesting question comes into play on this Independence Day and over the next two months, given the magnitude of the idea of ​​”twenty years since” looms.

For the record: the way we came together in the weeks and months following September 11 was fully genuine, real and good. It was us at our best. It wasn’t chauvinism, a word implying artificiality. It was raw, natural anger. These speeches, the rhetoric used, were not exaggerated. Neither the ceremonies, nor the megaphone, nor Tony Blair’s visit, nor the memories of Congress: the correct and precise answer was all that feeling and anger. It was to kill those bastards, it was to scream into the megaphones, and it was to tie yellow ribbons around whatever we could.

So let’s go back to those united days, these weeks and months when we rediscovered our sense of national agency. During the days of the first pitches and overflights, these people shared a sense of clarity and unity. If this was us at our best, the most interesting and reasonable question to ask is: what would they think of us now? Twenty years later.

Or given that these people were – perhaps are – us: how would the past judge us from us present?

My bet? Hard. Please untie and take off our partisan gloves, worn and fitted as they have become, and let’s understand something together for a moment. Our failure is collective. We have failed, through the presidents of both parties, to organize a sufficient plan for Afghanistan, or to rally the people for it. We failed, once again together, in the 2008 financial crisis which still colors much of our mindset.

We are now failing to prevent the formation of new equivalent bubbles and to name each of our own villains as they do. More fundamentally, we have failed to grow and even pay for the expanding functions that we are asking government to perform.

It is natural for us to unite in the face of a foreign threat, and it is natural for a large, diverse continental country like ours to stray from time to time. But wait. We are fractured beyond what any of us could have imagined. And we are caught in a fever that, if not broken somehow, will trap America in a cycle of internal conflict that it cannot survive united. Yes, it happens fast. History does.

Today we celebrate our independence, an almost unimaginable degree of freedom. One which, even in our daily life, is easy to mentally dissociate, given the natural human tendency to presume order. We will celebrate this independence as we did twenty years ago, before September 11, and the year after, when fireworks sales exploded.

We write our own future, but with our remarkable freedom comes an equally remarkable responsibility. It’s just us. And for my generation, we are adults now. We are responsible for the results. There are no more excuses; the ledger reveals.

Our ancestors made a declaration of political independence. Then they and the following generations provided and defended a naturally abundant web through which an endless number of futures are possible. And that’s what we made of it.

So how would they judge us? I submit first that they would manifest shock where we are at, next disappointment, then more of that anger. And as they shouted “how dare you, how dare you this be your inheritance” their anger would be just as fair.

Jason Killmeyer is a counterterrorism and defense policy expert specializing in emerging technology applications. His writings have been featured in Human Events, Townhall, the Pittsburgh Tribune Review, and more. Follow Jason on Twitter @JasonKillmeyer.

“Go into the history books:” Lamesa mayor says Saturday storm will cost city more than $ 10 million | KLBK | KAMC


LAMESA, Texas – Lamesa is still catching her breath after Saturday night’s storm blanketed the city in flooding, hail and debris.

On Tuesday, the city of Lamesa and Dawson County declared an emergency due to damage from the storm that dumped seven to nine inches of rain in the area in just a few hours.

The city estimates that at least 100 families have been displaced by the floods as the damage will cost at least $ 10 million and the rain has still not stopped. Some houses and parts of the city could remain underwater for weeks.

Lamesa Mayor Josh Stevens said he had never seen anything like it.

“We’ve had big storms, don’t get me wrong, real doozies, but this one, this one is going to go down in the history books as one of the bigger ones,” Stevens said.

High winds toppled trees and overturned RVs and trucks as high water turned roads into rivers.

“It started out as a golf ball and then grew to tennis ball-sized hail throughout the community,” Stevens said.

He added that it was a miracle that no one was seriously injured, but people lost their crops, their cars and even their homes.

The worst flooding has happened around Lake Lamesa Boys and Girls Club.

“The houses in this area on two to three blocks to the east, west and north are all inundated with water, but the nearest houses have seen more than four to five feet of water in. their homes, ”Stevens said.

He hopes Dawson County’s declaration of emergency will provide the city with much needed federal help for those who have lost everything.

“Storms are scary. They’re tough, but the real crisis is starting now, ”Stevens said.

But through it all, Stevens stressed that the city is incredibly grateful for all the help pouring in from all over West Texas, and he applauded the people of Lamesa for the way they’ve come together.

“Getting that kind of support during such a difficult time has been very nice and heartwarming for my old heart… It’s been extremely encouraging and it’s a good time to be a Lamesan,” Stevens said.

Author of “Forget the Alamo” Explains What’s Wrong in the Texas Independence History Books


SAN ANTONIOEditor’s Note: The KSAT Explains team hosted author Chris Tomlinson on Tuesday evening for a live discussion of the myths and truths surrounding the history of the Alamo. You can watch the full Q&A in the video player above.

Most people have heard of the Alamo and the battle that took place on its land. But over the years, more people have become familiar with the myths than with the whole complicated story.

Maybe there’s no better time to examine the way we’ve told and retold the story of the Battle of Alamo. In recent years, more and more Americans have become critical of how we remember historical events and people. Confederate monuments across the country have fallen. Without a doubt, more people are familiar with the Tulsa Race Massacre today than five years ago.

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READ MORE: New book raises questions about the authenticity of some prominent artifacts from Phil Collins’ famous Alamo collection of artifacts

This summer, a trio of Texans released a boldly titled book Forget the Alamo: The Rise and Fall of an American Myth. As the title suggests, the book questions the stories that have been associated with the men who stood up for the Alamo and questions what they were really fighting for.

In Forget the Alamo, Chris Tomlinson, Bryan Burrough, and Jason Stanford argue that how we view Alamo’s past has more to do with perpetuating white supremacy than most would like to admit. For this reason, the release of the book has been polarizing. Just look at the Amazon reviews.

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The book’s release also comes just months after a new Alamo overhaul plan was approved by members of San Antonio City Council. The plan had to be revised after the Texas Historical Commission voted in September to block the relocation of the cenotaph, a monument that honors fallen defenders of Alamo. One of the most controversial elements of the previous redesign proposal was the plan to repair and relocate the monument several hundred feet to the south.

Since its release, the book has been a topic of lightning rod discussion across the state. Watch the video above to learn more about the legends and myths associated with the Alamo. Chris Tomlinson then joined us to discuss his reaction to the book and questions surrounding the authenticity of some flashy items from the famous Phil Collins Alamo artifact collection.

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To concern KSAT Explains: The Myths, The Truth, And The Battle Of How Alamo Is Remembered in the video player below.

Copyright 2021 by KSAT – All rights reserved.

JA Happ, 2009 Phillies Rotation Step into the history books


JA Happ helped himself and other left-handed 2009 Phillies starters with this feat.

Aside from Cole Hamels, who has yet to officially retire, there is only one active player left in the 2008 and 2009 Philadelphia Phillies lineup – left-handed starting pitcher JA Happ.

Now 38, Happ last threw a Phillies uniform in 2010, before being traded to the Houston Astros with two other prospects for right-hander Roy Oswalt.

Happ went 14-5 with a 3.11 ERA in red stripes. Since then, he has recorded 113 wins in more than 290 games. His most recent start on Sunday has indeed provided him and the rest of his fellow 2009 National League champion left-handed starting pitchers with an impressive feat.

The Minnesota Twins pitcher’s victory over the Cleveland Indians secured him his 127th all-time victory. According to the Twitter user @ drewdavis71, he is now one of the top 100 most successful left-handers of all time.

Three other starting pitchers for the 2009 Phillies are on the same list – Jamie Moyer (163 wins), Cole Hamels (163) and Cliff Lee (143). The fact that the 2009 Phillies staff have four of the All-Time Top 100 lefties is remarkable and one of the many reasons the team nearly managed to repeat themselves as World Series champions.

2009 Phillies Starting Pitchers Statistics *

  • Cliff Lee: 7-4, 3.39 ERA, 12 starts, 74 strikeouts, 10 walks
  • JA Happ: 12-4, 2.93 ERA, 35 appearances (23 starts), 119 strikeouts, 56 walks
  • Jamie Moyer: 12-10, 4.94 ERA, 30 appearances (25 starts), 94 strikeouts, 43 walks
  • Joe Blanton: 12-8, 4.05 ERA, 31 starts, 163 strikeouts, 59 walks
  • Cole Hamels: 10-11, 4.32 ERA, 32 starts, 168 strikeouts, 43 walks

(* Brett Myers, Pedro Martinez, Chan Ho Park, Rodrigo Lopez, Antonio Bastardo, Kyle Kendrick and Drew Carpenter also appeared as starting pitchers)

What’s also remarkable about Happ’s Sunday performance is that exactly 12 years ago, on June 27, 2009, he had completed his first career shutout.

Happ is signed until the 2021 season on an $ 8 million pact with the Twins. This year, he’s 4-3 with a 5.83 ERA in 14 starts. His best career season to date dates back to 2016 with the Toronto Blue Jays, going 20-4 with a 3.18 ERA covering 32 starts. He finished sixth in the Cy Young Award race.

Meaford Museum donates high school history books to the class of 2021


The Meaford Museum, together with author Garry McEachern and his family, recently donated over 200 books to the 2021 class of Georgian Bay Community School (GBCS).

McEachern’s book, To the Stars: A Social History of Secondary Education in Meaford, is available for sale at the Meaford Museum as well as on online platforms. When GBCS Canadian and World Studies Professor John Flynn approached the Museum in early 2021 to donate the books to the graduates, along with Garry McEachern’s family, they hatched a plan to distribute them.

McEachern, an avid historian and retired teacher at Georgian Bay High School, wrote several historical books on Meaford, but it was his most popular volume. To the stars traces the first century of secondary education in Meaford, documenting how the educational process was removed from the classroom and into the community. The personalities who brought Meaford High School to life appear in class skits and trivia. It includes classroom antics, student achievements, and the supreme sacrifices made by local students during the two world wars.

My father combined his two passions: education and community when writing this book. He also has a keen sense of humor that comes through in the anecdotes and written memories, ”said Laura McEachern Burton. “It was my family’s wish, with the closure of the Georgian Bay Community School in June, to provide students and faculty with something tangible to remind them of Meaford High School and to commemorate all achievements. students over the years. “

John Flynn, Professor of Canadian and World Studies at GBCS, was instrumental in connecting the Museum with students. With COVID restrictions in place and online learning, Flynn had to find a way to get the books into the hands of students. “The graduation seemed like the perfect opportunity to distribute the books to the students,” said Flynn. “We will also offer the books to current and former teachers and other interested community members as available.”

To reserve a copy of the To the stars hard cover, please contact John Flynn at [email protected].

Literary conference: 3 new history books


This week, Jeff Popple reviews three fascinating new history books. More of Jeff’s reviews can be found on his blog: meurtremayhemandlongdogs.com

king richard by Michael Dobbs

Scribe, $ 35

The chaos of the Trump presidency and the various impeachment attempts have often cited misinformed references to President Nixon’s final days. Now with King Richard, American journalist Michael Dobbs shows what really happened when the Nixon presidency fell. Drawing on thousands of hours of recently released tape recordings, many of which were secretly made by Nixon, Dobbs offers an intimate and gripping tale of the last hundred days of the Presidency. With great clarity, it reveals the behind-the-scenes maneuvers, as the Watergate burglars and their masters turned on each other, revealing their direct connection to the White House and Nixon’s response. An exciting and informative read.

Condemned Port Arthur by David W. Cameron

Viking, $ 34.99

Convict-Era Port Arthur by prolific Canberran historian David Cameron takes us back to the dark days of Australia. With his usual readable style, Cameron provides a comprehensive and well-researched history of the Port Arthur Correctional Facility from the first arrival of convicts until its closure in 1877. Using a variety of sources, including detailed records, Cameron tells the story of Port Arthur through the words of the soldiers, convicts and administrators who stayed there. With a keen eye for detail and history, Cameron brings to life what it was like to serve a sentence in Australia’s most feared convict prison. Recommended.

The platoon commander by John O’Halloran with Ric Teague

Hatchet, $ 34.99

Well-informed accounts and stories about Australia’s involvement in the Vietnam War are now regularly published and this personal memory of John O’Halloran is a much appreciated addition. O’Halloran was a boy from Tamworth called up for national service at the start of the war. As a tough and determined 21-year-old, he guided his platoon through some of the war’s greatest conflicts, including the Battle of Long Tan and Operation Bribie, where he led a fixed bayonet charge against a stronghold of the Viet Cong jungle. Long respected for his role in the war, O’Halloran’s personal story is compelling read and deserves a wide audience.

Read more:

Thirteen new French history books [reading list]

Thirteen new French history books [reading list]

Bastille Day is a French national holiday, marking the storming of the Bastille, a military fortress and prison, on July 14, 1789, in an uprising that helped usher in the French Revolution.

As the National Day anniversary approaches, we’re sharing some of France’s latest history titles, for you to explore, share and enjoy. We’ve also granted free access to selected chapters, for a limited time, for you to dive into.

1. The death of the French Atlantic: trade, war and slavery in the time of the revolution by Alan Forrest

War, revolution and the fight against slavery were the three main forces that led to the dramatic decline of France’s Atlantic Empire with the loss of its wealthiest Caribbean colony, Santo Domingo. Alan Forrest paints a rich portrait of the French communities of the Atlantic in this tumultuous period and the precarious heritage of the French slave trade.

Read a free chapter

2. How the French learned to vote: a history of electoral practice in France by Malcolm Crook

This is a comprehensive history of voting in France, which offers an original insight into all aspects of electoral activity that affects most adults around the world today.

Read a free chapter

3. Sex in a city of the old regime: young workers and intimacy in France, 1660-1789 by Julie Hardwick

Sex in an old regime town is a major reframing of the long history of youth intimacy. It shows how long-term problems such as pregnancies outside marriage were treated very differently in France under the Ancien Régime than in more recent centuries. Abortion, infanticide, broken hearts and conflict with parents and neighbors were the main challenges in the lives of young people then and today, but the efforts of young couples to cope with these challenges were supported in a pragmatic, often sympathetic manner, by their communities and institutions such as local courts, clergy, legal officials and social welfare officials.

Read a free chapter

4. The Global Refuge: the Huguenots in the Age of Empire by Owen Stanwood

The Global Refuge is the first global history of the Huguenots, Protestant refugees from France dispersed across the world in the 17th and 18th centuries. Inspired by the visions of Eden, these religious migrants were forced to navigate a world of empires, forming colonies in North America, the Caribbean and even South Africa and the Indian Ocean.

Read a free chapter

The making of a terrorist5. The Making of a Terrorist: Alexandre Rousselin and the French Revolution by Jeff Horn

This is the story of how an educated young man decided the French Revolution was worth using state-sponsored violence, chose to become a terrorist to protect the republic, and spent the five decades following to defend his actions.

Read a free chapter

6. The voices of Nîmes: women, sex and marriage in the Languedoc Reform by Suzannah Lipscomb

Most women who have never lived have left no trace of their existence in the records of history. In this book, Suzannah Lipscomb recovers the lives and aspirations of ordinary French women of the 16th and 17th centuries, using rich sources to show what they thought about their lives, their men, their friendships, their faith and of their sex.

Read a free chapter

Today sardines are not for sale7. Today, sardines are not for sale: a street demonstration in occupied Paris by Paula Schwartz

It is the story of a food shortage demonstration organized by the French underground Communist Party which took place in a Parisian market place on May 31, 1942. The incident, known as the “demonstration of women on the rue de Buci ”, has become a famous cause. In this microhistory of the event, Schwartz examines the many moving parts of an underground operation; the life and death of demonstrators, women and men; and the ways in which the incident was remembered, commemorated or forgotten.

8. The Napoleonic Wars: A Global History by Alexandre Mikaberidze

Austerlitz, Wagram, Borodino, Trafalgar, Leipzig, Waterloo: these are the places most associated with the Napoleonic wars. But how did this almost continuous period of war affect the world beyond Europe? The immensity of the battles waged by France against England, Prussia, Austria and Russia, and the immediate consequences of the tremors that spread from France, eclipse the profound repercussions of the wars. Napoleonic in the world. In this far-reaching work, Alexander Mikaberidze argues that the Napoleonic wars can only be fully understood with an international context in mind.

The fall of Robespierre9. The fall of Robespierre: 24 hours in revolutionary Paris by Colin Jones

The day of 9 Thermidor (July 27, 1794) is universally recognized as a major turning point in the history of the French Revolution. Maximilien Robespierre, the most prominent member of the Committee of Public Safety, contemplated destroying one of the most dangerous plots the Revolution had faced.

ten. Piracy and publishing: the book trade in the Age of Enlightenment by Robert Darnton

At the end of the 18th century, a group of publishers of what historian Robert Darnton calls the “fertile crescent” – countries along the French border, stretching from Holland to Switzerland – pirated the works by prominent (and often banned) French writers and distributed in France, where the laws governing piracy were changing and where any notion of “copyright” was in its infancy. Piracy and publication reveals how and why piracy brought the Enlightenment to the four corners of France, fueling ideas that would explode into revolution.

The Jacquerie of 135811. The Jacquerie of 1358: a revolt of the French peasants by Justine Firnhaber-Baker

The Jacquerie of 1358 is one of the most famous and mysterious peasant revolts of the Middle Ages. This book, the first in-depth study of La Jacquerie in over a century, resolves long-standing controversies over whether the revolt was just an irrational explosion of peasant hatred or simply an extension of the Parisian revolt.

12. Libertines and the law: subversive authors and criminal justice in France at the beginning of the 17th century by Adam Horsley

Libertines and the law examines the legal and rhetorical tactics employed in the infamous trials of three subversive authors: Giulio Cesare Vanini, Jean Fontanier and Théophile de Viau. Their trials are contextualized with a detailed conceptual history of libertinism, as well as an exploration of literary censorship and the mechanisms of the criminal justice system in early France Bourbon.

Dead men telling stories13. Dead Men Telling Stories: Napoleonic War Veterans and the Military Memories Industry, 1808-1914 by Mathilde Greig

Dead men telling stories is an original account of the enduring cultural impact of the autobiographies of Napoleonic soldiers during the 19th century.

Featured image: “French Revolution”, via Wikimedia Commons (CC BY-SA 2.5)

Preparation boys track: Ierino jumps into the history books for the East in the 7AA meet


“It’s the jump we were expecting, but you are currently third,” said Peller. “All you need to get to second is a few more inches. Do you think you can do that? ”

Ierino replied: “Why not go first?”

Ierino didn’t just get the first on his fourth and final jump, he broke Jack Thompson’s school record with a mark of 43 feet, 5 inches, to edge Forest Lake’s Nicholas Bartlett by one inch, triggering a tidal wave. – tidal wave of emotion and hugs, tears of joy, all around.

The top two individuals and relays qualify for next week’s state meet in St. Michael-Albertville.

D. Matthew Ierino of Duluth East celebrates with Coach Shonda Peller after breaking the school's triple jump record at the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School.  (Clint Austin / caustin@duluthnews.com)

D. Matthew Ierino of Duluth East celebrates with coach Shonda Peller after breaking the school’s triple jump record at the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School. (Clint Austin / [email protected])

“I broke down (crying) before they even finished measuring,” Ierino said. “I knew… I just knew I had done it.” I turned around and the tears started to flow and I said, ‘Peller, this is a school record. I beat him, I finally beat him.

Peller, who now lives in Florida, was quick to thank Eastern vault coach Tim Visina. Peller said she had to return for the occasion, to give the colorful Ierino a little extra encouragement.

“I couldn’t let it hang,” Peller said with a laugh. “It’s a group effort with Ierino.

Ierino’s best jump two years ago was 42-10, but COVID-19 put it all on hold last spring. Ierino said he had struggled to enter “the zone” this spring. Even on his record-breaking jump, he started just over a foot behind the board. If – or when – he sticks it, however, be careful.

“It went on for two years,” Ierino said. “I went to the gym four to five days a week with my trainer, Paige Stratioti, and that’s a goal we had. I knew I had the record. I have felt it.”

Grand Rapids junior Jackson Weston swept the throwing events with two personal bests, 51-9.5 in shot put and 142-2 in discus.

Weston would love to beat the Thunderhawks’ school record of 57-5 in the shooting pot, set by Wayne Jacobson in 1968. While five feet may seem like a lot to overcome, Weston is confident he will beat it, if not this year, The next year.

“I pitched so much better in the warm-ups,” said Weston.

Weston uses the spinning technique to throw the shot put, something he’s just started this season, rather than the slide. He wanted to implement the spin technique last year, but the COVID-19 pandemic wiped out the season.

“Technique is very important,” he said.

Jackson Weston (News Tribune)

Jackson Weston (News Tribune)

At 6-foot-3 and 220 pounds, Weston is well put together but not as bulky as some of the athletes you see in throwing events. He also plays on the offensive and defensive lines of the Grand Rapids football team.

Weston is certainly not afraid to mingle with the big guys.

“It’s fun hitting people – when they allow you to,” Weston said with a smile.

Issac Fink from Denfeld competes in the 3,200-meter race at the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School.  (Clint Austin / caustin@duluthnews.com)

Issac Fink from Denfeld competes in the 3,200-meter race at the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School. (Clint Austin / [email protected])

Duluth Denfeld senior Isaac Fink finished second in the 3,200 to qualify for his first state track and field competition.

Fink’s time of 9: 53.21 took 19 seconds off his PR of two years ago. His best mark this spring was 10:15 am before Saturday. The rookie from the University of Augustana (SD) is three times state qualified in cross-country skiing and once qualified in Nordic skiing.

“I’m really excited,” Fink said. “I am so happy that this is happening.”

Fink burst out laughing when asked what his goal for the state was.

“My goal was just to get there,” he said.

Eaton has worked hard to improve from where he was two years ago.

Eaton was born with a rare defect, medial aplastic anemia, and has no use of his legs. When he was about two years old, he could at least stand up, but the doctors then fused his back. He has all of the following as evidenced by the people cheering him on as he made his way down the trail.

“It’s a lot of work, but I’m growing and getting stronger,” Eaton said. “I didn’t think I would do as well in the state as I did two years ago (including a Class AA record in the 200 wheelchair), so I hope I do as well this year.”

Denfeld's Blake Eaton competes in the 100-meter wheelchair at the 7AA Section Track and Field Championships on Saturday June 12, 2021 at Cloquet High School.  (Clint Austin / caustin@duluthnews.com)

Denfeld’s Blake Eaton competes in the 100-meter wheelchair during the 7AA Section Track and Field Championships on Saturday June 12, 2021 at Cloquet High School. (Clint Austin / [email protected])

The 800, in particular, looked absolutely grueling on a 75 degree sunny day with a teenage breeze in.

“It was tough,” Eaton said. “I tried to come out harder than usual in the first round. I kind of hit the wall in the second round, but I was going.

  • Duluth East Mattie Thompson has shown he is more than just a basketball player, finishing second in the high jump with a 6-4 score. The 6-foot-7 Thompson has a top rating of 6-6 and also ran on the Greyhounds 1,600 relay. Minnesota basketball rookie Duluth has the ability to run the 400 in under 54 seconds, so the Bulldogs are becoming quite the athlete.

“Obviously basketball is really more important to me, but the track became pretty important to me as I progressed,” said Thompson. “In terms of endurance, explosiveness, jumping, it’s all incorporated here.”

Thompson missed out on qualifying for the one-place state competition in the high jump in his sophomore year.

“My junior year, I thought it was going to be the year, but obviously that didn’t happen,” said Thompson. “Last year has been a bit disappointing, but I’m really excited to be able to make it through my final year.”

  • Cloquet secured a victory over Nathan Genereau in the 300 hurdles and two-thirds of his senior compatriot Dylan Heehn in the 100 and 200 to finish fourth in the team standings with 71 points, followed by East and Grand Rapids with 55 points each. Forest Lake won the boys’ team title with 114 points. Next year, Minnesota moves up to three classes in track and field.

Cloquet's Dylan Heehn (center) faces Cole Brisbois of Forest Lake and Matthew Beaudry of Elk River in the 100 meters during the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School.  (Clint Austin / caustin @ duluthnews. Com)

Cloquet’s Dylan Heehn (center) faces Cole Brisbois of Forest Lake and Matthew Beaudry of Elk River in the 100 meters during the 7AA Section Track Championships on Saturday June 12, 2021 at Cloquet High School. (Clint Austin / caustin @ duluthnews. Com)


Article 7AA

Boys Championships

At the Cloquet

Saturday’s results


1. Lac Forest, 114; 2. Andover, 106; 3. Cambridge-Isanti, 82; 4. Cloquet, 71 years old; 5. (tie) Duluth East and Grand Rapids 55; 7. Large lake, 40; 8. Chisago Lakes, 34; 9. Saint Francis, 31 years old; 10. Elk River, 30 years old; 11. North branch, 19; 12. Princeton, 17 years old; 13. Duluth Denfeld, 16; 14. Hermantown, 13 years old; 15. Hibbing, 12; 16. Zimmerman, 10.

Individuals (state qualifications)

100 – 1. Cole Brisbois, Fla., 11.10 seconds; 2. Matthew Beaudry, ER, 11.21; 100 wheelchair – 1. Blake Eaton, DD, 19.71 (Section 7AA competition record); 200 – 1. Caden Wheeler, And., 22.70; 2. Cole Brisbois, Florida, 22.72; 200 wheelchair – 1. Eaton, DD, 38.83 (Section 7AA competition record); 400 – 1. Alexander Croston, SF, 50.34; 2. Zachary Johnson, Et., 51.04; 800 – 1. Cameron Heppner, Et., 2: 00.27; 2. Christian Noble, BL, 2: 01.92; 800 wheelchair – 1. Eaton, DD, 2: 43.57 (Section 7AA competition record); 1,600 – 1. Gabriel Birkmeier, Et., 4: 30.32; 2. Daniel Vanacker, Fla, 4:32.05; 3,200 – 1. Vanacker, Fla. 9: 52.24; 2. Isaac Fink, DD, 9: 53.21; 110 hurdles – 1. Harrison Toussaint, NB, 3:40 p.m.; 2. Augustus Giddings, Et., 15,41; 300 hurdles – 1. Nathan Genereau, Cloq., 40.94; 2. Giddings, Et., 41.16; 400 relays – 1. FL (Riley Larson, Cole Brisbois, Jake Deeb, Gavin Rustad), 44.04; 2. Et. (Weston Knox, Wheeler, Oberhiri Eyafe, Aghogho Eyafe), 44.12; 800 relays – 1. Et. (Johnson, Wheeler, Benjamin Audette, Knox), 1: 31.37; 2. CI (Samuel Mechah, Andre Hall, Alex Thompson, Gaven Ziebarth), 1: 33.49; 1,600 relays – 1. Et. (Knox, Heppner, Gabriel Birkmeier, Johnson), 3: 27,29; 2. FL (Reid Olson, Augustus Herman, Keagan Zeidler, Drew Sampson), 3: 31.77; 3,200 relays – 1. Et. (Logan Meinert, Calvin Fiala, Heppner, Birkmeier), 8: 06.31; 2. Grand Rapids (Sam Stertz, Ian Andersen, Derek Erdman, Hanson), 8: 13.86; big jump – 1. Jacob Ziebarth, CI, 6 feet, 8 inches; 2. Mattie Thompson, DE, 6-4; Pole vault – 1. Ethan Hintermeister, IC, 14-0; 2. Blake Johnson, Fla., 13-8; long jump – 1. Jack Iverson, BL, 20-11.75; 2. Everett Appleby, CL, 20-0.75; triple jump – 1. David Ierino, DE, 43-5; 2. Nicholas Bartlett, Florida, 43-4; shot put – 1. Jackson Weston, GR, 51-9.5; 2. Andrew Koehler, CL, 51-6; disk – 1. Weston, GR, 142-2; 2. Koehler, CL, 130-7.

Jim Fassel’s last pass was one for the history books


He had coached the Giants in the Super Bowl, so Jim Fassel had been on top of the football mountain. But the last time we spoke, he was getting the Las Vegas Locomotives ready to take on the Florida Tuskers in the 2011 United Football League Championship game – the foothills of professional football.

I thought it might be okay to ask Fassel – who was 71 when he died in Las Vegas on Monday after suffering an apparent heart attack – about his World Football League experience, a foot from slightly higher football. Fassel was kind enough to please me.

This is an understatement.

I had read where he threw the last pass in the short but colorful history of the WFL, at least if you are by the uniforms.

Fassel had been a backup quarterback for the Hawaiians, who, like most WFL teams, ran out of money during the 1975 season.

Quarterbacks Rick Cassata and Sonny Sixkiller have left the team. Fassel had already retired after a knee injury. He was driving a truck in Utah when Hawaiian coach Mike Giddings called to ask if he wanted to play quarterback against Pat Haden and the Southern California Sun in what would be the last WFL game ever to be played.

“I told him I haven’t thrown a ball for a year, who else do you have?” Fassel called back. “He said they had a local kid (Milt Holt, who worked at Honolulu City Hall) and I said, ‘Why don’t you play it?’ I still hadn’t fixed my knee.

Fassel agreed to be Holt’s replacement. He received $ 500 and a return plane ticket to Honolulu. He had no memory of the game.

The Hawaiians lost 26-7. Statistics on a website dedicated to preserving the memory of the WFL show that Holt completed 5 of 16 passes for 91 yards. Fassel was 1 of 3 for 10 yards.

He said he had no idea where the story came from that he threw the league’s last pass. But indirect evidence suggests it’s probably true. The game was played in Hawaii, so it would have started later than the other WFL games scheduled that day, and Fassel presumably replaced Holt towards the end.

I remember he said the WFL was planning a meeting and he would probably attend.

When I read that he was dead, I wished I had ever asked him how it happened.

Around the horn

â–  Former Silverado High star Chase Bradford enjoyed a triple play in the Triple-A Gwinnett Stripers’ 8-5 loss to the Jacksonville Jumbo Shrimp on June 5.

Bradford, a former 35th round draft pick trying to get back into the major leagues with the Atlanta Braves’ top farm club, induced a ground ball to third baseman Johan Camargo, who scored a rushing shrimp for the third . Camargo threw at second baseman Jason Kipnis, who relayed first baseman Travis Snider, completing the winning trifecta.

â–  Stan Musial, having amassed 1,815 home hits and 1,815 on the road in 22 seasons has to be one of the most unique statistics in the history of the sport. But the stat line of former New Mexico star Tony Snell, who played for the Milwaukee Bucks against the Utah Jazz in a 2017 game – 28 minutes, 0 points, 0 rebounds, 0 assists, 0 blocks , 0 interceptions – deserves an honorable mention. .

There’s more: Playing this season for the Atlanta Hawks, Snell became the first player in NBA history to have a 50/50/100 percentage season. The ex-Lobo shot 50.9%, 56.9 from beyond the arc and 100% from the free throw line.

â–  A failed statistic: This season was the first time in the past 31 years that the UNLV golf team has not qualified for the NCAA Regional Championships, despite the Rebels’ Jack Trent leaving as an individual and having finished tied for 19th place. The UNLV’s 31 consecutive regional appearances are an NCAA record.


A year ago, in the midst of the pandemic, Raiders president Marc Badain said he was still optimistic about hosting major football events at Allegiant Stadium. CONCACAF (the football federation of North America, Central America and the Caribbean) announced on Friday that the 2021 Gold Cup final, scheduled for August 1 at Allegiant, has sold more than 60,000 tickets in just 90 minutes.

A full sale. In an hour and a half.

Now you know why the Raiders are bullish on football.

Contact Ron Kantowski at [email protected] or 702-383-0352. To follow @ronkantowski on Twitter.

Nikola Jokic joined Kareem, Wilt in the history books, still apologized after Game 3 loss


At the end of the third quarter of Game 3 on Friday, Nikola Jokic walked over to the Nuggets bench and pulled his soaked jersey to his face.

He was frustrated, his team dropping 14 points heading into the fourth quarter with seemingly no response for Phoenix’s dynamic backcourt. But there was also guilt, after he had just gone 4 for 11 in the quarter, and his team were outscored by 10.

Whether Jokic’s guilt had any merit (it didn’t, of course) was irrelevant. The fact that he feels responsible, one night he joined Kareem Abdul-Jabbar and Wilt Chamberlain as the only three players in NBA playoff history with at least 32 points, 20 rebounds and 10 assists in a match, said everything there is to know about Jokic’s character.

All that matters to him is winning, which is why Denver’s third straight loss to Phoenix was so stinging.

The night he received the MVP trophy, Jokic performed with the kind of effort that leaves an imprint on a team’s culture. He competed because that’s what he’s wired for. That’s why he wanted to play all 72 games of the regular season. The idea of ​​healthy rest was not working.

“It follows the presentation of the MVP award by featuring an MVP performance,” said Nuggets coach Michael Malone. “It’s just too bad it was wasted.”

In the post-game locker room, after the Nuggets fell 3-0 to the brink of elimination, Jokic apologized to his team.

“I said to the guys, ‘This was my bad, I really needed to be better,’” Jokic said. When he relayed this message to reporters, he said it with the severity of a heart attack.

If it wasn’t so genuine, it would have been laughable.

“I did my best, for real,” he said. “I just didn’t want to lose.”

Jokic lamented the lack of some rabbits near the edge and got frustrated after shooting 13 of 29, including 1 of 6 at 3 points. This, despite having rolled his ankle in the second quarter, was described as mentally and physically exhausted by his head coach earlier in the week and had no idea what kind of help he would get. .

It turned out, not much.

Only reservists Monte Morris (21 points) and Will Barton (14) played with proportionate urgency and confidence. Michael Porter Jr.’s 15 points on 5 of 13 shots seemed like another win for the Suns given his power.

Down 99-83 with 6:40 left in the game, Jokic had one of the most ridiculous offensive rebounds of his career against four Suns players. Jokic whipped the ball from the back panel with his right hand, put the fingertips of his left hand on the ricochet, circled it and knocked it down three more times before throwing a blind pass to Barton for a dunk.

The game was probably over. It was a meaningless streak in terms of the end result, and the odds of him getting the loose board were probably the same as Denver’s odds of winning that second-round playoff series. Still, it was emblematic of the effort he put in with his beleaguered team trailing towards the end of his season.

Thirty seconds after trapping the offensive rebound, he inflicted a technical foul for barking at the officials. The Nuggets were down 14 at this point, with their hopes of a comeback quickly fading. But their leader had not conceded.

“You can’t buy heart,” Morris said of Jokic. “You can’t teach tenacity… you just have to have it in you, and he definitely has it.”

That’s why, according to Morris and Malone, the Nuggets aren’t ready to switch until Game 4. A comeback, while technically possible, isn’t on anyone’s mind. What matters before Sunday is the competition, and no one does it better than Jokic.

“I know Nikola, I love Nikola, I know for the fourth game he will be with me and we will try to do everything we can to extend this series,” said Malone.

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“The class of 2021 will remain in the history books”: the final exams begin


Graduation certificate exams begin this morning, as the class of 2021 becomes the second to undergo the process during a pandemic.

Students will sit at English Paper One starting at 9:30 am, with over 5,000 exam centers in use to enable social distancing.

This year, sixth-year students have the option of taking written exams, accepting calculated marks, or choosing both, subject by subject. They will be credited with the better of the two results.

Almost 90% of the 61,500 Leaving Cert applicants chose to take written exams, and 52,000 registered to take at least one.

Clive Byrne, director of the National Association of Principals and Deputy Principals (NAPD), urged students to focus on their physical and mental well-being before exams.

“As school leaders, we would like to encourage our Leaving Cert students not to focus on the ‘points race’ or being dragged into comparisons with their peers. There are many paths to the career you want and no one path or college course trumps another, ”he said.

“Covid has presented many challenges for our traditional education system, but it has also created opportunities.

“The recent creation of several new apprenticeship and technical programs at our postgraduate institutions provides additional education and training paths for our young people more than ever before. “

History books

After 14 months of school closures and distance learning, Byrne said students should be “immensely proud” to have crossed the Leaving Cert milestone.

“The class of 2021 will go down in the history books as the one that faced and overcame unprecedented challenges due to Covid-19. School leaders, teachers, their families and peers are extremely proud of their achievements so far and we wish them every success in their exams and in all their future endeavors, ”he said.

He added, “The past 14 months have seen school closures, distance learning and Covid-19 precautions that have affected every part of the school community, especially our sixth graders.

“We must salute their resilience and commitment to their lifelong education and recognize that the circumstances in which they found themselves created a cohort of well-rounded and compassionate young adults ready to make a positive contribution to Irish life.”

Animal Crossing: new horizons engraved in the history books with the exhibition of the National Video Game Museum


Since its release last year in March, Animal Crossing: New Horizons has opened up a new path in the game. The iconic franchise has sold plenty of units to players using the Nintendo Switch, and it looks like sales won’t slow down by so much. early. After arriving last year, critics and fans of the franchise have given positive reviews, and love for the title continues to grow.


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Along with this, the franchise continues to add more feathers to its glorious cap. Recently, the National Videogame Museum announced a major effort with the game receiving its own online exhibit. The idea is very cool and fans of the series and other gaming fanatics should definitely check it out.


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Animal Crossing: New Horizons will have its own online exhibition

The National Videogame Museum in Sheffield, UK is home to some of the biggest attractions to celebrate the long history of gaming. From iconic video game titles to long forgotten consoles, the place has it all, and it seems. add more to fans to visit the world’s most popular game content from the past two years in Animal Crossing: New Horizons.

The online exhibit titled Animal Crossing Diaries showcases gamers’ experiences during the pandemic. The game arrived on Nintendo Switch at the start of the COVID-19 pandemic, with lockdown restrictions worldwide. The game has since become the definitive title of one of the worst stretches for humans in the 21st century.

Source: Animal Crossing Journal

What to expect from this online museum?


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Animal Crossing: New Horizons became a massive human hub as the outside world came to a halt. As people struggled to get out, players socialized with each other by visiting each other’s islands to trade items. The online exhibit shows how the community interacted with the game as times got tough due to the COVID-19 pandemic. It does this by featuring journal entries, illustrations, and many other posts submitted by members of the game community. Fans can increase the size of the collection by submitting their own stories as well.

Source: Source: Animal Crossing Journal

It’s a great initiative from the National Videogame Museum to show the importance of a franchise like Animal Crossing. The pandemic has caused a lot of problems and headaches for people all over the world. However, for a short time, Nintendo Switch players teleported to their islands to forget everything, and the exhibit does justice to the experiences many have had over the past 18 months.


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WATCH THIS STORY: The best-selling PlayStation, Xbox and Nintendo consoles of all time

The 160th Beginning will be one for history books – The Source


An unprecedented academic year that ends this week marks an unprecedented start for graduate students at the University of Washington.

To allow for in-person ceremonies during COVID-19, the traditional university-wide ceremony at Brookings Quadrangle will be divided into eight ceremonies over the next two days, May 20 and 21, at the Francis Olympic Field.

Of the more than 3,200 undergraduate, graduate and professional students who will graduate tomorrow and Friday, more than 2,500 will be in attendance.

Social justice and National Basketball Association advocate Kareem Abdul-Jabbar will deliver the kickoff speech virtually to the class of 2021. For more on Abdul-Jabbar, visit the University of Washington source.

Abdul-Jabbar’s speech will be videotaped in advance to accommodate the eight ceremonies and shown on large screens at Francis Field. For graduates who have studied remotely in the spring and for families, friends, faculty and staff who cannot attend in person, the full ceremonies will be broadcast live. To see one of the ceremonies, visit the Commencement website.

In light of the Centers for Disease Control’s updated guidance on public health and COVID-19, released last week, the university will no longer limit the number of guests each graduate invites to attend. Originally, graduates were only allowed to invite two guests due to the limits of gatherings and the size of the crowds in St. Louis County.

According to advice from the university’s COVID surveillance team and the local health department, both of which advise wearing masks in large group situations, especially when people’s immunization status is unknown, the university will always require a mask for all faculty, staff, graduates and guests in attendance.

Chancellor Andrew D. Martin will preside over the eight ceremonies, accompanied by Chairman of the Board Andrew E. Newman.

Other attendees at the ceremonies will be Provost Beverly R. Wendland; Grand Marshal John Baugh, Margaret Bush Wilson Professor of Arts and Sciences; and Honorary Grand Marshal Ralph S. Quatrano, Spencer T. Olin Professor Emeritus of Biology in Arts and Sciences and Dean Emeritus of the University of Washington.

Wendland and the deans of the university will assist Martin in the university graduation ceremony at the respective school ceremonies. After graduation, Martin will deliver his message to the 2021 class.

The 160e The launch begins at 8 a.m. on May 20 with the McKelvey School of Engineering ceremony and ends at 8:30 p.m. on May 21 with the School of Medicine ceremony. Each ceremony will last an hour and a half.

In addition to delivering the address to graduates, Abdul-Jabbar will receive an honorary doctorate in the humanities.

The other five honorary degree recipients, all of whom will be virtually recognized, and their degrees are:

  • Christopher S. “Kit” BondDr. place ;
  • Richard H. Helmholz, Ruth Wyatt Rosenson Distinguished Service Professor of Law, University of Chicago Law School, distinguished scholar of law and history with expertise in medieval and early modern law, Doctor of Laws;
  • Gerda Weissmann Klein, recipient of the Presidential Medal of Freedom and Holocaust survivor who has dedicated her life to combating racism and intolerance and promoting Holocaust and human rights education, doctor of science human;
  • Stuart A. Kornfeld, MD, David C. and Betty Farrell Professor of Medicine, Washington University, renowned physician-researcher, Doctor of Science; and
  • Shannon Watts, founder of the country’s largest grassroots group fighting gun violence, Moms Demand Action for Gun Sense in America, Doctor of Humanities.

Emma Flannery, a bachelor’s degree candidate in Drama and English at the College of Arts & Sciences, will sing “America the Beautiful”. The Washington University Brass Quintet will also perform.

Some of the graduate students were introduced through stories, pictures and videos. Visit Class Acts to see a sample of undergraduate, graduate and professional students making an impact through their advocacy, research, creations or work to improve equity in healthcare and efforts to build a stronger Saint-Louis.

Among the graduate students, there is also one whose journey from entering Washington University as a first-year undergraduate to graduation lasted 67 years. To learn more about Henlay Foster’s journey towards her Bachelor of Music in Arts & Sciences at the age of 84, visit The Source.

Who is missing ? Lead author stirs up anger with ‘too white’ story | History books


It took almost a decade to research and write, and is over 750 pages long. Corn History makers, described as “an epic exploration of those who write about the past,” was itself rewritten after its author failed to consider enough black historians, scholars, and writers.

Richard Cohen was told by his editor to produce new chapters and develop others after failing to sufficiently recognize the roles of blacks and African Americans.

“It was to do with the sensitivity of the editor,” says Cohen, who previously wrote the much-loved Chasing the sun and How to write like Tolstoy. “I was then asked to write more and made about 18,000 more words.”

The History Makers is to be published in the UK by Weidenfeld & Nicolson.

Now, despite the rewrite, the book’s publication in the United States has been canceled, according to sources in New York. Cohen’s contract with Random House in America was signed a few years ago and sources said it was worth around $ 350,000. Yet after researching the changes to black history and historians, the publisher drastically withdrew from the deal last Wednesday. Cohen’s wife, leading American literary agent Kathy Robbins, is urgently seeking a new publisher in the United States.

History makers is still to be released in the UK by Weidenfeld & Nicolson on June 25, with prior reviews by Hilary Mantel and Amanda Foreman, followed by a book serialization on Radio 4.

Questions have been raised as to why Cohen – who was a leading editor in the UK before moving to New York City 20 years ago for a second writing career – omitted so much black history in the first draft. The teaching of black history at American universities is an integral part of the curriculum, as Black History Month has lasted for half a century.

Cohen’s book is described on its publisher’s website as “an epic exploration of who writes about the past and how the biases of some storytellers continue to influence our ideas about history (and who we are) today.” hui ”. It spans 2,500 years, from Thucydides and Tacitus to Shakespeare, Gibbon and Voltaire, before ending with television historians such as Simon Schama and David Starkey.

“Black history has not been welcomed into history,” says British historian David Olusoga. “Blacks have been invisible in history.”

Until rewrite is requested, History makers was above all a Eurocentric book. “But it is like that, as if Africa and the African American had been forgotten,” explains Hakim Adi, professor of history of Africa and the African diaspora at the University of Chichester. “It is denigrating the history of the world, and black people in particular.”

To make amends, Cohen, who edited Jeffrey Archer’s early novels, dramatically expanded his chapter on the American Civil War, including the story of Frederick Douglass, the escaped slave who later wrote five volumes of historical memoirs. . It has a brand new chapter, Who Tells Our Story, largely about black people in the United States over the past two centuries, including educator Booker T Washington and WEB Du Bois, sociologist, historian and movement leader. Niagara, who sought equal rights.

Richard Cohen.
Richard Cohen, author of the new book. Photography: Woody Campbell / Simon & Schuster Publishing

To counter criticism of the lack of African historians and writers, Cohen added Leo Africanus, a 16th-century Berber who wrote the stories of the Maghreb and the Nile Valley. Some say this convert from Islam to Christianity was the inspiration for Shakespeare Othello.

In the more recent past there is Henry Louis Gates, the influential American television historian and author, who also rediscovered our night written by Harriet Wilson, the first African-American novelist; and Toni Morrison, whose books, such as Beloved on a family just after the Civil War, were often historic.

Even with its rewrite, Cohen’s book does not directly include the story of Windrush, but examines the West Indies and England through Trinidad-born CLR James’ book on cricket, Beyond a border.

“In Britain, in particular, black history has been widely viewed in the context of imperial history and often lies,” says Olusoga. “Black history has also been delegitimized and seen as political or linked to grievances. There was this determination to keep him marginalized.

Cohen seems more assured of the influence of historical novelists including Alexandr Solzhenitsyn, whose A day in the life of Ivan Denisovich focused on her own experience in the Gulag, as well as on British authors such as Mary Renault with her stories of ancient Greece and CS Forester with her exploits as Hornblower in the Napoleonic Wars.

Another chapter, Bad History, highlights some of the dubious “facts” written by writers like Julius Caesar, who gave a very biased view of his own achievements, and Shakespeare, who is probably responsible for more inaccurate versions of historical figures. , especially monarchs, than anyone else.

Guardian Alisson makes his entry into the EPL history books


Liverpool goalkeeper Alisson made the 80-yard journey into the West Bromwich Albion penalty area more in the hope than expectation of scoring the goal that would maintain his side’s chances of reaching the Champions League .

After all, he had never scored a goal in his career. No Liverpool goalkeeper has appeared in a competitive game in the club’s 129-year history.

A textbook header in the corner changed all that.

In one of the most sensational moments of this season or any other Premier League season, Alisson – with his gloves and a must have in his black shirt and shorts – found space in the middle of the area to throw a peek into the bottom corner of a perfect delivery by Trent Alexander-Arnold and secure Liverpool a spectacular 2-1 victory on Sunday.

Alisson rose from the ground and was immediately assaulted by his teammates. Liverpool manager Jurgen Klopp was speechless in his technical field.

A goalkeeper had only scored for the sixth time in Premier League history – none of the previous five had been a winner.

And Liverpool, against all odds, could dream of the Champions League again one week from the end of the season.

“You can’t explain a lot in life,” said the Brazil international. “For me the only reason for this stuff is God – he put his hand on my head today and I feel really blessed.”

Alisson dedicated the goal to his father, José Agostinho Becker, who drowned in February after bathing at his property in the southern city of Lavras do Sul in Brazil.

“I (wish) he was there to see him. I’m sure he’s with God by his side, celebrating,” he said.

Without this goal, Liverpool would fail to finish in the top four, with their fate no longer in the hands of their players.

Now wins over Burnley and Crystal Palace will likely seal Liverpool a top four spot and a return to the Champions League for one of Europe’s biggest football clubs.

“What a goal, what a world goal and amazing, the technique was crazy,” said Klopp.

“It couldn’t have been a better time, it’s just perfect for today. If he never does again, I’m fine. It’s a perfect time.

Liverpool have 63 points, one behind Chelsea, fourth, and three behind Leicester, third with two laps to go. Chelsea host Leicester on Tuesday in the penultimate round.

Tottenham are still chasing the top four – if only mathematically – after a 2-0 win over Wolverhampton, but Everton abandoned the race with a 1-0 home loss to Sheffield United.


Tottenham striker Harry Kane and Liverpool striker Mohamed Salah are tied on 22 goals heading into the final week of the season as they fight to win the Golden Boot – the trophy awarded to the top scorer in the league – for the third time.

Kane put Tottenham on the path to victory against Wolves, but it was a frustrating game for the England captain, who hit the post twice and also had a header clear of the line.

Pierre-Emile Hojbjerg scored the other goal for sixth-placed Spurs, who are five points behind Chelsea and finish with a home game against Aston Villa on Wednesday and a trip to Leicester on Sunday.

Tottenham are ahead of West Ham on goal difference, with these two teams likely to finish in the places reserved for qualifying for the Europa League and the new Europa League Conference.

Salah matched Kane in scoring the first goal for Liverpool, which nullified Hal Robson-Kanu’s for West Brom.


Everton’s home form cost the team a chance to make the top four.

Add a loss to already relegated and final Sheffield United to the list of miserable failures at Goodison Park, which also includes losses to Fulham, Newcastle and Burnley.

Everton have won just five of their 18 home games. Carlo Ancelotti’s side play better on the away counterattack rather than giving play to opponents who sit deep when it comes to Goodison.

Daniel Jebbison, a 17-year-old forward, scored the game-winning goal for Sheffield United in his first senior start for the club.

Crystal Palace beat Aston Villa 3-2 in the other game.


More AP football: https://apnews.com/hub/soccer and https://twitter.com/AP_Sports


Steve Douglas is on https://twitter.com/sdouglas80

What are the best Irish history books for children?


Books are a great way to engage children from an early age in their heritage or in the culture of others.

We’ve put together a list of the most magical children’s books that they’ll want to read over and over again.

Patrick and the president

Written by Ryan Tubridy and PJ Lynch

A picture book on the return of President John F. Kennedy to his ancestral home in Ireland. Co-written by Late Late Show host Ryan Tubridy, this heartily told story captures the feverish excitement in the preparation for JFK’s 1963 visit – all seen through the eyes of a young boy named Patrick who wants to know , more than anything, what it would be like to shake hands with the president.

Patrick and the president

Celtic Tales: Fairy Tales and Stories of Enchantment

Written and illustrated by Kate Forrester

A beautiful book of traditional tales from Ireland, Scotland, Brittany and Wales transports you into the world of Celtic folklore. There are sixteen stories in total. organized by four themes, Tricksters, The Sea, Quests and Romance.

Celtic Tales: Fairy Tales and Stories of Enchantment

Celtic Tales: Fairy Tales and Stories of Enchantment

Ancient Ireland Coloring Book: From Newgrange to the Vikings

Written by Conor McHale

A great way to make learning fun! Bring Ireland’s ancient history to life through a series of detailed illustrations depicting everything from famous people and historical battles to scenes from Irish myth and legend.

Ancient Ireland Coloring Book: From Newgrange to the Vikings

Ancient Ireland Coloring Book: From Newgrange to the Vikings

Trace a path

Written by Sarah Webb. Illustrated by Lauren O’Neill

Filled with fun and fascinating facts and stunning full-page illustrations, this book celebrates the pioneers who shaped the world we live in. From Irish women who made changes in Ireland to those who made changes abroad. From adventurers to inventors; from explorers to warriors; from designers to writers; from rebel leaders to presidents, this book is a true celebration of Irish women

Trace a path

Trace a path

Great Irish Legends

Written by Yvonne Carroll. Illustrated by Robin Lawrie

Stories of great giants, clever warriors, jealous queens and mystical creatures abound in this richly illustrated volume of six traditional Irish legends. A pronunciation guide is included to help you read unusual Irish names

Great Irish Legends

Great Irish Legends

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COMPTON – “TWO DISTANT FOREIGNERS” IN HISTORY BOOKS! – Los Angeles Sentinel | Los Angeles Sentry


Left-Right Six Feet Over Productions: Van Lathan, Nicholas Maye, Travon Free and Samir Hernandez (Courtesy photo)

Compton’s Travon Free and the Six Feet Over crew won an Oscar and made history as the first African-American filmmaker to win in the live-action shorts category.

I’m looking at the African proverb that it takes a village to raise a child.

Co-directed by Free (who also wrote the screenplay) and Martin Desmond Roe, “Two Distant Strangers” is the story of an African-American graphic designer (rapper Joey Badass) who finds himself stuck in a time loop at the “Groundhog Day”. it always ends with his assassination by a white policeman (Andrew Howard).

There were a few hiccups after the historic victory, where filmmaker, producer and actress Cynthia Kao suggested the team copy the 2016 short film “Groundhog Day for a Black Man”. I saw this short film as part of the NBC Short Film Showcase and was not impressed. I don’t like to speak negatively about the work of other creators, but what stands out in this short is the poor execution of the story and the uninspired writing.

Now let’s move on to the last victory lap. Here’s what Travon Free, Nicholas Maye, Van Lathan and new Six Feet Over member Samir Hernandez shared about winning their first Oscar.

“As black producers, winning the Oscar is more than receiving the highest honor. It’s about carrying the torch of those who came before us and continuing to lead the way for those who come after ( and with) us It’s a responsibility we probably don’t take and an honor that will stay with us for the rest of our lives.~ Samir Hernandez

“Winning an Oscar was amazing. What was more amazing was the group we put together to contextualize each of the pain of this moment. The fact that we have done this, and are rewarded for it, is the greatest honor I have ever received in my life.~ Van Lathan

“I wanted to help create something that sparked conversation, thought provoking, something made you feel. I wanted to do something with my friends who are also black men, it was dope and expressive. I wanted to create something that would make my family proud. I accomplished this, and this is the real victory for me. But for the project to win an Oscar, it was the icing on the cake and I was lucky to be a part of it.~ Nicolas Maye

“Winning an Oscar in a monumental feat. Winning an Oscar for a film that addresses the ever-present danger of police violence against black bodies is something that cannot be qualified. We sent a message and it seems to have been heard loud and clear. I couldn’t be happier to have made history with this team and I can’t wait to keep doing more.~ Free Travon

“Two Distant Strangers” is now streaming on Netflix.

Women’s FA Cup heroines late in the history books after years of untold stories


I’m not ashamed to say that I absolutely love a good statistic. It hasn’t always served me well in life – experience has taught me that it’s often better to socialize without mentioning that Turkey’s Hakan Sukur scored the fastest goal in FIFA World Cup history. world – but as a sports journalist such nuggets can come in handy.

For this reason, covering the Women’s FA Cup finals made me feel inadequate and under-prepared, simply because of the paucity of reliable statistics available, relating to the history of the Cup. Most memorable personally, I felt ashamed in the 2018 final as a widespread line circled most mainstream media as Chelsea captain Katie Chapman then set a record by winning her 10th Women’s FA Cup. I remember asking the clubs and the Football Association for confirmation – no one knew.

The Internet has not been of much help, literature almost non-existent. Simply put, official records of the latest Women’s FA Cup finals are scarce. Fortunately, that is all about to change, following the release of a must-have book that required years of painstaking research. A Story of the Women’s FA Cup Final, by Chris Slegg and Patricia Gregory, is released in all usual places today, ahead of the 50th anniversary of the first final on May 9, 1971.

As well as telling untold stories of Cup legends, great moments and top players, the book has put together what is believed to be by far the most comprehensive collection of information on the previous 50 finals, confirming which even Wikipedia has not done before. tried to list – the names of all the scorers, as well as complete sets of team formations.

That such basic information has not been kept by the FA is a crying shame. These compositions allowed the co-authors to confirm that, among many other gems, it is indeed the English legend Rachel Yankey whose 11 victories in the final of the women’s FA Cup constitute a record. Even Yankey didn’t know, as she writes in the book’s foreword: “I didn’t realize this was a record until I was informed by the authors.”

Slegg says: “We did it with the help of players, managers, other journalists who covered some of these first finals and fans of the game. We were able to confirm that [former England and Southampton winger] Pat Chapman is the top scorer in the women’s FA Cup finals. I told Pat [10 goals in finals] during a Zoom call and she was absolutely delighted. People who love football stats know that Ian Rush has a record five goals in the men’s final and Ashley Cole is the record holder with seven men’s final wins, but the women’s achievements have been hidden and unknown. We are able to sing on these records now.

Co-author Gregory helped set up the first Women’s FA Cup competition in 1970-71 after helping found the Women’s Football Association in the late 1960s. She reunited with former finalists who are now living too far than Australia and Florida to check out details from decades ago, and knows the importance of doing so while those involved can still remember the games.

“The best thing for me has been reconnecting with some of the older players,” said Gregory. “None of us are getting any younger, we had to do it as soon as possible.” Sadly, women’s football learned of the death of a true legend on Tuesday, as Doncaster Rovers Belles icon Julie Chipchase died at the age of 60 from a short illness. Tributes poured in from all over the game, for a pioneering player who went on to coach many modern day Lionesses while working with England’s youth teams.

Thanks to Slegg and Gregory’s research, readers can now clearly see that Chipchase has been a three-time Cup winner as a player and a three-time runner-up as manager of the Belles and Leeds. His contribution to sport went far beyond, of course, but history books matter. However, this is more than appeasing cheesy statistics buffs like myself; These are great stories.

You’ve probably heard of the “Gerrard Final” or iconic moments like Ricky Villa’s winning goal in 1981. What about the 1995 “Marieanne Spacey Final”, or goalie Sue Buckett, who saved shots on goal in the 1975 and 1981 finals?

Playing finals at places like Bedford, Dunstable and Slough – far from the glamor of Wembley – these heroines paved the way for today’s full-time professionals and their contributions are now, finally, immortalized in the paperback. .

Antiques Restoration: Men’s Shed Restores Historic Telephone Booth | Guardian of Mudgee

news, local news,

Mudgee is home to a time-traveling phone booth, and no, it’s not the Tardis. The bright red phone booth that now stands tall, gleaming with a new coat of paint in a Mudgee backyard, was until recently a few weathered and damaged pieces of wood. Almost 90 long years have passed since Tasman’s flag-style Postmaster-General’s Department (PMG), a hard-backed phone booth, was first introduced in Mudgee. It was the first of its kind to be used in New South Wales in the 1930s, when it was installed outside the accommodation block in old sales yards to serve agents, when farmers called the people using the courses. After the phone booth was taken out of service in the 1970s, it was donated to Mudgee Public School for children to play with, where it remained until 1985. A local person then bought the booth. telephone, where she remained in her garden for a few decades. , until she finally asks the Men’s Shed to restore it. These phone booths have largely been forgotten and most have rotted away in the backyards of New South Wales. There are few boxes left, but for phone enthusiasts who have kept theirs in good condition, these are collector’s items. Mudgee Men’s Shed volunteer John Witheriff said when they started working on the phone booth it was damaged beyond imagining. “The only thing that held him together were the white ants binding his arms.” Men’s Shed member Kevin Payne managed the catering and worked with a group of other “Shedders” on the phone booth to bring it back to life (although she is no longer making calls). The Mudgee Men’s Shed brings together men from across the region to participate in crafts, share skills and discuss. It is an essential part of Members’ Week where they can feel useful and productive. Much of the work done at Men’s Shed involves helping build or restore different things for community members. Mudgee’s Men’s Shed is located at 249 Ulan Rd, Bombira and is open Mondays and Wednesdays from 9 a.m. to 3 p.m. Our reporters work hard to provide local and up-to-date news to the community. Here’s how you can continue to access our trusted content:


famous nurses have left their mark on health and in the history books | Your health


Throughout history, nurses have contributed to healthcare system innovations and saved lives throughout their careers.

While Florence Nightingale is perhaps the most famous medical worker in this role, there are many professionals who have made a difference and taken the position forward. Celebrate the field of nursing by learning about some of the industry’s most influential people from the past.

Dorothy Dix

Click to see larger

Dorothea Dix (Photo by Green Shoot Media)

Dorothea Lynde Dix has campaigned for medical insight into mental health. According to the American Public Health Association, Dix is ​​credited with being instrumental in founding or expanding more than 30 hospitals to treat the mentally ill.

In addition to this essential crusade, she was also a crucial criticism of cruel and negligent practices towards emotionally ill patients such as caging, incarceration, and harmful physical restraint.

She was a leading figure in international movements that challenged ideas that people with mental health issues could not get treatment to cure their problems.

Clara barton

Clara barton
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Clara Barton (Photo by Green Shoot Media)

Clara Barton worked as a nurse during the Civil War, where she served as a supplier for soldiers who were wounded in battle.

After the war, she used her expertise and knowledge in the medical field to found the American Red Cross in 1881. The organization was formed when she was 59 and she will continue to lead the cause for 23 years. following.

Barton exhibited exceptional characteristics of helping and serving others which ultimately led to new avenues of volunteering.

Mary ezra mahoney

Mary ezra mahoney

Mary Ezra Mahoney (Photo by Green Shoot Media)

In 1879, Mary Ezra Mahoney became the first African American in the United States to graduate from nursing school and begin a professional career in the field.

The National Women’s History Museum reports that she focused on private care where she met the specific needs of individual clients rather than working in the public domain.

Mahoney joined the Nurses Associated Alumnae of the United States and Canada, now the American Nurses Association, in 1896 before co-founding the National Association of Colored Graduate Nurses the following year. At the organization’s first congress, she was elected national chaplain and received a life membership.

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Ella Propheter finds her way into the history books


JAMESTOWN, NY (WKBW) – Every member of a team is important.

But on the Jamestown High School football field, a lot of respect goes to the kicker.

“Every time you see someone flourish on your team, you get excited,” said head coach Tom Lanworthy.

Especially when it’s rookie Ella Propheter who makes history as the first player to wear a Jamestown uniform.

“I am so thrilled to have the opportunity to play for them,” she said.

A soccer player for most of her life, Propheter wanted to try something new.

She played peewee football for a year in elementary school and together with her father, coach of the JV team, she thought she would give it another chance. The plan was to play for her dad on JV until college coach Tom Langworthy saw what she could do.

“We had a few guys who tried,” he said of the kicking position. “It was pretty clear that she was the best person we had for the job.”

Propheter beat the others using the power of his leg. It was an adjustment to go from kicking a soccer ball to a soccer ball, but she got it right.

In his very first college game, Propheter made five out of six extra point attempts and every time that ball goes through the uprights history is being written.

“Football is a sport where everyone can be included,” Langworthy said. “This is something where if you work hard and have the right attitude, this is for you.”

And that is why more and more young women are getting into this sport. Propheter is making his mark and hopes his journey and courage will inspire others to do the same.

“It’s really hard sometimes to come forward and get your name known because you’re a woman,” she said. “It’s so amazing to see girls and women stepping into this field and showing what they can do.”

“Women in sport are powerful,” Langworthy added. “I think she’s going to be an inspiration to our community.”

Weber State Cheer makes history


After the COVID-19 pandemic forced the National Cheer Association College Nationals 2020 to cancel, Weber’s state cheering team was forced to see its dominance take a hiatus. This year, the Wildcats won their fourth consecutive major national championship while reaching new heights.

The WSU has grown into a dynasty in its cheers division, and the team and its members are a heavyweight to be reckoned with.

When the Wildcats traveled to Daytona Beach, Florida for the 2021 NCA College Nationals, there was no doubt all eyes would be on them in the Advanced Large Coed I division.

WSU turned that attention into a climb as they exceeded high expectations and went down in history with a score of 98.5708, the highest mark in program history.

Not only were the ‘Cats able to establish a new high schedule, but they also posted the highest score of any team in all divisions and were crowned National Grand Champions.

The WSU Cheer Team returns home with the title of Grand National Champion. Photo credit: WSU Athletics

Weber State Dance will also bring home a national championship to Ogden after placing first in the Hip Hop Division I final, posting a score of 94.115.

The WSU also took home national championship honors with Elsa Hassett and Kollin Cockrell winning a national title in partner cascade. Cockrell is now twice after winning him back in 2019 as well.

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Andrew Porter obituary | history books


Historian Andrew Porter, who died at the age of 75 from Parkinson’s disease, brought religion back into analyzes of British imperialism at a time when these were more often centered on secular dynamics.

In his book Religion Versus Empire? British Protestant Missionaries and Overseas Expansion, 1700-1914 (2004), he pointed out how the growth of the empire was accompanied by an equally extensive Protestant missionary movement. Porter took both the domestic British context and the theological commitments of missionaries seriously in describing the interactions of mission and imperialism, never blurring the distinction between the two.

Seeing missionaries as instruments of imperial expansion or agents of cultural imperialism seems to him reductive. While acknowledging that the growth of Protestant missions abroad and the expansion of the empire were linked, he demonstrated that missionaries and colonial authorities were often at odds.

Compared with their Iberian Catholic predecessors, Porter argued that British Protestant missions had a stronger sense of their independence from the state, even if they sometimes sought its support. The British government itself feared that evangelical missions abroad would undermine the empire, for example through the content of missionary education or evangelism in Islamic regions.

By shaping an aspect of the history of empires hitherto dominated by regional or confessional case studies, it inspired a generation of young scholars to make their own contributions to a broader understanding of the field.

A 19th century postcard of Anglican Bishop Samuel Ajayi Crowther of Nigeria, centre, with a group of missionaries at Holwood Park, near Keston, Kent, in 1873.
Photograph: Alpha Historica/Alamy

Porter’s work on religion and empire represented a departure from his earlier research on southern Africa. His first book, The Origins of the South African War (1980), offered a political explanation of the conflict, exploring how Colonial Secretary Joseph Chamberlain mobilized British public opinion to support the cause of the uitlanders – in Boer terms, foreigners, mainly British, denied political rights in the Boer republic of Transvaal.

This interpretation led him to engage in typically robust, yet always courteous, exchanges with those who held different opinions, in this case with those who saw war as the product of economic forces.

In the mid-1990s, he also became a prominent protagonist in the debates sparked by the “gentleman capitalism” thesis of Peter Cain and A.G. Hopkins, which identified a link between city financiers and landlord families. earthlings as the key influence on Imperial policy for several centuries.

Religion versus Empire?  by Andrew Porter

Another new focus was the end of empire, then emerging as a rapidly developing area in imperial history, to which Porter and AJ Stockwell contributed an important collection of material exploring British imperial politics and decolonization (1987).

For Porter, the historical profession was never more than a matter of solitary scholarship, and he was variously involved in the publication of 18 volumes of British documents on the end of Empire; the Oxford History of the British Empire, notably as editor of volume 3 on The Nineteenth Century (1998); the Oxford Dictionary of National Biography, as associate editor; and the monumental Royal Historical Society Bibliography of Imperial, Colonial and Commonwealth History Since 1600 (2002), as editor. He was also co-editor for 11 years of the Journal of Imperial and Commonwealth History.

Through these efforts, Porter, along with his American colleague Wm Roger Louis, sought, perhaps more than any other of their generation, to give leadership to a field challenged by the rise of area studies and later reinvigorated, but also disturbed, by the emergence of a “new” imperial history, characterized by a greater focus on culture, discourse and gender, as well as on the way Britain itself constituted itself by its involvement in the empire.

Porter’s skepticism of some of the new approaches has made him determined to champion the space for studies that exemplify the best of more traditional approaches.

19th century book cover

He nevertheless remained eager to learn from the work of others, especially during the weekly Imperial History seminars at the Institute for Historical Research. He was also Honorary Secretary of the Royal Historical Society and President of the Institute of Commonwealth Studies, and was an active member of the History at the Universities Defense Group.

Born in London, Andrew was the son of Peter Porter and his wife, Betty (née Luer). The family moved to Chester, where Peter was cathedral secretary, Andrew sang in the cathedral choir, and Betty was a college trustee. From choir school, Andrew went on a scholarship to Christ Hospital School, Horsham, West Sussex, and while he became a violinist in the National Youth Orchestra.

At St John’s College, Cambridge, he moved from geography to history and conducted the various university orchestras. He was an avid string quartet player, most notably with his wife, music teacher Mary Faulkner, whom he married in 1972, and with whom he had two sons, Matthew and Simon.

After completing his doctorate at Cambridge in 1970, he went to the University of Manchester as a lecturer and then to King’s College London the following year. He became a professor in 1990, and three years later a Rhodes professor.

A longtime and efficient head of the history department, he took early retirement in 2008 after his diagnosis with Parkinson’s. With Mary, he took part in the vibrant musical life of Clun in the hills of Shropshire, giving his last violin recital in 2013.

He is survived by Mary, her sons and two grandsons.

Andrew Neil Porter, historian, born October 12, 1945; passed away on March 4, 2021

treasure trove of presidential memorabilia, from Washington hair to JFK sweater, is for sale | Smart News


A real treasure presidential memorabilia, including one lottery ticket signed by George Washington, photographs by John F. Kennedy and his family, and documents signed by James Monroe — is now on sale at RR auction.

By a declaration from the Boston-based auction house, the online auction opened on February 11, before Presidents Day, and ends tonight. The sale includes 285 lots covering the presidencies of George washington by Joe biden.

“We have things starting at $ 100 in five figures,” said RR Auction executive vice president Bobby Livingston. WBZ News‘Rachel Holt, “So this is an incredible history lesson from US presidents.”

Among the most expensive items up for auction are locks hair from George and Martha Washington, which carries an estimate of $ 75,000. The strands are housed in an elaborate floral frame measuring 20 inches in diameter and 4.5 inches in depth. In addition to the hair clippings, the frame features engravings of the couple and a gold version of the Great Seal, which shows a bald eagle holding an olive branch in its right greenhouse and three arrows in its left greenhouse.

A hair of Abraham Lincoln, estimated to be over $ 20,000, is also included in the auction.

A 3.5 inch lock of Abraham Lincoln hair

(Courtesy of RR Auction)

The locks of hair of George (right) and Martha (left) from Washington

(Courtesy of RR Auction)

A rare signed photograph of President Abraham Lincoln with his son Tad

(Courtesy of RR Auction)

Collectors have turned to presidential hair for years. As Cassandra Good reported for Smithsonian magazine in 2016, curator of the 19th century Smithsonian Jean Varden has compiled a collection of the first 14 presidents’ padlocks, each of which has been given its own place in a “grid of gold framed rectangles” now housed in the National Museum of American History. (During the Victorian era, what was called hair relics were popular on both sides of the Atlantic, with individuals exchanging padlocks as tangible “tokens of love and friendship,” according to JSTOR Dailyby Matthew Wills.)

Another important item on the auction block is a signed, sepia portrait of Lincoln and his son Tad looking at a photo album. Expected to sell for $ 75,000 or more, the 3.75 x 5.25-inch photograph “is one of three known specimens of this particular size and pose,” according to the list of lots.

Photographer Antoine Berger took the intimate father-son image at Mathew Brady’s studio in Washington, DC on February 9, 1864. The work has been widely reproduced: in 1865, Harper’s Weekly issued an amended version on its cover, and in 1984 the United States Postal Service issued stamps with the photograph accompanied by the caption “A Nation of Readers.”

The other items offered are a Check signed by James Madison, a 2011 letter of George HW Bush to the Soviet leader Mikhail Gorbachev, a photograph by Biden signed in gold ink and Kennedy college sweater. The crimson cardigan, adorned with the Harvard letter “H” and white mother-of-pearl buttons, is expected to sell for around $ 35,000. CBS cameraman Herman Lang acquired the sweater in May 1964, when a White House staff member loaned it to him because he was catching a cold.

John F. Kennedy Crimson Harvard Cardigan

(Courtesy of RR Auction)

A signed photograph of Bill Clinton

(Courtesy of RR Auction)

A letter from George HW Bush to Soviet leader Mikhail Gorbachev

(Courtesy of RR Auction)

Other Kennedy memorabilia for sale include a rosary and religious medal, both of which were offered in honor of the birth of John F. Kennedy, Jr. in 1960, and a brooch given from Jackie Kennedy to his personal secretary the same year.

“It’s so neat to know that this person was president and that she was wearing it, she signed it,” said Winston Blair, member of the association’s board of directors. Collectors of American political objects who personally owns an assortment of 3,000 presidential artifacts, New York Times‘Christina Morales. “We can once own what they held in their hands. It creates a connection.

Artifacts that belonged to Washington, Lincoln and Franklin D. Roosevelt appeal to a wide range of presidential artifact collectors, although modern presidents like Kennedy and Ronald reagan probably have the most enthusiastic collector bases, according to Hyperallergicby Cassie Packard.

Speak Times, highly contested elections, such as those of 2016 and 2020, tend to spark increased interest in presidential memorabilia.

“It tells the story of the United States,” Livingston told the Times. “History is repeating itself in America. Everything is going well here in this auction.

Hundreds of presidential memorabilia, from locks of hair to vintage photos, are auctioned off


A shadowbox display of George and Martha Washington’s hair, estimated at $ 75,000 (all images courtesy of RR Auction)

Hundreds of presidential memorabilia, including a ticket to Abraham Lincoln’s funeral, a college cardigan that belonged to John F. Kennedy, and the pen with which Warren G. Harding signed the First World War Peace Resolution , are offered at the RR Boston auction. . Online sales includes 285 lots, including documents, photographs and ephemera of all stripes related to presidents from George Washington to Joe Biden.

Items belonging to Abraham Lincoln, George Washington, and Franklin D. Roosevelt tend to be the most sought after among presidential item collectors; of the most modern presidents, John F. Kennedy and Ronald Reagan may have the most avid fundraising bases.

One of the main lots in the sale, estimated at over $ 75,000, is a large albumen portrait of Abraham Lincoln with his young son Tad, who died at the age of 18. The popular and widely reproduced photograph was taken by Anthony Berger in the Matthew Brady photo. studio in 1864. Over a century later, in 1984, the US Postal Service presented the image somewhat deceptively on a stamp titled “A Nation of Readers”; although Lincoln and his son may appear to be reading a book together in the picture – and in some forged versions, reading a Bible – they were actually looking at a photo album.

Original albumen photograph of Abraham Lincoln with his son Tad, estimated at $ 75,000.

The other prominent lot, also valued at $ 75,000, is a shadowbox display with engraved images of George and Martha Washington, as well as cuts of their hair. In the 18th and 19th centuries, it was common to give locks of hair to loved ones as souvenirs; often the hair was worn in a locket. The locks of hair – Martha’s are looser – are contained in two ornamental catkins, separated by a golden American bald eagle wearing a thirteen star and thirteen striped shield, all on a blue velvet base.

A Lincoln haircut tied with white ribbon is also featured in the sale, priced at a more moderate $ 20,000. Last year, the auction house sold a lock of Lincoln’s hair during his autopsy, along with a bloody telegram about the president’s assassination, for $ 81,000.

“Some of the most valuable presidential artifacts are presidential hair” RR Auction Vice President Bobby Livingston told WBZ. Passionate presidential hair collectors have been around for quite some time, as evidenced by a framed exhibition of hair from the first 14 presidents, systematically collected by Smithsonian curator John Varden in the mid-1800s, in the collection of the National Museum of American History.

John F. Kennedy’s Harvard sweater, estimated at $ 35,000.

For the more sartorial, the auction includes a crimson Harvard sweater that belonged to John F. Kennedy, with “Kennedy” embroidered in a tag in the collar with red thread. CBS cameraman Herman Lang was filming an outdoor interview with Jacqueline Kennedy in 1964 when he mentioned he was catching a cold. A Kennedy staff member loaned him the late President’s sweater. When Lang tried to return it after the shoot, he was told to keep it as a memento. The wool cardigan is valued at over $ 35,000.

There are several other Kennedy-related items in the sale, including a brooch that Jacqueline Kennedy gave to her personal secretary for Christmas in 1960, with a note, valued at $ 3,500; books signed by John and Jacqueline, each valued at $ 2,000; and a vintage photograph of John signing the 1961 Space Bill, which, valued at $ 100, is among the cheapest items on offer.

In a statement, auction house representative Mike Graff said “RR Auction’s February presidential sale honors esteemed commanders-in-chief of the United States.” He continued, “From the founding of the nation to modern times, it is the leaders who have guided the United States in times of war and peace. Their lives and heritage are embodied in these nearly 300 objects. The sale will run until tomorrow, February 18.

Steve Popple, Antiques Restoration Owner, on Channel 4


KEEP an eye out for a York antique restorer on your TV screens.

Steve Popple, founder and owner of Antique Restoration in North Lane in York, is one of the experts appearing on Channel Four’s Mend it for Money.

The new show is filmed in Glasgow and sees some of Britain’s best restaurateurs breathe new life into amazing objects.

Presented as a restoration show with a twist, restorers must compete, present their plans to bring precious objects back to life. Most importantly, they should estimate the profit the item will make when sold and agree to a profit sharing agreement with the owner.

Steve said: “I have been doing this job for 35 years and have been here at North Lane for 15 years. I got a call from Channel 4 asking if I would be interested in participating and I went to film in Glasgow between the blockages. Last year.

“The show was great, I really enjoyed being in it and we did some interesting restorations including a compact men’s cabinet, commode and Georgian bedside table.

“We are now hoping for a second round.”

The series takes a look at the world of collectibles, antiques and dining and Steve says he’s been working throughout the lockdown, with his TV appearances already leading to three new clients so far.

He said: “I employ Ben who has worked with me for over 20 years, and I have been leading workshops for 30 years and I have been self-employed for 15 years.

“Due to the nature of our work, we are always able to work safely for our clients and we are happy to quote for other work throughout the pandemic.

“So we have the experience to take on most projects, large and small. ”

Episodes 11-15 air all week this week from Tonight to Friday (Feb.15 – Feb.19), 5 p.m. on Channel 4.

To contact Steve at the workshop, call 01904 400728.

Presidential memorabilia including hair of George and Martha Washington up for auction


Boston-based RR Auction sells nearly 300 historical pieces tied to the presidency, ranging from locks of hair by George and Martha Washington to the Harvard sweater by John F. Kennedy. The auction house specializes in historical manuscripts, autographs and artefacts.
“We have things starting at $ 100 in five digits, so this is an incredible history lesson from US presidents,” said Bobby Livingston, executive vice president of RR Auction. WBZ, subsidiary of CNN.

The presidential auction, which began on February 11 and ends on February 18, features items that embody the “lives and legacies” of former presidents and their families, the auction house said in a statement.

Among the most valuable objects in the block are the hair of the first US President and his wife, carefully placed in two floral frames, estimated to be worth at least $ 75,000.

“Some of the most valuable presidential artifacts are presidential hair,” Livingston said. “In the 18th and 19th century, it was not out of place to take a lock of hair as a souvenir.”

“We actually sold a lock of Lincoln hair last year for over $ 80,000,” he added.

Other items up for auction include a large portrait of President Abraham Lincoln and his son, Tad. The intimate portrait is “one of only three known specimens” of this size and pose, RR Auction said in the statement.

John F. Kennedy’s Crimson Red Wool Harvard Sweater, which was gifted to CBS cameraman Herman Lang and has a label with “Kennedy” sewn into the collar, is sold with an estimated value of $ 35,000.

The former president’s college sweater was gifted to Lang by Jacqueline Kennedy as he filmed an outdoor portion of an interview with the first lady months after her husband’s assassination.

Numerous documents – including Andrew Johnson’s order for a day of mourning after Lincoln’s assassination, a lottery ticket signed by Washington, and typewritten letters signed by Eleanor Roosevelt – are among the other items featured in the sale to auction.

All items have been authenticated by experts, many of which come with letters of authenticity for an additional fee, according to RR Auction.

Presidential memorabilia on display at Covenant Living


In honor of President Joe Biden’s inauguration and Presidents Day, the Covenant Living at the Shores Lodge display case features a collection of Presidential memorabilia provided by various staff. Items include a printed funeral sermon delivered in Boston after the death of George Washington in 1799 as well as a copy of the program of the memorial service for President George HW Bush at the National Cathedral. Other items include campaign buttons for Lyndon Johnson and Richard Nixon, bumper stickers for Hubert Humphrey and Ronald Reagan, a Ross Perot poster, and a John F. Kennedy doll in a rocking chair (which plays ” Happy Days are Here Again ”). There is also a campaign flyer announcing a rally in California with Robert Kennedy a few weeks before his death. Courtesy photos

In honor of President Joe Biden’s inauguration and Presidents Day, the Covenant Living at the Shores Lodge display case features a collection of Presidential memorabilia provided by various staff. Items include a printed funeral sermon delivered in Boston after the death of George Washington in 1799 as well as a copy of the program of the memorial service for President George HW Bush at the National Cathedral. Other items include campaign buttons for Lyndon Johnson and Richard Nixon, bumper stickers for Hubert Humphrey and Ronald Reagan, a Ross Perot poster, and a John F. Kennedy doll in a rocking chair (which plays ” Happy Days are Here Again ”). There is also a campaign flyer announcing a rally in California with Robert Kennedy a few weeks before his death. Courtesy photos

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Wolcott couple opens new antique restoration store | Business


WOLCOTT – A Wolcott couple have planted their roots on Market Street with their new antique restoration and vintage decor business.

Dawn and George Blissett opened Rustic Rose Restorations in November and are eager to host a Spring Open House with other businesses on Market Street. They plan to announce more information over the next month on their Facebook page.

Dawn Blissett is passionate about restoring old furniture and crafts. She has been restoring and renovating wood and craft projects for over 15 years and has been doing restorations for clients for 10 years.

“Prior to opening our store, I would be doing several vintage markets in the Michigan and Michiana area with my sister, who also has a salvaged store,” she said. “Before Wolcott’s Crafts Unlimited Gifts moved, I sold items at the store and always put items for sale online.”

Blissett said she missed being in a store environment.

“Traveling and hauling all the heavy furniture and small decor has become taxing for my sister and I,” she said. “Mixing up busy work schedules and it became clear that we needed a store. “

Rustic Rose Restorations is located at 125 W. Market St. in Wolcott and is open from 11 am to 6 pm EST. If the store is not scheduled to open, people can call 219-313-0469 to schedule a time to shop or have a furniture restoration consultation.

Blissett said people will find unique items in his store. It features restored and personalized furniture, crafts, handmade decorations and murals, hand-poured candles, soaps, antiques, chick chalk paint and wooden signs. personalized. They also run craft classes open to the public and private craft events for large groups.

“I hope our store will bring beauty to the lives of our customers and an attraction to the city,” she said. “All of Wolcott’s stores are unique and different so we complement each other really well, which is worth a visit to visit all of the stores in town.”

Blissett hopes his new business inspires neighbors to take the plunge and fill more storefronts in Wolcott.

“I am an active member of the Main Street Committee and also a member of the board of directors of the Remington Wolcott Community Development Committee (RWCDC),” she said. “It breaks my heart to see old towns not thrive like they used to. I think it is the duty of every inhabitant to help their city grow and prosper.

“When we chose to open a business, we did so to help bring the building to life. We hope to fix it and inspire others to do the same.

Although Blissett has said the store is a work in progress, she is hopeful people will see her offerings and see the quality that is available to them.

“The name reflects everything to me. When you think of a rose you think of beauty, and when you think of rustic you think of vintage, ”she said,“ and that’s exactly what you’ll find here – vintage beauty.

Karlie Kloss talks to AD about her family’s antique restoration business


Black Friday is a divisive subject. Small Business Saturday, on the other hand, is much less angry in general and actually has one enthusiastic celebrity in particular: Karlie Kloss. The former Victoria’s Secret Angel, full supermodel and founder of the nonprofit Kode with Klossy attended a toast celebrating the 10th anniversary of the Small Business Saturday concept, hosted by American Express, in New York City on 21 November.

At the event (the evening also served as the launch of the Big Future of Shopping Small Experience pop-up store, which will be open on November 23 and 24 as well as November 30 and December 1), Kloss chatted with Architectural summary why small shopping is so important to her, especially when it comes to art and design. She even revealed that it was something she took into account when decorating her brand new home with her husband, Joshua Kushner, whom she married earlier this year in an intimate ceremony. (Months later, they celebrated a second time with their prominent friends at Brush Creek Ranch in Saratoga, Wyoming.) Read on to see what Kloss had to say.

Kloss helped cut the cake at the event.

Photo: Craig Barritt / Getty Images for American Express

Architectural summary: Few years ago, Architectural summary visited the Kode with Klossy’s offices and learned that you were quite involved in the design of the space. Did you think of shopping in small businesses when purchasing home decor items?

Karlie Kloss: That’s right! When designing our office, we were really excited to create a truly creative and functional space for our growing needs. We were aware of buying rugs and lighting from local artists.

A D: Is this something you also think of when it comes to interior design?

KK: You know my husband and I have a friend who helped us design our house that we just moved into, and through that process I was really excited to learn and see the products of many local artists. Karl Zahn, for example, is this incredible lighting designer and artist. He does everything by hand. Same thing with the rugs we bought. We support not only business owners, but also creatives who run small businesses. When we were designing our home I was excited to find out who created the things we used. And making sure we make decisions that weren’t just shaped by the aesthetics of the design.

It’s all about presidential memorabilia


Jim Warlick is a collector of political memorabilia and the owner of White House Gifts, a Washington memorabilia shop across from the White House. Up to 3,000 people a day visit the store to buy presidential memorabilia, trinkets and other gifts.

Warlick’s father, a Democrat and history buff, worked in politics, and in 1965 the family took a trip to the nation’s capital.

“I was in eighth grade and wanted to come see John Kennedy’s grave. While I was here I bought a small bust of John Kennedy. It is the symbol of my first memory and I think that the assassination of Kennedy really marked me in my political awareness.

Warlick grew up in a small town in North Carolina called Morgantown. He went to community college there and then went to the University of North Carolina at Asheville. He dropped out of college four times to work on campaigns and travel with candidates.

“I went to Raleigh and got a job in the Legislature as the Senate Sergeant-at-Arms while I was in school, and I really like this guy from Greensboro North Carolina who had served as chairman of the first civil rights commission, very progressive. And he decided to run for the Senate against Jesse Helms. And so, he asked me to come and help with the campaign, and I lived with Senator Smith and his family for a year,” he said. “We didn’t stay in hotels when we traveled, we stayed with people, because we wanted to hear what people in the community were saying. I learned from Senator Smith that you have to stay close and listen a lot.

Warlick says he believed he would eventually become an adviser to a congressman or senator, but that didn’t happen.

In 1980 Warlick designed campaign buttons for President Jimmy Carter. Although he knew there was also a market for Carter’s opponent Ronald Reagan’s buttons, Warlick would not produce them. “I’m a Carter man,” he said.

“I went to the Republican convention in Detroit and sold campaign buttons on the street corner, making more money in a week than in a year working for the congressman,” says Jim Warlick . “So I went home and said, ‘Congressman, I have to quit, because I’m traveling and visiting the country, and I want to sell buttons all over the country.'”

Warlick decided to expand his business, and in 1989 he opened a gift shop in Washington called Political Americana.

“Bill Clinton used to pass,” Warlick says. “He would come to town for fundraisers and he would always stop by the bandstand and buy all my Truman buttons. He was a huge Harry Truman fan and collected memorabilia. Hillary also bought him buttons.

Warlick produced and distributed buttons, posters, and stickers for the Clinton campaign in 1992 and 1996. In 2001, he began purchasing political artifacts: First Lady robes; a limo that President Kennedy used in Fort Worth, Texas, Kennedy’s shaving kit, and one of the pens Kennedy used to sign the Peace Corps Act. Then there was the Boeing 747 that had been John Edwards’ campaign plane, and a replica of the Oval Office built by Warner Brothers.

“I have a large catalog of stories, books, and collectibles,” Warlick says. “It’s a non-partisan tribute to presidential history.”

Warlick recently opened an ice cream shop named “Presidential Scoops.” Located opposite the White House Gift shop, the shop offers 16 flavors, all named after different presidents.

Warlick has auctioned off his collection of airplanes and other artifacts, to use the proceeds for a museum he is working to establish in his hometown in North Carolina.

“The most important thing left for me to do now is a history museum dedicated to honoring factory workers, furniture workers, the knitwear factory and textile workers. My mother worked in the knitwear factory. Entitled “The Workers’ Legacy Exhibition,” it will tell the story of all workers and their lives back then. »

It’s all about presidential memories | Voice of America


WASHINGTON – Jim Warlick is a collector of political memorabilia and the owner of White House Gifts, a Washington memorabilia store located across from the White House. Up to 3,000 people a day visit the store to purchase presidential souvenirs, trinkets and other gifts.

Warlick’s father, a Democrat and history buff, worked in politics, and in 1965 the family took a trip to the nation’s capital.

“I was in eighth grade and wanted to come see John Kennedy’s grave. While I was here I bought a small bust of John Kennedy. It’s the symbol of my earliest memory and I think the Kennedy assassination really made me aware of politics.

Warlick grew up in a small North Carolina town called Morgantown. He went to community college there and then went to the University of North Carolina at Asheville. He dropped out of school four times to work on campaigns and travel with candidates.

“I went to Raleigh and got a job in the legislature working as a Senate Sergeant-at-Arms while I was in school, and I really love this guy from Greensboro NC who had was chairman of the first very progressive Civil Rights Commission. And he decided to run for the Senate against Jesse Helms. And so, he asked me to come and help in the countryside, and I lived with Senator Smith and his family for a year, ”he said. “We weren’t staying in hotels when we were traveling, we were staying with people, because we wanted to hear what people in the community were saying. I learned from Senator Smith that you have to stay close and listen a lot.

Warlick says he believed he would eventually become an adviser to a congressman or senator, but that did not happen.

In 1980, Warlick designed campaign buttons for President Jimmy Carter. While he knew there was also a market for the buttons for Carter’s opponent Ronald Reagan, Warlick would not produce them. “I’m a Carter man,” he said.

“I went to the Republican convention in Detroit and sold campaign buttons around the corner, making more money in a week than in a year working for the congressman,” says Jim Warlick . So I went home and I said, ‘Congressman, I have to stop, because I travel and see the country, and I want to sell buttons all over the country. “”

Warlick decided to expand his business, and in 1989 he opened a souvenir store in Washington called Political Americana.

“Bill Clinton used to come,” Warlick said. “He came to town for fundraisers and he always stopped by the kiosk to buy all of my Truman buttons. He was a huge Harry Truman fan and collected memorabilia. Hillary also bought her buttons.

Warlick produced and distributed buttons, posters, and stickers for the Clinton campaign in 1992 and 1996. In 2001, he began purchasing political items: First Lady dresses; a limousine President Kennedy used in Fort Worth, Texas, Kennedy’s shaving kit, and one of the pens Kennedy used to sign the Peace Corps Act. Then there was the Boeing 747 which had been John Edwards’ field plane and a replica of the Oval Office built by Warner Brothers.

“I have an excellent catalog of stories, books and collectibles,” says Warlick. “It’s a non-partisan tribute to presidential history.”

Warlick recently opened an ice cream shop called “Presidential Palps”. Located across from the White House Gift Shop, the boutique offers 16 flavors, all named after different presidents.

Warlick auctioned off his collection of planes and other artifacts, to use the proceeds for a museum he is working to establish in his hometown of North Carolina.

The Workers’ Legacy exhibition project

“The most important thing left for me to do now is a history museum dedicated to honoring factory workers, furniture workers, hosiery factories and textile workers. My mother worked in the hosiery factory. Entitled ‘The Worker’s Legacy Exhibition’, it will tell the story of all workers and what their life was like at the time.

Bits & Bytes: ‘The Masters of the Organ’; conference on the art “ESCAPE”; conference on antique restoration; BCArc scholarships


Members of the Pittsfield Figure Skating Club will compete in the Bay State Games at Williams College in Williamstown on Saturday February 9 and Sunday February 10. Left to right: Dakota Marquis, 13, of Lanesborough; Anna Rawson, 14, of Richmond; Caroline Gillette, 14, of Pittsfield; Briana Palmieri, 16, of Pittsfield; Daniella Santamarina, 16, of Pittsfield; Amanda Drager, 16, of Dalton; Madison Quinn, 17, of Pittsfield; Rebecca Drager, 18, of Dalton; and Katie Malone-Smith, 40, of Hinsdale. Photo courtesy of the Pittsfield Figure Skating Club

“The Organ Masters” of the Berkshire Bach Society to highlight works of Bach, Buxtehude

Peter Sykes. Photo: Susan Wilson

Housatonic – Saturday February 9 at 4 p.m. at South Berkshire Unitarian Universalist Meeting, Berkshire Bach Society will present the organist Peter Sykes presenting the 1893 Johnson organ in a program called “The Organ Masters”, with works by JS Bach and Bach’s idol, Dieterich Buxtehude.

Bach was only 12 or 13 years old when he copied organ works by Buxtehude as part of his musical education and was able to study Buxtehude’s complex and improvised toccatas, fugues and fantasies firsthand. This was enough to motivate him to travel 400 kilometers, mostly on foot, at age 20 to hear the aging master in Lübeck in the winter of 1705. Sykes chose a three-piece organ program by Buxtehude that demonstrates the various musical forms and styles. who fascinated Bach so much: the Prelude in G minor, BuxWV 148; the Ciacona in E minor, BuxVW 160; and the prelude of the chorale “Nun komm, der Heiden Heiland”, BuxWV. The program will also include four works by Bach directly influenced by Buxtehude: the partita on “O Gott, frommer Gott”, BWV 767; the Toccata in C major, BWV 566; the Passacaglia and Fugue in C minor, BWV 582; and Bach’s setting to music of the choral prelude “Nun komm, der Heiden Heiland”, BWV 659.

Tickets cost $ 25 for general admission and $ 20 for members of the Berkshire Bach Society. For tickets and more information, see the Berkshire Edge calendar or contact the Berkshire Bach Society at (413) 528-9555 or [email protected]


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The “ESCAPE” art exhibition will host a conversation with Alexander Ross

Alexander Ross. Photo Courtesy of Davis Gregory Art

Grand Barrington – Davis gregory art will present the artist Alexander ross During an informal talk on his work on Friday February 8 at 3 pm at the Geoffrey Young Gallery, the work of 40 Railroad St. Ross is presented in the gallery’s current exhibition, “ESCAPE”.

Organic, otherworldly, humorous and unsettling, Ross’s imaginative works of art both delight and provoke. Using green plasticine, he transforms “products of his imagination” into drawings and paintings that question the viewer. Ross’s work has been exhibited extensively in major museums and galleries nationwide, and has been featured in major New York galleries since the 1990s, including David Nolan Gallery, Paul Kasmin Gallery, Elizabeth Dee Gallery, Matthew Marks Gallery, Mary Boone Gallery and Feigen Contemporary.

Due to the limited number of places, advance reservations will be given priority. For reservations and more information, contact Davis Gregory Art at (413) 528-4493.


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Sheffield Historical Society to offer lecture on antique furniture restoration

Sheffield – Friday February 8, at 7:30 p.m., at Dewey Room, the Sheffield Historical Society will present antique furniture restorer Mark Ziobro, who will give a talk on the fundamentals of restoration.

Ziobro has been restoring antique furniture for over 50 years. His talk will explain how he got his start, the various woodworking skills and techniques he used and developed, and some of the most notable pieces he has restored. He will accompany his conference with photos and examples of his finished work. Members of the public will learn how they can take care of their antique furniture and find out how restoration can restore a room to its former glory.

The conference is free and open to the public. Refreshments will be served. For more information, contact the Sheffield Historical Society at (413) 229-2694 or [email protected]


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Berkshire County Arc Accepting Applications for 2019 Scholarships

Pittsfield – Berkshire County Arch announced its 2019 scholarship program. High school students pursuing undergraduate studies in social services are eligible, and students pursuing degree programs including psychology, social work, special education , in rehabilitation counseling and related educational programs, will be considered.

The selection of winners will be based on previous participation in volunteer or paid activities with people with disabilities, potential to contribute to the field of social services and academic success. An independent panel of community members will select the winners and determine the amount of each prize up to the maximum purse of $ 1,500. The awards are made possible through fundraising efforts, including the annual Berkshire County Arc Golf Classic, which has raised over $ 100,000 for scholarships.

Applications are available from area high school guidance offices or by contacting the Berkshire County Arc office at (413) 499-4241 x244. The deadline for applications is Friday March 22, 2019.


UVA just received a remarkable collection of presidential memorabilia spanning 7 administrations


The more than 400 articles, covering both political parties and seven presidential administrations, reflect one man’s long-standing passion for American politics.

Jack F. Christie was a World War II veteran, a former NBC host and administrator of the Democratic National Committee responsible for the logistics of the party’s huge national conventions. He was particularly close to President John F. Kennedy, having worked both on the young senator’s presidential campaign and as a liaison between the Kennedy White House and the Democratic National Committee.

Upon Christie’s death in 2008, his vast collection of presidential memorabilia – including campaign and inauguration paraphernalia from both sides, original audio and video recordings, and his personal correspondence with politicians across the country – was in need of a new home.

His nephew, Robert Christie, chose the Center for Politics at the University of Virginia.

“My uncle wanted the collection to go where it would be shared among those interested in politics,” said young Christie, whose son is an AVU alumnus. “At AVU it will be used by young people who are interested in politics – and we really need young people involved in politics.

This is the largest private collection ever donated to the center and includes material from the Franklin D. Roosevelt, Truman, Eisenhower, Kennedy, Johnson, Nixon and Carter administrations.

“It is particularly remarkable to have a collection spanning so many jurisdictions,” said Center for Politics chief of staff Ken Stroupe.

While faculty, staff, and students are still reviewing all items, they have already found some gems, including a photo of young Christie interviewing First Lady Eleanor Roosevelt on NBC, an elephant-shaped glass bottle engraved with the face of presidential candidate Richard Nixon. , and – one of Christie’s most treasured articles – the Podium Bible used when Senator John F. Kennedy accepted the Democratic Party’s nomination for president at the 1960 Democratic National Convention.

Robert Christie said his uncle was full of interesting stories, especially about the Kennedy administration. He took a job with the Democratic National Committee in the mid-1950s, met JFK at the 1956 Democratic National Convention, and helped organize the 1960 convention in Los Angeles, where Kennedy accepted the nomination.

After Kennedy’s successful campaign, Christie worked closely with the Kennedy White House in her role on the Democratic National Committee. He also had a years-long correspondence with crooner Frank Sinatra, a close friend of Kennedy’s whom Christie met at the 1960 convention.

“My uncle would always tell us background stories, little things that were going on behind the scenes with Kennedy,” he said. “They were both veterans, both young, and they just had a lot of respect for each other.”

In one story, Kennedy – plagued with back problems for most of his life – was in tremendous pain right before he gave a televised speech. The president could barely stand, but he didn’t want to lean on the podium; he knew it would make him look weak. As staff scrambled to find a solution, Christie suggested cutting off the legs of the podium, making it just big enough for Kennedy to lean on without looking like it.

He said Kennedy turned to him and joked, ‘Let some guy in the military fix the problem,’ Christie said.

Another favorite moment came during the election campaign, after Kennedy won the Democratic nomination. Someone in the party told the young candidate that he fingered too much when giving speeches. Kennedy asked Christie if he was okay with it.

“My uncle said, ‘Senator, when you were young and running for Congress, you pointed that finger and you won. Then you went to the Senate, pointed that finger, and won. Then you ran for the nomination, and you won. If I were you, senator, I would continue to point that finger, ”recalls Christie. “Kennedy really took a hit.”

While Christie certainly had many memories of Kennedy, her collection dates back to several years before Kennedy’s ascension, to Christie’s college years and to the start of her radio career with the NBC program, “Youth Wants to Know. “. The program aimed to introduce young people to key political figures of the time. Christie, who attended Syracuse University after serving in the Army Air Corps, joined her staff shortly after graduation.

“He started out there, getting politicians on the show,” Christie said.

Among the photographs in the collection is that of a young Christie with Eleanor Roosevelt, taken when the first lady appeared in “Youth Wants to Know”.

The collection isn’t limited to the Democratic side of the aisle. Although Christie was a Democrat for much of his political career, his nephew said he aligned himself more with the Republican Party under the Ronald Reagan, George HW Bush and George W. Bush administrations. Then, towards the end of his life, he found much to admire in another young upstart Democrat: Barack Obama.

“He was very impressed with Obama,” Christie said, although his uncle passed away in February 2008, nine months before Obama won the presidency.

Among the artifacts in the collection are some of the more unusual items offered to supporters of the Presidency, such as this commemorative bottle issued by Richard Nixon’s campaign. The supporters received it as a keepsake they could use during the campaign and keep in their homes for years to come.

“The idea was for these items to be durable, not just disposable,” Stroupe said, stressing that campaign finances do not allow such items as many now. “It takes you back to another time, when you see how elaborate these articles are.”

Stroupe hopes the collection will remind students of the popular nature of American politics.

“The collection reflects how important building an image is at a local level,” he said. “It’s an example of popular politics and how politicians have worked to build an image and a name for themselves. “

As the center lists the collection, it will be used in classrooms and for public events and will also be available for research. Upcoming events for the Center include the 20e annual American conference on democracy, to be held in Charlottesville this year.

“The Center for Politics is delighted to receive this impressive collection of presidential artifacts, and we are grateful to the Christie family for their support of our ongoing work in this area,” Center director Larry J. Sabato said in a statement. Press release. “These items, many of which are not only rare, but rarely seen, will be used – with care – in our classes and featured in the centre’s next program of events in the fall and spring semesters.”

As for young Christie, he is happy that so many students have the opportunity to see and learn of the objects his uncle cherished. After all, his uncle’s last request was for the collection to be shared with those who would use and appreciate it.

“I felt great to donate the collection to UVA, because I felt it would meet what my uncle asked for,” Christie said.

Kennedy Rocker to Truman-Signed Buck, presidential memorabilia come up for auction


As Americans prepare to head to the voting booth and choose the 45th President of the United States, Goldin Auctions is offering more than 20 lots of presidential memorabilia in its annual October Legends Auction which runs from 29 October to www.GoldinAuctions, .com.

The most valuable and historic lot is the Air Force One President John F. Kennedy’s rocking chair (Lot # 22). The chair was donated by Jackie to brother-in-law and “Rat Packer” Peter Lawford. He asked for the chair knowing that it was the last chair JFK had sat on before his death. Jackie had the chair removed from the presidential plane and shipped to Lawford, who for the rest of his life kept the chair prominently in the playroom of his Santa Monica home. Lawford’s fourth wife, Patricia, signed a two-page statement telling the story of the chair as told to her by her late husband. The chair, manufactured by the P&P company of Asheboro, NC, measures approximately 44 inches in height and 27 inches at its widest, with the woven seat 22 x 17 inches. Two of JFK’s other rocking chairs each sold for over $ 400,000.

Air Force One President John F. Kennedy’s Rocking Chair (Lot # 22).

“This museum-quality artefact is truly historic and we are honored to offer it for sale,” said Ken Goldin, Founder of Goldin Auctions. “Presidential memorabilia, whether it’s personal artifacts, signed documents or even autographed baseballs, are always a favorite with collectors. We are delighted to offer a wide selection of these unique items at a variety of prices for any collector. “

Several other bundles related to JFK include: Lot # 1527 1961 LIFE Magazine Inauguration Special issue signed by JFK and personalized to Betty Proxmire; Lot # 1529 A piece of wooden fence from the Grassy Knoll in Dealey Plaza; Lots # 1534-1535 Lee Harvey Oswald’s wedding suit and overcoat; Lot # 1526 JFK signed the Senate memorandum dated July 30, 1954.

The auction also features several rare original newspapers that reported historic presidential news, including the most famous newspaper in American history. These include:

Lot # 1629Dewey defeats Truman Chicago Tribune (November 3, 1948) – the most famous newspaper ever published that published the poor results of the 1948 presidential election; Lot # 1625Lincoln assassination New York Times (April 15, 1865); Lot # 1616George Washington Death Diary (Colombian centinel December 28, 1799) – Incredibly, the journal was published 2 weeks after his death and contained only a small article.

Several letters and documents signed by several presidents, including:

Lot # 1656Harry S. Truman display signed and framed with three signed articles including a $ 1 bill; Lot # 1615Maritime letter in four languages ​​signed and unused by Abraham Lincoln (French, Spanish, English and Dutch); Lot # 1613 – 1790 Handwritten and signed personal letter from Thomas Jefferson during his tenure as Secretary of State to George Washington

And finally, the two current candidates are represented with several elements including: Hillary Clinton – Lot # 1661 signed photo of her swearing in as Secretary of State and an autographed baseball; a signed copy of his book Difficult choices. Five Donald Trump memorabilia bundles include: an autographed NY Mets jersey with the Trump name # 45; Lot # 1535 a signed New Jersey Generals mini-helmet; an autographed baseball; and a signed copy of People magazine.

Lot # 1629 – Dewey Beats Truman Chicago Tribune (November 3, 1948) – the most famous newspaper ever published that published the poor results of the 1948 presidential election.

See the collection of generations of presidential memorabilia from a man from Syracuse (photos)


SYRACUSE, NY – Almost 200 years of presidential history rest on the walls of Dick Woodworth’s home in Syracuse.

The retired Onondaga Community College professor began collecting political memorabilia as an undergraduate in 1967. His first piece? A John F. Kennedy campaign poster for his college dorm.

A friend of Woodworth’s then gave him a Barry Goldwater presidential campaign button in 1964. Soon after, Woodworth bought a Lyndon B. Johnson campaign button.

From there his fascination grew and his collection expanded to over 2,000 pieces, from a campaign piece by Andrew Jackson in 1824 to buttons by Bernie Sanders, Donald Trump, Hillary Clinton and other candidates. in this year’s elections.

Woodworth is also an avid collector of Syracuse Mayor Campaign Buttons.

He has memorabilia from many prominent political families, including buttons from the presidential campaigns of John, Robert and Ted Kennedy, George HW, George W. and Jeb Bush and Theodore and Franklin D. Roosevelt of New York.

Pieces from lesser-known political families include buttons from Mitt Romney’s 2008 and 2012 presidential campaigns, as well as his father George Romney’s short 1968 campaign.

An 1892 campaign poster for Grover Cleveland shows the only US president to serve non-consecutive terms alongside his running mate, Adlai Stevenson I. In 1952 and 1956, Stevenson’s grandson, Adlai Stevenson II, lost the presidential election against Dwight Eisenhower.

A Bill Clinton campaign button showing Bill and Hillary Clinton.

Several buttons from Bill Clinton’s 1992 campaign show a young Hillary Clinton, including one that says “Move over George and Barbara (Bush), Here come Bill and Hillary”. Another says “I support Hillary Clinton’s husband.”

Woodworth said Harry Truman memorabilia are the hardest to come by as Truman didn’t campaign much and produced relatively little campaign material.

Perhaps the rarest Truman Relic Woodworth owns is the Chicago Daily Tribune cover of November 3, 1948, famous for its misguided title stating that former New York Governor Thomas Dewey is the victor over incumbent President Truman.

Only about 70 copies of the diary remain, Woodworth said.

Other rare pieces in Woodworth’s collection include the campaign buttons of Shirley Chisholm, the first black woman elected to the House of Representatives. In 1972, she became the first African American to run for the presidential nomination of a major party.

Campaign buttons for Shirley Chisholm, the first black woman elected to the House of Representatives and the first African American from a major party to run for president.

It has a button from 1992, calling on voters to write the name of former New York Gov. Mario Cuomo for the presidency. Despite a wave of rumors and speculation, Cuomo was never a presidential candidate. It’s the only Woodworth campaign button promoting a candidate who has never declared their candidacy.

Woodworth has an orange and blue “I’m for Jack” campaign button that John F. Kennedy gave to Syracuse in 1960. This button is special, said Woodworth, because it was the only memento of Kennedy’s campaign that did not exist. was not red. , white and blue.

Woodworth, an original member of Jimmy Carter’s “Peanut Brigade,” sent a postcard to the former governor of Georgia as soon as Carter announced his candidacy for president in January 1975.

Button from John F. Kennedy’s campaign when he came to Syracuse in 1960, the year after the Orange football team won the national championship. The colors of Kennedy’s campaign were red, white, and blue, but in Syracuse orange and blue buttons were distributed.

A few months later, Carter called Woodworth to let him know he was coming to Syracuse and asked if he would meet him at the airport. Woodworth said he accompanied Carter to Syracuse for the day.

A year later, Carter called back and let Woodworth know he was coming back to town. This time, the future president had a detail of the secret services with him.

Woodworth then attended Carter’s inaugural ball, among such figures as Aretha Franklin and Muhammad Ali. He still receives a Christmas card from Carter every year.

Currently, Woodworth presents his collection to residents of nursing homes and assisted living centers in the Syracuse area. He also presented at Onondaga Community College on March 1 to commemorate Super Tuesday.

He said part of his collection comes from various button shows, but much of it comes from word of mouth or the advertisements he buys in local newspapers.

Anyone interested in contributing to the collection can contact Woodworth directly by phone at 315-469-4643 or by email at [email protected]

This feature is part of CNY Nostalgia, a section on syracuse.com. Send your ideas and curiosities to Jacob Pucci: Email | Twitter | 315-766-6747

Millions of pieces of presidential memorabilia locked up in New York


What could be the world’s largest collection of presidential campaign memorabilia – buttons, brochures, hats, posters, stickers – more than a million items in total – is not on display. It’s tucked away, stacked box upon box, stacked floor to ceiling in a handful of storage units in Long Island City, New York’s Queens borough.

How it got there is much the same way a lot of things end up in storage.

Storage boxes containing Jordan Wright’s huge collection of presidential memorabilia

austin wright

The first item in Jordan Wright’s collection, which began when he was 10, was a button from Robert F. Kennedy’s 1968 presidential campaign. Forty years later, through his hunting and gathering, Wright had amassed not only thousands more buttons, but also priceless pieces of political history. The centerpiece of the collection is an illustrated flag of George Washington used during the swearing in of the first president. In 2008, Wright died at the age of 50, just two weeks before his objects were to be displayed for the first time, in an exhibition at the Museum of the City of New York.

The exhibit continued, but soon after the memories were boxed in and the stories behind the objects were lost for years to come.

“The problem with my dad hoarding this collection and not sharing exactly what’s in it is that the knowledge was in his head,” said Austin Wright, Jordan Wright’s son, “he could tell you where where each item was and what it was, and where he received it.”

Democrats campaigning against Republican William McKinley made a doll featuring McKinley on one side and an African American girl on the other when flipped.

Museum of Democracy / Gary Mamay

One of her favorite stories, according to her son, was about a doll, produced in 1896 by Democrats campaigning against Republican William McKinley. The doll depicts McKinley in a flag-patterned dress, but when turned around and the dress is pulled in the opposite direction, it becomes an entirely different doll, depicting an African American girl in a flower-patterned dress. It was used, Wright said, to remind voters of a rumor that McKinley had fathered an African-American child out of wedlock.

McKinley’s opponent, William Jennings Bryan, was also the subject of a negative campaign. Bryan, a renowned orator, was known for his long speeches. In response, Republicans produced miniature coffins that read “spoken to death”. Mr. Wright has one of the palm-sized novelties in his collection.

A Republican-made miniature coffin that read “spoken to death”, in reference to William Jennings Bryan

Museum of Democracy / Gary Mamay

The story of the McKinley doll, miniature coffins and a thousand other objects lives on in Jordan Wright’s book, “Campaigning for President”, published in 2008. It ranges from a George Washington button to a bag George W. Bush boxing bag and includes, in the middle pages, Lincoln-era paper lanterns, a Teddy Roosevelt parasol, a Dwight Eisenhower cereal box, cans of “Gold Water”, a peanut toy with reassemble Jimmy Carter, a Ronald Reagan teapot and a Bill Clinton puppet.

What is still lacking is the encyclopedic knowledge necessary to organize these less notorious elements, the purview of Wright’s late father. Austin Wright aims to catalog, index, and eventually both traveling exhibitions and permanent exhibition space the more than one million items. To start this process, he estimates he will need to raise $1.5 million through a nonprofit he created, the Museum of Democracy. It’s a lot of money, but he says he has to find it for his father.

“He spent countless hours, three in the morning, four in the morning, keeping it, discovering new items that he wanted. I have to honor him, his passion and his legacy,” said Austin Wright , “And not only him, I think these objects deserve to be seen by the public.”

Meet the Guinness World Records Holder for Most Presidential Memorabilia


Step into Ronald Wade’s office and it’s easy to see why he’s listed in “Guinness World Records 2015” for the largest collection of US presidential memorabilia – it really is a replica of the Oval Office.

“They actually stopped counting,” Wade says of his massive collection of White House and presidential campaign articles, “because I probably have over 20,000 or 30,000 articles, if not more. of 100,000 – it is with duplication.” The official tally of the famous book’s authors puts Chief Wade’s collection at 6,960 pieces last year.

{mosads}The lifelong Republican has been accumulating “virtually everything to do with American politics” since he was 10 years old.

“My earliest memory in life is of wearing an ‘I Like Ike’ button, and I was probably 4 years old, so I was always interested in politics,” Wade, 64, told ITK.

The retired supervisor of the Texas Department of Human Services says he counts former presidents George HW Bush and George W. Bush among his friends. Its most prized item in the collection comes from the failed candidacy of the 41st Commander-in-Chief to the Senate in 1964.

“He had a group of young women who campaigned for him, the Bush Belles,” Wade says in his heavy Lone Star State twang, “So I’ve got the only known Bush Belles outfit around. Even the Bush Library doesn’t don’t have any.

“George W. came to my house, saw my collection, and was very impressed,” boasts Wade, who also donated several pieces from his massive memorabilia stash to the George W. Bush Presidential Library outside. from Dallas.

The collector extraordinaire says he’s “paying for his habit” by selling additional collectibles he’s acquired over the years, but he never sells anything he “likes”.

While much of the public might be disappointed with warring politicians, Wade – who once served as a White House page for then-President Nixon – says talking about partisan bickering in Washington is over the top: “The Party friction has existed for as long as America has been here.”

Plus, says Wade, snipes can make more interesting items: “I have some of the neatest stuff that’s ever been produced—anti-Clinton, anti-Obama—that’s so cute, even a couple anti-Bush that I hidden guard.”

And Wade says he’s not letting his own political views stop him from adding to his jaw-dropping treasure trove.

“I collect all kinds of stuff,” he laughs, “I’m a very partisan Republican, but I’m a totally nonpartisan collector.”

Meet the Guinness World Records

holder of most presidential memorabilia

Step into Ronald Wade’s office and it’s easy to see why he’s listed in “Guinness World Records 2015” for the largest collection of US presidential memorabilia – it really is a replica of the Oval Office.

“They actually stopped counting,” Wade says of his massive collection of White House and presidential campaign articles, “because I probably have over 20,000 or 30,000 articles, if not more. of 100,000 – it is with duplication.” The official tally of the famous book’s authors puts Chief Wade’s collection at 6,960 pieces last year.

The lifelong Republican has been accumulating “virtually everything to do with American politics” since he was 10 years old.

“My earliest memory in life is of wearing an ‘I Like Ike’ button, and I was probably 4 years old, so I was always interested in politics,” Wade, 64, told ITK.

The retired supervisor of the Texas Department of Human Services says he counts former presidents George HW Bush and George W. Bush among his friends. Its most prized item in the collection comes from the failed candidacy of the 41st Commander-in-Chief to the Senate in 1964.

“He had a group of young women who campaigned for him, the Bush Belles,” Wade says in his heavy Lone Star State twang, “So I’ve got the only known Bush Belles outfit around. Even the Bush Library doesn’t don’t have any.

“George W. came to my house, saw my collection, and was very impressed,” boasts Wade, who also donated several pieces from his massive memorabilia stash to the George W. Bush Presidential Library outside. from Dallas.

The collector extraordinaire says he’s “paying for his habit” by selling additional collectibles he’s acquired over the years, but he never sells anything he “likes”.

While much of the public might be disappointed with warring politicians, Wade – who once served as a White House page for then-President Nixon – says talking about partisan bickering in Washington is over the top: “The Party friction has existed for as long as America has been here.”

Plus, says Wade, snipes can make more interesting items: “I have some of the neatest stuff that’s ever been produced—anti-Clinton, anti-Obama—that’s so cute, even a couple anti-Bush that I hidden guard.”

And Wade says he’s not letting his own political views stop him from adding to his jaw-dropping treasure trove.

“I collect all kinds of stuff,” he laughs, “I’m a very partisan Republican, but I’m a totally nonpartisan collector.”

JFK aide David Powers’ family sell presidential memorabilia


BOSTON (AP) – The family of a former special assistant to President John F. Kennedy auctions hundreds of photographs, documents, gifts and other memorabilia that belonged to the former president.

David Powers, who died in 1998, was a close personal friend of Kennedy and his wife, Jackie. He was also the first curator of the John F. Kennedy Presidential Library and Museum in Boston until his retirement in 1994.

The Powers family found “an extraordinary collection” of memorabilia locked up last year as they prepared to sell the family home, according to Auctioneers John McInnis in Amesbury.

Powers, who joined Kennedy on his first political campaign for Congress in 1946 and was with him when he was assassinated in Dallas in 1963, has collected memorabilia and documents spanning years of friendship with the Kennedy family. His collection of around 2,000 pieces will be auctioned in 723 lots on February 17.

The collection includes the President’s Air Force One leather bomber jacket; photos of the baptism of her only surviving child, Caroline Kennedy; photos of John F. Kennedy Jr.’s birthday party taken in December 1963; a birthday card that a young John F. Kennedy Jr. sent to his father a few months before his assassination; and a collage of photos that show JFK and Jackie before he was elected president. Other articles include a statement announcing Kennedy’s run for president, ephemera, letters, documents and gifts to and from family.

The JFK Library, which is responsible for promoting Kennedy’s life and legacy, says it is trying to determine whether any of the items belong to the institution.

“The Kennedy Library is working with the family of Dave Powers to determine if any of the items currently being auctioned by the Powers family belong properly to the Kennedy Library and should be donated to the library in the same manner as other items that ‘they have donated in the past,’ the institution said in a statement on Friday.

At the request of Robert F. Kennedy, Powers began in 1964 to collect and collect Kennedy memorabilia that were to be part of the library’s permanent display, the library says on its website. He also traveled around the world with an exhibition to raise funds for the building of the library, according to the website.

Powers’ daughter Mary was not at home and could not be reached for comment on Friday.

Dan Meader, of John McInnis Auctioneers, played down the ownership issues.

“You have to remember that they’ve given away so much over the years,” Meader said. “This is their own private business and the Powers family… love the JFK library and they want to do whatever they can to preserve this legacy that their father created.”

Meader said he doesn’t know how much the auction is likely to generate or the total estimated value of the items sold.

The auctioneer’s highest estimate was for the jacket, at $ 20,000 to $ 40,000, while some lots were priced between $ 50 and $ 100.

The memories, Meader said, sparked interest around the world. People from Ireland, UK, Germany, Mexico, South Africa, Canada, Australia, UAE, Netherlands and beyond have already registered to bid , did he declare.